ASSOCIATION OF INDEPENDENT RISK & FRAUD ADVISORS
🌳Matureactive
08750340 · private-limited-guarant-nsc-limited-exemption · incorporated 2013-10-28
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Activities of professional membership organisations
Sector: Other service activities
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
52 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-10-31 | 2024-10-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
2
filings
- • 1 persons-with-significant-control
- • 1 officers
Last 90 days
8
filings
- • 3 persons-with-significant-control
- • 3 officers
- • 1 address
Last 180 days
8
filings
- • 3 persons-with-significant-control
- • 3 officers
- • 1 address
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2026-06-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-06-01📄change-person-director-company-with-change-dateofficers · CH01
- 2026-04-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-04-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-04-23📄change-person-director-company-with-change-dateofficers · CH01
- 2026-04-23📄change-person-director-company-with-change-dateofficers · CH01
- 2026-04-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-04-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-04-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-11-07📄change-person-director-company-with-change-dateofficers · CH01
- 2023-11-07📄change-person-director-company-with-change-dateofficers · CH01
- 2023-11-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-11-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-08-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-07-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-07-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-07-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-11-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2013-10-28🏢Company incorporatedAs ASSOCIATION OF INDEPENDENT RISK & FRAUD ADVISORS
- 2013-10-28➕SMITH, Kevin Andrew appointeddirector
- 2013-10-28➕TRUEMAN, William Lawrence Nelson appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
- +No director turnover: Company is 13 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
69/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Kevin Andrew Smith Individual · British · DOB 05/1963 · age 63 | 25–50% | — | 25-50% shares | 01/08/2016 |
Mr William Lawrence Nelson Trueman Individual · British · DOB 02/1964 · age 62 | 25–50% | — | 25-50% shares | 01/08/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Other · HA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A J SECURITY LIMITED→ 15250517 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACADEMICS FOR ACADEMIC FREEDOM LIMITED→ 14924179 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACCOUNTSCOMPILER LIMITED→ 09529193 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| ACTION FOR LEARNING LIMITED→ 06253512 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| ADDO ARTS LIMITED→ 09282558 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ADELE BARNETT LTD→ 14943617 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADLER MANAGEMENT 2013 LIMITED→ 08620190 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| AEDITIONS LIMITED→ 12218469 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AFFINITY ACCOUNTANTS LIMITED→ 16118393 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AFGHANISTAN PEACE AND JUSTICE SUPPORTERS ORGANISATION (APJSO) CIC→ 16016492 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AFRICAUNLIMITED LIMITED→ 15471840 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AFT (THE GRAND) LLP→ OC400743 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-limited-guarant-nsc-limited-exemption
Incorporated2013-10-28
Jurisdictionengland-wales
Primary SIC94120 — Activities of professional membership organisations
Registered office
C/O Cox Costello & Horne
7 St. Johns Road
Harrow
HA1 2EY
England
Filing status
Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2026-11-11
Last: 2025-10-28
Officers (2 active · 0 resigned)
SMITH, Kevin Andrew→
Activedirector · ~63y · appointed 2013-10-28
View their other companies + combined net worth →
TRUEMAN, William Lawrence Nelson→
Activedirector · ~62y · appointed 2013-10-28
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (52 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-06-02
change-person-director-company-with-change-date
officers · CH01
2026-06-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-23
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-04-23
change-person-director-company-with-change-date
officers · CH01
2026-04-23
change-person-director-company-with-change-date
officers · CH01
2026-04-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-23
accounts-with-accounts-type-micro-entity
accounts · AA
2026-04-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-05
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-06
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-08
change-person-director-company-with-change-date
officers · CH01
2023-11-07
change-person-director-company-with-change-date
officers · CH01
2023-11-07