320 ANGEL LTD
Opportunity 73/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
5 live charges · 4 lenders · oldest 12.2y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 12.2 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £4.40M | £4.40M |
| Current assets | £40.7k | £36.5k |
| Cash | £36.6k | £28.8k |
| Debtors | £4.1k | £7.7k |
| Net assets | £2.03M | £2.30M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 accounts
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (33 events)Click to expand
- 2026-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-12-29➖MANOUCHERI, Kourosh resigneddirector
- 2023-11-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-07🔓Charge satisfied #4
- 2023-11-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-06🔓Charge satisfied #3
- 2023-11-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-02🔒Charge registered #5Lender: Shawbrook Bank Limited
- 2023-09-13📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-09-13📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-08-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-08-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-08-21🔓Charge satisfied #2
- 2023-08-21🔓Charge satisfied #1
- 2023-05-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-05-08➖DAVIDSON, Marc Dennis resigneddirector
- 2022-12-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-08📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2021-09-08📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2021-09-08📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2021-09-08📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2016-12-01🔒Charge registered #4Lender: Lloyds Bank PLC
- 2016-11-25🔒Charge registered #3Lender: Lloyds Bank PLC
- 2014-03-07🔒Charge registered #2Lender: Tier One Capital Limited (The Security Trustee)
- 2014-03-07🔒Charge registered #1Lender: Tier One Capital Limited (Security Trustee)
- 2013-12-10🏢Company incorporatedAs 320 ANGEL LTD
- 2013-12-10➕PINKNEY, Mark Francis appointeddirector
- 2013-12-10➕DAVIDSON, Marc Dennis appointeddirector
- 2013-12-10➕MANOUCHERI, Kourosh appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 12 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Magdalena Olender Individual · Polish · DOB 07/1981 · age 45 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 17/05/2023 |
Mr Mark Francis Pinkney Individual · New Zealander · DOB 12/1974 · age 52 | 25–50% | — | 25-50% shares | 06/04/2016 |
1 historic (ceased) PSC
- Mr Marc Dennis Davidsonceased 17/05/2023· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · EN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1 ELSWORTHY TERRACE FREEHOLD LTD→ 10710014 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 118 PAWSONS ROAD LIMITED→ 12365439 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 121 PROPERTICO LTD→ 16316298 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 1ASER LTD→ 14315296 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 20TWENTYCLEANZ CIC→ 16897431 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 23 INSIGHTS LTD→ 15657803 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 25 AGINCOURT ROAD LIMITED→ 01480085 · est 1980 · no financials extracted | — | — | — | — | 46y | — | — |
| 251 BURNT OAK BROADWAY LIMITED→ 10199673 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 26 HANLEY ROAD LIMITED→ 06889623 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| 3 CRYSTALS LIMITED→ 06696066 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| 3 FLOW DRAINS LIMITED→ 11002883 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 33 RECRUITMENT LTD→ 11668398 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 02/11/2023 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 01/12/2016 | 07/11/2023 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 25/11/2016 | 06/11/2023 | |
| satisfied | Tier One Capital (The Security Trustee) Tier One Capital Limited (The Security Trustee) | A registered charge | 1 property | 07/03/2014 | 21/08/2023 | |
| satisfied | Tier One Capital (Security Trustee) Tier One Capital Limited (Security Trustee) | A registered charge | 1 property | 07/03/2014 | 21/08/2023 |