AGTC LTD
🌳Matureactive
08805177 · ltd · incorporated 2013-12-06
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£2.45M
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Retail sale via mail order houses or via Internet
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -36% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 4.6y
20/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~4.6 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
59 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £2,451,786
Cash YoY
-36%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£653k
↓ 36% YoY
Net Worth
£2.5m
↑ 147% YoY
Current Assets
£6.4m
↑ 45% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £2.45M | £991.6k |
| Current assets | £6.44M | £4.44M |
| Cash | £653.2k | £1.02M |
| Debtors | £1.21M | £527.5k |
| Net assets | £2.45M | £991.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 officers
Last 90 days
1
filing
- • 1 officers
Last 180 days
2
filings
- • 1 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2026-06-01📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-07📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-07📄change-person-director-company-with-change-dateofficers · CH01
- 2024-06-19📄resolutionresolution · RESOLUTIONS
- 2024-06-19📄memorandum-articlesincorporation · MA
- 2024-04-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-02📄memorandum-articlesincorporation · MA
- 2024-03-02📄resolutionresolution · RESOLUTIONS
- 2023-12-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-12-15🔒Charge registered #2Lender: National Westminster Bank PLC
- 2023-11-01📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2023-10-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-08-16🔓Charge satisfied #1
- 2023-06-29📄change-person-director-company-with-change-dateofficers · CH01
- 2023-06-29📄change-person-director-company-with-change-dateofficers · CH01
- 2022-11-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-11-22📄change-person-director-company-with-change-dateofficers · CH01
- 2022-10-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-29📄capital-allotment-sharescapital · SH01
- 2022-03-28📄resolutionresolution · RESOLUTIONS
- 2022-03-26📄capital-allotment-sharescapital · SH01
- 2021-10-27🔒Charge registered #1Lender: Santander UK PLC
- 2021-06-21➕TALBOT, Matthew appointeddirector
- 2013-12-06🏢Company incorporatedAs AGTC LTD
- 2013-12-06➕CUTLER, Thomas appointeddirector
- 2013-12-06➕GILBOURNE, Adam Christopher appointeddirector
Owner dependency
50/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
43/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Adam Christopher Gilbourne Individual · English · DOB 10/1981 · age 45 | 50–75% | 25–50% | 50-75% shares · 50-75% voting | 06/04/2016 |
Mr Thomas Cutler Individual · English · DOB 01/1983 · age 43 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| A LITTLE MORE FOOD LIMITED→ 16645522 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AGU LIFESTYLE LTD→ 16839687 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AH DEALZ LTD→ 14877258 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AHMED GROCERIES LTD→ 16839380 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AHMED SUPERSTORE LTD→ 13477104 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AHUJA & FAMILY LTD→ 15911002 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AHW COMMERCE LTD→ 14947070 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AIG TRADES LTD→ 15715476 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AIR & MARINE PRODUCTS LTD→ 08818039 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| AIRSOFT FORGE LIMITED→ 10854174 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AIS PRODUCTS LTD→ 16148383 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AISR CERTIFICATION SERVICES LTD→ 16830669 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-12-06
Jurisdictionengland-wales
Primary SIC47910 — Retail sale via mail order houses or via Internet
Registered office
7, Horseshoe Park
Pangbourne
Berkshire
RG8 7JW
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-06
Last: 2025-11-22
Officers (3 active · 0 resigned)
CUTLER, Thomas→
Activedirector · ~43y · appointed 2013-12-06
View their other companies + combined net worth →
GILBOURNE, Adam Christopher→
Activedirector · ~45y · appointed 2013-12-06
View their other companies + combined net worth →
TALBOT, Matthew→
Activedirector · ~52y · appointed 2021-06-21
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 15/12/2023 | — | |
| satisfied | Santander Santander UK PLC | A registered charge | 1 property | 27/10/2021 | 16/08/2023 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (59 total)
change-person-director-company-with-change-date
officers · CH01
2026-06-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-18
change-person-director-company-with-change-date
officers · CH01
2025-11-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-29
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-03
change-person-director-company-with-change-date
officers · CH01
2024-11-07
resolution
resolution · RESOLUTIONS
2024-06-19
memorandum-articles
incorporation · MA
2024-06-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-09
memorandum-articles
incorporation · MA
2024-03-02
resolution
resolution · RESOLUTIONS
2024-03-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-12-28
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-24
change-account-reference-date-company-current-shortened
accounts · AA01
2023-11-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-23