MUDDY BOOTS NURSERY (CUMBRIA) LTD
- · Oldest live charge 7.2y old — refinance window within 12 months
Opportunity 80/100 (exceptional), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
2 live charges · oldest 7.2y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 7.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (55/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Recent activity
- • 1 accounts
- • 1 accounts
Corporate timeline (23 events)Click to expand
- 2026-05-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-05-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-20📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-20📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-20📄change-person-secretary-company-with-change-dateofficers · CH03
- 2024-03-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-08-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-05-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-07-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-07-29🔒Charge registered #2Lender: Barclays Security Trustee Limited
- 2019-04-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-04-24🔒Charge registered #1Lender: Barclays Security Trustee Limited
- 2019-02-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-02-27📄capital-allotment-sharescapital · SH01
- 2018-02-27📄capital-name-of-class-of-sharescapital · SH08
- 2018-02-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2013-08-13🏢Company incorporatedAs MUDDY BOOTS NURSERY (CUMBRIA) LTD
- 2013-08-13➕GARVEY, Gillian Louise appointedsecretary
- 2013-08-13➕GARVEY, Gerald John appointeddirector
- 2013-08-13➕GARVEY, Gillian Louise appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Gerald John Garvey Individual · British · DOB 06/1966 · age 60 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 12/08/2016 |
Mrs Gillian Louise Garvey Individual · British · DOB 09/1969 · age 57 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 12/08/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 29/07/2019 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | — | 24/04/2019 | — |