ALBERT ROGER LIMITED
- · Thesis: well-run, low negotiation leverage
Opportunity 78/100 (strong), bankability 67/100. Strong seller-intent signal (78/100, director aged 69). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
6 live charges · 5 lenders · oldest 11.5y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 11.5 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Average employees | 2600 | 1900 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 persons-with-significant-control
- • 1 officers
Corporate timeline (34 events)Click to expand
- 2025-12-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-12-11📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-02-01➕LEVIN, Per appointeddirector
- 2024-11-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-11-15🔒Charge registered #6Lender: White Oak No.6 Limited
- 2024-11-15🔓Charge satisfied #1
- 2024-09-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-26📄capital-alter-shares-subdivisioncapital · SH02
- 2023-11-28📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-11-28📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-06-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-03-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-03-10🔓Charge satisfied #4
- 2023-03-10🔓Charge satisfied #3
- 2023-01-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-01-23🔓Charge satisfied #5
- 2022-12-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-25📄capital-allotment-sharescapital · SH01
- 2022-11-16📄resolutionresolution · RESOLUTIONS
- 2022-11-16📄capital-name-of-class-of-sharescapital · SH08
- 2022-03-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-03-01🔓Charge satisfied #2
- 2021-07-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-29🔒Charge registered #5Lender: Bibby Financial Services LTD (As Security Trustee)
- 2018-08-13🔒Charge registered #4Lender: Hsbc UK Bank PLC
- 2015-01-20🔒Charge registered #3Lender: Hsbc Bank PLC
- 2014-11-20🔒Charge registered #2Lender: Hsbc Invoice Finance (UK) LTD
- 2014-11-14🔒Charge registered #1Lender: Hsbc Bank PLC
- 2013-12-02🏢Company incorporatedAs ALBERT ROGER LIMITED
- 2013-12-02➕ROGER JARA, Joan Albert appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 69 — succession pressure is live.
- +No director turnover: Company is 12 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 12 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Albert Roger Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Albert Roger Holdings Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 27/12/2022 |
1 historic (ceased) PSC
- Mr Joan Albert Roger Jaraceased 27/12/2022· 75-100% shares · 75-100% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| ALFAST FIXINGS & FASTENERS LIMITED→ 01527382 · est 1980 · no financials extracted | — | — | — | — | 45y | — | — |
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | White Oak No.6 / Ldf Finance No.3 White Oak No.6 Limited / Ldf Finance No.3 Limited | A registered charge | — | 15/11/2024 | — | |
| satisfied | Bibby Financial Services Bibby Financial Services LTD (As Security Trustee) | A registered charge | 4 properties | 29/06/2020 | 23/01/2023 | |
| satisfied | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 13/08/2018 | 10/03/2023 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 20/01/2015 | 10/03/2023 | |
| satisfied | HSBC Hsbc Invoice Finance (UK) LTD | A registered charge | — | 20/11/2014 | 01/03/2022 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 14/11/2014 | 15/11/2024 |