J.M. GLENDINNING (INSURANCE BROKERS) NORTH EAST LIMITED
🌳Matureactive
08687903 · ltd · incorporated 2013-09-12
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Why now
Window steady · low confidence
Steady and tidy — no seller pressure yet. Approach only if an angle opens.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 4.5y old — refinance window within 12 months
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
69/100
Strong
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 69/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: 1 insolvency-related filing on record. Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 4.5y
75/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~4.5 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
10 officers (3 active, 10 linked, 7 with DOB)
84
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
20 connected companies via shared directors
90
Filing history
78 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (42 events)Click to expand
- 2026-01-06📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2026-01-06📄legacyaccounts · PARENT_ACC
- 2026-01-06📄legacyother · GUARANTEE2
- 2026-01-06📄legacyother · AGREEMENT2
- 2025-12-11📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-08🔓Charge satisfied #1
- 2025-04-04📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2025-03-24📄legacycapital · SH20
- 2025-03-24⚠️legacyinsolvency · CAP-SS
- 2025-03-24📄resolutionresolution · RESOLUTIONS
- 2024-12-20📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-12-20📄legacyaccounts · PARENT_ACC
- 2024-12-20📄legacyother · GUARANTEE2
- 2024-12-20📄legacyother · AGREEMENT2
- 2023-12-11📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2023-12-11📄legacyaccounts · PARENT_ACC
- 2023-12-11📄legacyother · GUARANTEE2
- 2023-12-11📄legacyother · AGREEMENT2
- 2023-01-05📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2023-01-05📄legacyaccounts · PARENT_ACC
- 2023-01-05📄legacyother · AGREEMENT2
- 2023-01-05📄legacyother · GUARANTEE2
- 2022-05-26➖FORREST, Neil resigneddirector
- 2022-02-04🔒Charge registered #1Lender: Ares Management Limited
- 2021-02-01➖HARTLEY, Dean resigneddirector
- 2020-11-20➖GLENDINNING, Paul Richard resigneddirector
- 2017-04-01➕WRIGHT, Kathren appointedsecretary
- 2017-04-01➕WRIGHT, Kathren appointeddirector
- 2017-03-31➖HUTCHINSON, Timothy John resignedsecretary
- 2017-03-31➖HUTCHINSON, Timothy John resigneddirector
- 2014-11-01➕HARTLEY, Dean appointeddirector
- 2013-09-30➕HOUGHTON, Nicholas John appointeddirector
- 2013-09-30➕HUTCHINSON, Timothy John appointedsecretary
- 2013-09-30➕FORREST, Neil appointeddirector
- 2013-09-30➕GLENDINNING, Paul Richard appointeddirector
- 2013-09-30➖HOLDEN, John Layfield resigneddirector
- 2013-09-30➕HUTCHINSON, Timothy John appointeddirector
- 2013-09-30➖GWECO DIRECTORS LTD resignedcorporate-director
- 2013-09-12🏢Company incorporatedAs J.M. GLENDINNING (INSURANCE BROKERS) NORTH EAST LIMITED
- 2013-09-12➕HOLDEN, John Layfield appointeddirector
- 2013-09-12➕GWECO DIRECTORS LTD appointedcorporate-director
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
49/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 high ·1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2025-03-24: legacy
Group structure
J.M. Glendinning Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
J.M. Glendinning Group Limited
Corporate parent · holds 75-100% shares · board control
⬇
J.M. GLENDINNING (INSURANCE BROKERS) NORTH EAST LIMITED
This company · 08687903
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
J.M. Glendinning Group Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
1 historic (ceased) PSC
- Mr Neil Forrestceased 20/11/2020· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| CHRIS SOUTH EQUITY RELEASE SPECIALIST LTD→ 11450617 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| CREATIVE FINANCIAL SERVICES LTD→ 15538710 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| CROSSFADER INVESTMENTS LTD→ 12984841 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CUMBERLAND INVESTMENTS LIMITED→ 10427412 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CYSTAR INSURANCE SERVICES LIMITED→ 05118839 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| D C G FINANCIAL PLANNING SOLUTIONS LTD→ 09355519 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| DAVID ROBERTS INVESTMENTS LIMITED→ 04604515 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| DBA WEALTH MANAGEMENT LTD→ 06612806 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| DEESONA LIMITED→ 12218182 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| DINACO LTD→ 16655834 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| DNRW UNLIMITED→ 14550648 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| DOBSON BRUCE LTD→ 09621242 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-09-12
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
Elmwood House Ghyll Royd
Guiseley
Leeds
LS20 9LT
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-09-26
Last: 2025-09-12
Officers (3 active · 7 resigned)
Active
HOUGHTON, Nicholas John→
Activedirector · ~54y · appointed 2013-09-30
View their other companies + combined net worth →
WRIGHT, Kathren→
Activedirector · ~54y · appointed 2017-04-01
View their other companies + combined net worth →
HUTCHINSON, Timothy John→
Resignedsecretary · appointed 2013-09-30 · resigned 2017-03-31
FORREST, Neil→
Resigneddirector · ~60y · appointed 2013-09-30 · resigned 2022-05-26
GLENDINNING, Paul Richard→
Resigneddirector · ~56y · appointed 2013-09-30 · resigned 2020-11-20
HARTLEY, Dean→
Resigneddirector · ~54y · appointed 2014-11-01 · resigned 2021-02-01
HOLDEN, John Layfield→
Resigneddirector · ~69y · appointed 2013-09-12 · resigned 2013-09-30
HUTCHINSON, Timothy John→
Resigneddirector · ~65y · appointed 2013-09-30 · resigned 2017-03-31
GWECO DIRECTORS LTD→
Resignedcorporate-director · appointed 2013-09-12 · resigned 2013-09-30
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Ares Management Ares Management Limited | A registered charge | — | 04/02/2022 | 08/04/2025 |
Recent filings (78 total)
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2026-01-06
legacy
accounts · PARENT_ACC
2026-01-06
legacy
other · GUARANTEE2
2026-01-06
legacy
other · AGREEMENT2
2026-01-06
change-person-director-company-with-change-date
officers · CH01
2025-12-11
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-16
mortgage-satisfy-charge-full
mortgage · MR04
2025-04-08
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2025-04-04
legacy
capital · SH20
2025-03-24
legacy
insolvency · CAP-SS
2025-03-24
resolution
resolution · RESOLUTIONS
2025-03-24
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-12-20
legacy
accounts · PARENT_ACC
2024-12-20
legacy
other · GUARANTEE2
2024-12-20
legacy
other · AGREEMENT2
2024-12-20