ACCESS FERTILITY LIMITED
🌳Matureactive
08753396 · ltd · incorporated 2013-10-29
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£259.3k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Specialist medical practice activities
Sector: Human health & social work
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -31% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
1 live charge · oldest 6.7y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 6.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (2 active, 5 linked, 5 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
9 connected companies via shared directors
72
Filing history
61 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £259,291
Cash YoY
-31%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£3.6m
↓ 31% YoY
Net Worth
£259k
↑ 10% YoY
Current Assets
£19m
↑ 14% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £1.26M | £1.20M |
| Current assets | £19.50M | £17.04M |
| Cash | £3.58M | £5.20M |
| Debtors | £15.92M | £11.84M |
| Net assets | £259.3k | £235.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 persons-with-significant-control
Last 90 days
1
filing
- • 1 persons-with-significant-control
Last 180 days
3
filings
- • 1 persons-with-significant-control
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2026-05-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-12-23📄accounts-with-accounts-type-mediumaccounts · AA
- 2024-09-30📄accounts-with-accounts-type-fullaccounts · AA
- 2023-09-04📄accounts-with-accounts-type-fullaccounts · AA
- 2022-09-30📄accounts-with-accounts-type-fullaccounts · AA
- 2022-06-09📄change-person-director-company-with-change-dateofficers · CH01
- 2021-09-23📄accounts-with-accounts-type-fullaccounts · AA
- 2021-03-04📄change-person-director-company-with-change-dateofficers · CH01
- 2020-10-01📄accounts-with-accounts-type-groupaccounts · AA
- 2020-05-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-04-01➖CERVERA GARNICA, Pablo resigneddirector
- 2020-01-17📄change-person-director-company-with-change-dateofficers · CH01
- 2019-11-05📄change-person-director-company-with-change-dateofficers · CH01
- 2019-10-29📄capital-name-of-class-of-sharescapital · SH08
- 2019-10-29📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2019-10-29📄resolutionresolution · RESOLUTIONS
- 2019-10-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-10-21📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2019-10-21📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2019-10-17➕QUIJANO, Ramon Navarro appointeddirector
- 2019-10-17➕CERVERA GARNICA, Pablo appointeddirector
- 2019-10-17➖LEVY, Michael resigneddirector
- 2019-10-17➖SEGAL, Mark resigneddirector
- 2019-10-17🔒Charge registered #1Lender: Glas Trust Corporation Limited as Security Trustee for the Secured Parties
- 2014-10-14➕LEVY, Michael appointeddirector
- 2014-10-14➕SEGAL, Mark appointeddirector
- 2013-10-29🏢Company incorporatedAs ACCESS FERTILITY LIMITED
- 2013-10-29➕MILLER, Ashley Craig appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
49/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Access Fertility Bidco Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Access Fertility Bidco Limited
Corporate parent · holds 75-100% shares · board control
⬇
ACCESS FERTILITY LIMITED
This company · 08753396
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Access Fertility Bidco Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 17/10/2019 |
1 historic (ceased) PSC
- Access Fertility Management Limitedceased 17/10/2019· 50-75% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · NN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A C GEE LIMITED→ 06882209 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| AATS HEALTH CARE LTD→ 15591740 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AB DIAGNOSTICS LTD→ 16334216 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ABORA CARE STAFFORD LIMITED→ 16652450 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABRAHAM HEALTH CARE LIMITED→ 10701990 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ABSOLUTE HEALTHCARE LTD→ 10584918 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ACAH LIMITED→ 10266138 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ACCESS FERTILITY INTERNATIONAL LIMITED→ 11437172 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ACCESS FERTILITY IRELAND LIMITED→ 11441212 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ACCESS FERTILITY POLAND LIMITED→ 12456180 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ACCESS FERTILITY SPAIN LIMITED→ 12916266 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ACCESSIBLE ORTHODONTICS (AD) LIMITED→ 09987162 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-10-29
Jurisdictionengland-wales
Primary SIC86220 — Specialist medical practice activities
Registered office
Carlton House
High Street
Higham Ferrers
Northamptonshire
NN10 8BW
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-18
Last: 2025-12-04
Officers (2 active · 3 resigned)
MILLER, Ashley Craig→
Activedirector · ~42y · appointed 2013-10-29
View their other companies + combined net worth →
QUIJANO, Ramon Navarro→
Activedirector · ~50y · appointed 2019-10-17
View their other companies + combined net worth →
CERVERA GARNICA, Pablo→
Resigneddirector · ~62y · appointed 2019-10-17 · resigned 2020-04-01
LEVY, Michael→
Resigneddirector · ~67y · appointed 2014-10-14 · resigned 2019-10-17
SEGAL, Mark→
Resigneddirector · ~62y · appointed 2014-10-14 · resigned 2019-10-17
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Glas Trust Corporation as Security Trustee for the Secured Parties Glas Trust Corporation Limited as Security Trustee for the Secured Parties | A registered charge | 1 property | 17/10/2019 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (61 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2026-05-26
accounts-with-accounts-type-medium
accounts · AA
2025-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-05
accounts-with-accounts-type-full
accounts · AA
2024-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-18
accounts-with-accounts-type-full
accounts · AA
2023-09-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-08
accounts-with-accounts-type-full
accounts · AA
2022-09-30
change-person-director-company-with-change-date
officers · CH01
2022-06-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-09
accounts-with-accounts-type-full
accounts · AA
2021-09-23
change-person-director-company-with-change-date
officers · CH01
2021-03-04
confirmation-statement-with-updates
confirmation-statement · CS01
2021-02-03
accounts-with-accounts-type-group
accounts · AA
2020-10-01