CENTTRIP LIMITED
🌳Matureactive
08651138 · ltd · incorporated 2013-08-14
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 5.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueActive trading company with a 66-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (63/100, director aged 66). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 5.2y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 5.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 20/100 — clean.
Data confidence
Overall: medium (62/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
22 officers (4 active, 22 linked, 22 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
20 connected companies via shared directors
90
Filing history
147 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
7
filings
- • 2 mortgage
- • 1 confirmation-statement
- • 1 capital
Counts from Companies House filing history.
Corporate timeline (64 events)Click to expand
- 2026-02-13📄capital-allotment-sharescapital · SH01
- 2026-01-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-01-28🔓Charge satisfied #1
- 2026-01-15🔒Charge registered #2Lender: Eml Payments LTD
- 2026-01-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2026-01-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-28📄accounts-with-accounts-type-fullaccounts · AA
- 2025-12-27➖STARES, Vanya resigneddirector
- 2024-10-12📄accounts-with-accounts-type-fullaccounts · AA
- 2024-08-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-08-21📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-21📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-08-10➕WARNER, James appointeddirector
- 2024-03-30📄accounts-with-accounts-type-fullaccounts · AA
- 2024-03-13📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-03-12📄gazette-notice-compulsorygazette · GAZ1
- 2022-12-20📄capital-allotment-sharescapital · SH01
- 2022-10-05📄accounts-with-accounts-type-fullaccounts · AA
- 2022-08-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-08-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-08-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-08-01➕GOODING, Sarah Catherine appointeddirector
- 2022-08-01➕STARES, Vanya appointeddirector
- 2022-07-29➖WARNER, James Joseph resigneddirector
- 2021-12-20➖FOONG, Yen resigneddirector
- 2021-12-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-03-25🔒Charge registered #1Lender: Clydesdale Bank PLC
- 2020-11-02➕DOWNING, Terry William appointeddirector
- 2020-06-30➖LEE, Viet resigneddirector
- 2020-03-31➖JAMIESON, Brian John resigneddirector
- 2020-01-23➖MUNSTER, Ronny resigneddirector
- 2019-12-12➖ENGLAND, Simon resigneddirector
- 2019-11-18➕ENGLAND, Simon appointeddirector
- 2019-09-19➕FOONG, Yen appointeddirector
- 2019-07-01➕TURNER, Jane Elizabeth appointeddirector
- 2019-07-01➕LEE, Viet appointeddirector
- 2019-04-30➖NORTH, Antony John resigneddirector
- 2019-03-29➖SILVER, Bradley Ian resigneddirector
- 2018-11-30➖BAERLEIN, Amelia Anne resigneddirector
- 2018-11-14➖FILSHIE, Alexander resigneddirector
- 2018-11-14➖NICOLI, Eric Luciano resigneddirector
- 2018-11-14➖PERRY, Haim resigneddirector
- 2018-08-14➖HIPPERSON, Mark Dean resigneddirector
- 2018-05-24➕FILSHIE, Alexander appointeddirector
- 2016-11-21➕BAERLEIN, Amelia Anne appointeddirector
- 2016-10-31➕HIPPERSON, Mark Dean appointeddirector
- 2016-10-31➖O'NEILL, Daniel Stuart resigneddirector
- 2016-10-31➕SILVER, Bradley Ian appointeddirector
Showing most recent 50 of 64 events
Owner dependency
55/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 66 — succession pressure is live.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Centtrip Holdings Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Centtrip Holdings Ltd
Corporate parent · holds 75-100% shares
⬇
CENTTRIP LIMITED
This company · 08651138
