AFC CAPITAL LIMITED
🌳Matureactive
08668688 · ltd · incorporated 2013-08-29
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Why now
Window steady · low confidence
Steady and tidy — no seller pressure yet. Approach only if an angle opens.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Security dealing on own account
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
38 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 2 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2025-12-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-03-09📄change-person-director-company-with-change-dateofficers · CH01
- 2021-03-09📄change-to-a-person-with-significant-control-without-name-datepersons-with-significant-control · PSC04
- 2021-03-09📄change-person-director-companyofficers · CH01
- 2021-03-09📄change-person-director-company-with-change-dateofficers · CH01
- 2021-03-09📄change-person-secretary-company-with-change-dateofficers · CH03
- 2021-03-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-03-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-03-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-03-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-03-08📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-02-23➕CHOUDHARY, Farida appointeddirector
- 2021-02-23📄resolutionresolution · RESOLUTIONS
- 2020-12-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2013-08-29🏢Company incorporatedAs AFC CAPITAL LIMITED
- 2013-08-29➕CHOUDHARY, Farida appointedsecretary
- 2013-08-29➕CHOUDHARY, Asad Abdul Hasan appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
49/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Asad Abdul Hasan Choudhary Individual · British · DOB 03/1977 · age 49 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 29/08/2016 |
Mrs Farida Choudhary Individual · British · DOB 04/1977 · age 49 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 23/02/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · MK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BEDFORD MORTGAGE AND FINANCE LIMITED→ 16654251 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BLUE STRIPE SAUCER LTD→ 12671942 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BOOSST FINANCIAL LIMITED→ 10831070 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| BUNTYFERRET INVESTMENTS LIMITED→ 11861564 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| BUSINESS FUNDING SOLUTIONS LIMITED→ 14741733 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| C & M MCCLORY & CO LIMITED→ 11691278 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| CAPEX INVESTMENT UK LIMITED→ 12067621 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CAPITAL PRIVATE FINANCE LIMITED→ 07552028 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| CCJ MORTGAGE EXPERT LIMITED→ 11227625 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| CEDAR CREST GROUP LIMITED→ 12851894 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CFS WEALTH PLANNING LIMITED→ 11999497 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CHARLESTON FINANCIAL SERVICES LIMITED→ 07038315 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-08-29
Jurisdictionengland-wales
Primary SIC64991 — Security dealing on own account
Registered office
28-31 The Stables Wrest Park
Silsoe
Bedfordshire
MK45 4HR
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-23
Last: 2026-03-09
Officers (3 active · 0 resigned)
Active
CHOUDHARY, Asad Abdul Hasan→
Activedirector · ~49y · appointed 2013-08-29
View their other companies + combined net worth →
CHOUDHARY, Farida→
Activedirector · ~49y · appointed 2021-02-23
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (38 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-12
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-20
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-15
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-23
accounts-with-accounts-type-micro-entity
accounts · AA
2022-11-08
confirmation-statement-with-updates
confirmation-statement · CS01
2022-03-23
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-21
confirmation-statement-with-updates
confirmation-statement · CS01
2021-03-09
change-person-director-company-with-change-date
officers · CH01
2021-03-09
change-to-a-person-with-significant-control-without-name-date
persons-with-significant-control · PSC04
2021-03-09
change-person-director-company
officers · CH01
2021-03-09
change-person-director-company-with-change-date
officers · CH01
2021-03-09