ALTERIUM LIMITED
🌳Matureactive
08621989 · ltd · incorporated 2013-07-24
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Activities of financial services holding companies
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 77/100 (strong), bankability 77/100. Strong seller-intent signal (60/100, director aged 58). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 12 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
16 live charges · 12 lenders · oldest 12.4y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 12.4 years old — likely at or near maturity.
- · 12 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (62/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
16 charges (16/16 with lender, 16/16 with type)
90
Directors & officers
11 officers (5 active, 11 linked, 11 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
28 connected companies via shared directors
90
Filing history
114 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (69 events)Click to expand
- 2025-12-18📄accounts-with-accounts-type-groupaccounts · AA
- 2025-10-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-09-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-09-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-04-30📄accounts-with-accounts-type-groupaccounts · AA
- 2025-04-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-25🔓Charge satisfied #16
- 2025-04-25🔓Charge satisfied #15
- 2024-08-19📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2024-04-22📄accounts-with-accounts-type-groupaccounts · AA
- 2023-07-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-03🔒Charge registered #16Lender: Wilmington Trust (London) Limited
- 2023-05-09📄accounts-amended-with-accounts-type-smallaccounts · AAMD
- 2023-05-03📄accounts-with-accounts-type-groupaccounts · AA
- 2022-09-14📄resolutionresolution · RESOLUTIONS
- 2022-09-14📄resolutionresolution · RESOLUTIONS
- 2022-09-13📄capital-allotment-sharescapital · SH01
- 2022-09-13📄capital-allotment-sharescapital · SH01
- 2022-03-11📄accounts-with-accounts-type-smallaccounts · AA
- 2021-12-01📄capital-return-purchase-own-shares-treasury-capital-datecapital · SH03
- 2021-05-04📄accounts-with-accounts-type-smallaccounts · AA
- 2020-04-10➕KNIGHT, Adam Digby appointeddirector
- 2020-04-07🔓Charge satisfied #14
- 2020-04-06🔓Charge satisfied #13
- 2020-03-20🔒Charge registered #15Lender: Wilmington Trust (London) Limited (as Security Agent)
- 2019-04-16➖KNIGHT, Adam Digby resigneddirector
- 2017-04-20🔓Charge satisfied #12
- 2017-04-20🔓Charge satisfied #11
- 2017-04-20🔓Charge satisfied #10
- 2017-04-20🔓Charge satisfied #9
- 2017-04-20🔓Charge satisfied #8
- 2017-04-20🔓Charge satisfied #5
- 2017-04-20🔓Charge satisfied #4
- 2017-04-20🔓Charge satisfied #3
- 2017-04-20🔓Charge satisfied #1
- 2017-03-30🔒Charge registered #14Lender: Hwsil Finance Co Limited
- 2017-03-30🔒Charge registered #13Lender: Max Chmyshuk
- 2016-11-02➕DHILLON, Navjyot Singh appointeddirector
- 2016-11-02➕KAMATH, Nimesh Raghavendra appointeddirector
- 2016-11-02➕MCPHERSON, Daniel Andre appointeddirector
- 2016-11-02➖CHMYSHUK, Maxim resigneddirector
- 2016-11-02➕KNIGHT, Adam Digby appointeddirector
- 2016-11-02➖O'SULLIVAN, Daniel resigneddirector
- 2016-09-27🔒Charge registered #12Lender: Adinal Mcgregor Limited (As Lender)
- 2016-09-27🔒Charge registered #11Lender: Eiffel Investment Group B.V. (As Lender)
- 2016-09-20🔓Charge satisfied #7
- 2016-09-20🔓Charge satisfied #6
- 2016-09-20🔓Charge satisfied #2
- 2016-09-19➕TUVEY, Peter John appointeddirector
Showing most recent 50 of 69 events
Owner dependency
48/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -5 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
40/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Adam Digby Knight Individual · British · DOB 01/1974 · age 52 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 20/03/2020 |
Mr Daniel Andre Mcpherson Individual · British · DOB 11/1972 · age 54 | — | 25–50% | 25-50% voting | 29/08/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · IP postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ACTION 97 LIMITED→ 14457406 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ALIGNED PARTNERS LTD→ 16160582 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ALLREID HOLDINGS LIMITED→ 17061939 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ALMNERS LTD→ 12751372 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ALTON REACH (STUTTON) MANAGEMENT COMPANY LIMITED→ 13797247 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AM ESTATE HOLDINGS LIMITED→ 16981620 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AMBIT ASSETS LTD→ 06037351 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| AMHERST (MH) LIMITED→ 16353725 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AMHERST GROUP HOLDINGS LIMITED→ 16352777 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ANCHOR CARE HOLDINGS LTD→ 16311305 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ANCIENT KEY RESIDENTS COMPANY LIMITED→ 06110607 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| ANDREW P COOPER HOLDINGS LIMITED→ 11310397 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-07-24