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Centtrip Holdings Ltd Corporate entity | 75–100% | — | 75-100% shares | 19/04/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · W postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ALL RISK SERVICE LTD→ 12405191 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ALPHA & OMEGA TRADING COMPANY LIMITED→ 07002619 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| ALPHA GROUP INTERNATIONAL LIMITED→ 07262416 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| ALPHA KEY CAPITAL LIMITED→ 08354310 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| ALPHA TRADE LTD→ 14436378 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ALPHA UK HOLDINGS LIMITED→ 12661158 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ALPHAGRAPH VC LTD→ 16906761 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALPSTONE CAPITAL SERVICES LIMITED→ 10396216 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ALSTER HI LIMITED→ 04925940 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| ALT PRIME GLOBAL LTD→ 16383999 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ALTA ADVISERS LIMITED→ 03150197 · est 1996 · no financials extracted | — | — | — | — | 30y | — | — |
| ALTERA PARTNERS MANAGEMENT LIMITED→ 04945309 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-08-14
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
9 Noel Street
London
W1F 8GQ
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-05-23
Last: 2026-05-09
Officers (4 active · 18 resigned)
DOWNING, Terry William→
Activedirector · ~61y · appointed 2020-11-02
View their other companies + combined net worth →
GOODING, Sarah Catherine→
Activedirector · ~54y · appointed 2022-08-01
View their other companies + combined net worth →
TURNER, Jane Elizabeth→
Activedirector · ~66y · appointed 2019-07-01
View their other companies + combined net worth →
WARNER, James→
Activedirector · ~50y · appointed 2024-08-10
View their other companies + combined net worth →
BAERLEIN, Amelia Anne→
Resigneddirector · ~47y · appointed 2016-11-21 · resigned 2018-11-30
BUTCHER, Daniel Philip→
Resigneddirector · ~54y · appointed 2013-09-24 · resigned 2015-02-25
DESBOROUGH, Stephen John→
Resigneddirector · ~59y · appointed 2013-08-14 · resigned 2013-08-30
ENGLAND, Simon→
Resigneddirector · ~50y · appointed 2019-11-18 · resigned 2019-12-12
FILSHIE, Alexander→
Resigneddirector · ~59y · appointed 2018-05-24 · resigned 2018-11-14
FOONG, Yen→
Resigneddirector · ~52y · appointed 2019-09-19 · resigned 2021-12-20
HIPPERSON, Mark Dean→
Resigneddirector · ~58y · appointed 2016-10-31 · resigned 2018-08-14
JAMIESON, Brian John→
Resigneddirector · ~60y · appointed 2014-04-23 · resigned 2020-03-31
JAMIESON, Brian John→
Resigneddirector · ~60y · appointed 2013-08-30 · resigned 2013-09-24
LEE, Viet→
Resigneddirector · ~48y · appointed 2019-07-01 · resigned 2020-06-30
MUNSTER, Ronny→
Resigneddirector · ~67y · appointed 2015-09-01 · resigned 2020-01-23
NICOLI, Eric Luciano→
Resigneddirector · ~76y · appointed 2015-10-01 · resigned 2018-11-14
NORTH, Antony John→
Resigneddirector · ~56y · appointed 2014-12-11 · resigned 2019-04-30
O'NEILL, Daniel Stuart→
Resigneddirector · ~54y · appointed 2015-09-01 · resigned 2016-10-31
PERRY, Haim→
Resigneddirector · ~79y · appointed 2016-07-14 · resigned 2018-11-14
SILVER, Bradley Ian→
Resigneddirector · ~62y · appointed 2016-10-31 · resigned 2019-03-29
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Eml Payments Eml Payments LTD | A registered charge | 1 property | 15/01/2026 | — | |
| satisfied | Virgin Money Clydesdale Bank PLC | A registered charge | 1 property | 25/03/2021 | 28/01/2026 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (147 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-05-18
capital-allotment-shares
capital · SH01
2026-02-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-29
mortgage-satisfy-charge-full
mortgage · MR04
2026-01-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2026-01-14
termination-director-company-with-name-termination-date
officers · TM01
2026-01-09
accounts-with-accounts-type-full
accounts · AA
2025-12-28
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-14
accounts-with-accounts-type-full
accounts · AA
2024-10-12
appoint-person-director-company-with-name-date
officers · AP01
2024-08-21
change-person-director-company-with-change-date
officers · CH01
2024-08-21
change-person-director-company-with-change-date
officers · CH01
2024-08-21
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-08-13
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-22
accounts-with-accounts-type-full
accounts · AA
2024-03-30