4ARCLEC LIMITED
Opportunity 74/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
5 live charges · 4 lenders · oldest 12.8y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 12.8 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-07-31 | 2024-07-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 accounts
Corporate timeline (25 events)Click to expand
- 2026-02-16📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-08-05📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-02-15📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-05-09📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-04-14📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-04-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-04-12🔒Charge registered #5Lender: Sg Kleinwort Hambros Bank Limited
- 2021-12-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-12-01🔓Charge satisfied #4
- 2021-10-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-10-15🔒Charge registered #4Lender: Hsbc Private Bank (Suisse) Sa
- 2021-04-16📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-03-23📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-04-11📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-04-09📄accounts-with-accounts-type-dormantaccounts · AA
- 2017-08-08📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2017-08-08📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2017-08-01📄notification-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC08
- 2017-05-04📄accounts-with-accounts-type-dormantaccounts · AA
- 2015-12-22🔒Charge registered #3Lender: Kleinwort Benson Bank Limited
- 2015-12-22🔒Charge registered #2Lender: Kleinwort Benson Bank Limited
- 2013-11-06🔓Charge satisfied #1
- 2013-08-15🔒Charge registered #1Lender: Hsbc Private Bank (UK) Limited
- 2013-07-18🏢Company incorporatedAs 4ARCLEC LIMITED
- 2013-07-18➕ALLEN, Julien Timothy appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 13 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Julien Timothy Allen Individual · British · DOB 05/1971 · age 55 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
Richard Allan Caring Individual · British · DOB 06/1948 · age 78 | — | — | sig. influencesignificant influence | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 5PR TW HOLDINGS LIMITED→ 16236712 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 5XFIVE LTD→ 14997542 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 6-10 LOWNDES SQUARE MANAGEMENT COMPANY LIMITED→ 01842646 · est 1984 · no financials extracted | — | — | — | — | 41y | — | — |
| 63 MARK LANE LIMITED→ 17047194 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 63CSF LIMITED→ 16101887 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 6TH GEAR HOLDING COMPANY LTD→ 16185068 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 7 DENNING ROAD (MANAGEMENT) LIMITED→ 03426782 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| 7 DIALS CAPITAL HOLDINGS LTD→ 17086061 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 7 GS LTD→ 14686816 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 7 MILLENNIUM DRIVE E14 RTM COMPANY LIMITED→ 09046839 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| 7 UPPER TOLLINGTON PARK MANAGEMENT COMPANY LIMITED→ 13514681 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 70 ACTON STREET FREEHOLD LIMITED→ 17074858 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Sg Kleinwort Hambros Bank Sg Kleinwort Hambros Bank Limited | A registered charge | 1 property | 12/04/2022 | — | |
| satisfied | HSBC Hsbc Private Bank (Suisse) Sa | A registered charge | 3 properties | 15/10/2021 | 01/12/2021 | |
| outstanding | Kleinwort Benson Bank Kleinwort Benson Bank Limited | A registered charge | 1 property | 22/12/2015 | — | |
| outstanding | Kleinwort Benson Bank Kleinwort Benson Bank Limited | A registered charge | — | 22/12/2015 | — | |
| satisfied | HSBC Hsbc Private Bank (UK) Limited | A registered charge | 1 property | 15/08/2013 | 06/11/2013 |