LAWFORD HOMES LIMITED

🌳Matureactive
08612375 · ltd · incorporated 2013-07-16
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 9.8y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
80/100
Exceptional
🔔
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What this business does
Primary activity: Development of building projects
Sector: Construction
ALSO REGISTERED FOR
  • 41202Construction of domestic buildings
Investor take
Pursue
Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 80/100 (exceptional), bankability 80/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 9.8y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 9.8 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (84/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
6 officers (6 active, 6 linked, 5 with DOB)
87
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
20 connected companies via shared directors
90
Filing history
32 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees4400

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
  1. 2025-11-24
    📄
    accounts-with-accounts-type-small
    accounts · AA
  2. 2025-08-13
    ROSE, Thomas William appointed
    director
  3. 2025-08-13
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  4. 2024-12-17
    📄
    accounts-with-accounts-type-small
    accounts · AA
  5. 2023-12-11
    📄
    accounts-with-accounts-type-small
    accounts · AA
  6. 2022-12-19
    📄
    accounts-with-accounts-type-small
    accounts · AA
  7. 2021-12-29
    📄
    accounts-with-accounts-type-small
    accounts · AA
  8. 2021-03-22
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  9. 2021-03-22
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  10. 2020-12-16
    📄
    accounts-with-accounts-type-small
    accounts · AA
  11. 2019-12-11
    📄
    accounts-with-accounts-type-small
    accounts · AA
  12. 2019-04-08
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  13. 2019-04-01
    BROWN, Samuel David appointed
    director
  14. 2018-09-07
    📄
    accounts-with-accounts-type-small
    accounts · AA
  15. 2017-09-22
    📄
    accounts-with-accounts-type-small
    accounts · AA
  16. 2016-10-07
    📄
    accounts-with-accounts-type-full
    accounts · AA
  17. 2016-09-13
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  18. 2016-09-06
    🔒
    Charge registered #2
    Lender: Lloyds Bank PLC
  19. 2016-08-31
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  20. 2016-08-30
    🔒
    Charge registered #1
    Lender: Lloyds Bank PLC
  21. 2013-07-16
    🏢
    Company incorporated
    As LAWFORD HOMES LIMITED
  22. 2013-07-16
    BOWLES, Andrew Martin appointed
    secretary
  23. 2013-07-16
    BOWLES, Andrew Martin appointed
    director
  24. 2013-07-16
    ROSE, Jennifer Mary appointed
    director
  25. 2013-07-16
    ROSE, Steven William Jolian appointed
    director

Owner dependency

63/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -5 active directors: Broader management team in place — suggests transferable governance.
  • +Founder age: Director aged approximately 66 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

23/100
No succession signal

No meaningful acquirability indicators from public data.

SIGNALS
  • primaryFamily succession underway: Not a takeover target — ROSE, Thomas William (same surname) appointed 2025-08-13. Pattern consistent with intra-family handover.
  • primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
  • secondary12+ year tenure: Director in role 13 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Rose Homes For Life Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Rose Homes For Life Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
LAWFORD HOMES LIMITED
This company · 08612375

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Rose Homes For Life Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control16/03/2021
1 historic (ceased) PSC
  • Rose Group Limitedceased 16/03/2021· 75-100% shares · 75-100% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2013-07-16
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects

Registered office

Riverside House
Riverside Avenue East
Lawford
Essex
CO11 1US

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-07-30
Last: 2025-07-16

Officers (6 active · 0 resigned)

BOWLES, Andrew Martin
secretary · appointed 2013-07-16
View their other companies + combined net worth →
Active
BOWLES, Andrew Martin
director · ~61y · appointed 2013-07-16
View their other companies + combined net worth →
Active
BROWN, Samuel David
director · ~47y · appointed 2019-04-01
View their other companies + combined net worth →
Active
ROSE, Jennifer Mary
director · ~62y · appointed 2013-07-16
View their other companies + combined net worth →
Active
ROSE, Steven William Jolian
director · ~66y · appointed 2013-07-16
View their other companies + combined net worth →
Active
ROSE, Thomas William
director · ~33y · appointed 2025-08-13
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Lloyds Banking Group
Lloyds Bank PLC
A registered charge1 property06/09/2016
outstanding
Lloyds Banking Group
Lloyds Bank PLC
A registered charge30/08/2016
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (32 total)

accounts-with-accounts-type-small
accounts · AA
2025-11-24
appoint-person-director-company-with-name-date
officers · AP01
2025-08-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-18
accounts-with-accounts-type-small
accounts · AA
2024-12-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-19
accounts-with-accounts-type-small
accounts · AA
2023-12-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-19
accounts-with-accounts-type-small
accounts · AA
2022-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-22
accounts-with-accounts-type-small
accounts · AA
2021-12-29
confirmation-statement-with-updates
confirmation-statement · CS01
2021-07-21
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2021-03-22
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2021-03-22
accounts-with-accounts-type-small
accounts · AA
2020-12-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-07-25