Jurisdictionengland-wales
Primary SIC64205 — Activities of financial services holding companies
Registered office
Holbrook House
51 John Street
Ipswich
Suffolk
IP3 0AH
England
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2026-08-07
Last: 2025-07-24
Officers (5 active · 6 resigned)
DHILLON, Navjyot Singh→
Activedirector · ~58y · appointed 2016-11-02
View their other companies + combined net worth →
KAMATH, Nimesh Raghavendra→
Activedirector · ~51y · appointed 2016-11-02
View their other companies + combined net worth →
KNIGHT, Adam Digby→
Activedirector · ~52y · appointed 2020-04-10
View their other companies + combined net worth →
MCPHERSON, Daniel Andre→
Activedirector · ~54y · appointed 2016-11-02
View their other companies + combined net worth →
TUVEY, Peter John→
Activedirector · ~47y · appointed 2016-09-19
View their other companies + combined net worth →
CHMYSHUK, Maxim→
Resigneddirector · ~48y · appointed 2013-07-24 · resigned 2016-11-02
KAMATH, Nimesh Raghavendra→
Resigneddirector · ~51y · appointed 2016-06-08 · resigned 2016-09-19
KNIGHT, Adam Digby→
Resigneddirector · ~52y · appointed 2016-11-02 · resigned 2019-04-16
MCPHERSON, Robert Hamish→
Resigneddirector · ~50y · appointed 2014-02-14 · resigned 2016-06-08
O'SULLIVAN, Daniel→
Resigneddirector · ~40y · appointed 2015-01-09 · resigned 2016-11-02
TUVEY, Peter John→
Resigneddirector · ~47y · appointed 2014-02-14 · resigned 2014-10-07
Click a director name to see their full track record across all companies.
Mortgages & charges
16
Total charges
0
Outstanding
0
Active lenders
Status:Lender:16 of 16 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Wilmington Trust (London) Wilmington Trust (London) Limited | A registered charge | 1 property | 03/07/2023 | 25/04/2025 | |
| satisfied | Wilmington Trust (London) (as Security Agent) Wilmington Trust (London) Limited (as Security Agent) | A registered charge | 1 property | 20/03/2020 | 25/04/2025 | |
| satisfied | Hwsil Finance Co Hwsil Finance Co Limited | A registered charge | — | 30/03/2017 | 07/04/2020 | |
| satisfied | Max Chmyshuk / Igor Rusanov / Adinal Mcgregor / Adam Knight Max Chmyshuk / Igor Rusanov / Adinal Mcgregor Limited / Adam Knight | A registered charge | — | 30/03/2017 | 06/04/2020 | |
| satisfied | Adinal Mcgregor (As Lender) Adinal Mcgregor Limited (As Lender) | A registered charge | 1 property | 27/09/2016 | 20/04/2017 | |
| satisfied | Eiffel Investment Group B.V. (As Lender) | A registered charge | 1 property | 27/09/2016 | 20/04/2017 | |
| satisfied | Adinal Mcgregor Adinal Mcgregor Limited | A registered charge | — | 21/07/2016 | 20/04/2017 | |
| satisfied | Adam Knight | A registered charge | — | 21/07/2016 | 20/04/2017 | |
| satisfied | Bg Finance S.A. | A registered charge | 1 property | 07/04/2016 | 20/04/2017 | |
| satisfied | Adinal Mcgregor Adinal Mcgregor Limited | A registered charge | — | 21/03/2016 | 20/09/2016 | |
| satisfied | Adam Knight | A registered charge | — | 21/03/2016 | 20/04/2017 | |
| satisfied | Igor Rusanov | A registered charge | — | 18/03/2016 | 20/09/2016 | |
| satisfied | Stichting Value | A registered charge | — | 23/10/2015 | 20/04/2017 | |
| satisfied | Bg Finance S.A. | A registered charge | — | 10/07/2015 | 20/04/2017 | |
| satisfied | Adam Knight | A registered charge | — | 17/12/2014 | 20/09/2016 | |
| satisfied | Westquay Investments Sarl | A registered charge | 1 property | 14/02/2014 | 20/04/2017 |
Recent filings (114 total)
accounts-with-accounts-type-group
accounts · AA
2025-12-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-10-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-25
accounts-with-accounts-type-group
accounts · AA
2025-04-30
mortgage-satisfy-charge-full
mortgage · MR04
2025-04-25
mortgage-satisfy-charge-full
mortgage · MR04
2025-04-25
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2024-08-19
confirmation-statement-with-updates
confirmation-statement · CS01
2024-08-05
accounts-with-accounts-type-group
accounts · AA
2024-04-22
confirmation-statement-with-updates
confirmation-statement · CS01
2023-07-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-07-07
accounts-amended-with-accounts-type-small
accounts · AAMD
2023-05-09
accounts-with-accounts-type-group
accounts · AA
2023-05-03