ANP INVESTMENTS LIMITED
💤Zombieactive
08804378 · ltd · incorporated 2013-12-06
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£531.7k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Other credit granting n.e.c.
Sector: Financial & insurance
ALSO REGISTERED FOR
- 68100Buying and selling of own real estate
- 68209Other letting and operating of own or leased real estate
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 77/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 10.3y
30/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 10.3 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
9 officers (1 active, 9 linked, 7 with DOB)
86
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
50 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £531,680
Net assets shrinking
Down £63,461 YoY
Cash draining
Cash down 69% YoY
Cash YoY
-69%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£9k
↓ 69% YoY
Net Worth
£532k
↓ 11% YoY
Current Assets
£42k
↓ 94% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £532.9k | £597.3k |
| Current assets | £42.5k | £669.4k |
| Cash | £8.6k | £28.0k |
| Debtors | £33.7k | £641.3k |
| Net assets | £531.7k | £595.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 accounts
- • 1 address
Counts from Companies House filing history.
Corporate timeline (41 events)Click to expand
- 2026-03-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2026-03-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-12-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-11-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-12-18📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-10-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-10-22🔓Charge satisfied #2
- 2024-10-21➖KIRKPATRICK, James Andrew resigneddirector
- 2024-10-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-18➕KIRKPATRICK, Katie Louise appointeddirector
- 2023-11-14📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-01-27📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-09-12📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2021-09-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-08-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-05-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-05-25📄change-person-director-company-with-change-dateofficers · CH01
- 2021-04-30➖KIRKPATRICK, Katie Louise resigneddirector
- 2020-11-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-09-21📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2020-09-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-09-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-04-30➖KIRKPATRICK, Susan resignedsecretary
- 2020-04-30➖KIRKPATRICK, Andrew Maurice resigneddirector
- 2020-04-30➖KIRKPATRICK, Susan Marilyn resigneddirector
- 2019-01-08🔓Charge satisfied #1
- 2018-10-24🔒Charge registered #2Lender: Yorkshire Building Society (Trading and Norwich & Peterborough Building Society)
- 2016-03-31🔒Charge registered #1Lender: Susan Marilyn Kirkpatrick
- 2016-02-18➖FLEMING, John Neil resignedsecretary
- 2016-02-18➕KIRKPATRICK, Susan appointedsecretary
- 2016-02-18➖FLEMING, John Neil resigneddirector
- 2016-02-18➖JONES, Paul Alfred resigneddirector
- 2016-02-18➕KIRKPATRICK, James Andrew appointeddirector
- 2016-02-18➕KIRKPATRICK, Katie Louise appointeddirector
- 2013-12-10➕KIRKPATRICK, Susan Marilyn appointeddirector
- 2013-12-06🏢Company incorporatedAs ANP INVESTMENTS LIMITED
- 2013-12-06➕FLEMING, John Neil appointedsecretary
- 2013-12-06➕FLEMING, John Neil appointeddirector
- 2013-12-06➕JONES, Paul Alfred appointeddirector
- 2013-12-06➕KIRKPATRICK, Andrew Maurice appointeddirector
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Katie Louise Kirkpatrick Individual · British · DOB 11/1989 · age 37 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr James Andrew Kirkpatrick Individual · British · DOB 04/1985 · age 41 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · NN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AAV INVESTMENTS LIMITED→ 12282523 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ABLE MORTGAGES LIMITED→ 12139690 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ACRES SOUTH LTD→ 12023917 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ALERT INS LIMITED→ 17031191 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ALFA MORTGAGES LIMITED→ 14897845 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ALLIANCE MORTGAGES LTD→ 11341834 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AMANDA HOPPE LTD→ 16594695 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AMD FINANCE LTD→ 13178784 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ANDREW DAVIDSON JUST MORTGAGES LTD→ 12354206 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ANDREWSMITHCO LIMITED→ 11541496 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| APEXXE HOLDINGS LTD→ 16317531 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| APPROVED BUSINESS FINANCE LTD→ 11914104 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-12-06
Jurisdictionengland-wales
Primary SIC64929 — Other credit granting n.e.c.
Registered office
11 West End
West Haddon
Northampton
NN6 7AY
England
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-12-10
Last: 2025-11-26
Officers (1 active · 8 resigned)
KIRKPATRICK, Katie Louise→
Activedirector · ~37y · appointed 2024-10-18
View their other companies + combined net worth →
FLEMING, John Neil→
Resignedsecretary · appointed 2013-12-06 · resigned 2016-02-18
KIRKPATRICK, Susan→
Resignedsecretary · appointed 2016-02-18 · resigned 2020-04-30
FLEMING, John Neil→
Resigneddirector · ~71y · appointed 2013-12-06 · resigned 2016-02-18
JONES, Paul Alfred→
Resigneddirector · ~81y · appointed 2013-12-06 · resigned 2016-02-18
KIRKPATRICK, Andrew Maurice→
Resigneddirector · ~73y · appointed 2013-12-06 · resigned 2020-04-30
KIRKPATRICK, James Andrew→
Resigneddirector · ~41y · appointed 2016-02-18 · resigned 2024-10-21
KIRKPATRICK, Katie Louise→
Resigneddirector · ~37y · appointed 2016-02-18 · resigned 2021-04-30
KIRKPATRICK, Susan Marilyn→
Resigneddirector · ~70y · appointed 2013-12-10 · resigned 2020-04-30
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Yorkshire Building Society (Trading and Norwich & Peterborough Building Society) | A registered charge | 1 property | 24/10/2018 | 22/10/2024 | |
| satisfied | Susan Marilyn Kirkpatrick / Andrew Maurice Kirkpatrick / Berkeley, Burke Trustee Company / Trustees of the Barford Trust Susan Marilyn Kirkpatrick / Andrew Maurice Kirkpatrick / Berkeley, Burke Trustee Company Limited / Trustees of the Barford Trust | A registered charge | — | 31/03/2016 | 08/01/2019 |
Recent filings (50 total)
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-03-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-12-18
confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-01
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-11-14
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-08
mortgage-satisfy-charge-full
mortgage · MR04
2024-10-22
termination-director-company-with-name-termination-date
officers · TM01
2024-10-21
appoint-person-director-company-with-name-date
officers · AP01
2024-10-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-07
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-11-14
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-01-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-07
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2022-09-12