ADVANTAGE RISK SOLUTIONS LIMITED

🌳Matureactive
08836855 · ltd · incorporated 2014-01-08
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Why now
Window steady · low confidence
Steady and tidy — no seller pressure yet. Approach only if an angle opens.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
Upgrade to see
Turnover
year to Sept 2025
Net worth
£236.6k
book net assets
Opportunity
67/100
Strong
🔔
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What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
Special-situation opportunity
Distressed financial-services with salvageable qualities — special-situations priority.

Opportunity 67/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: 1 insolvency-related filing on record. Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: high (85/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
3 years of iXBRL accounts extracted + narrative notes parsed
95
Lenders & charges
Confirmed no charges registered
85
Directors & officers
7 officers (2 active, 7 linked, 6 with DOB)
87
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
71 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £236,589
Net assets shrinking
Down £20,550 YoY

Key financials

3 years extracted from filed iXBRL accounts
Cash
Net Worth
£237k
↓ 8.0% YoY
Current Assets
£311k
↑ 8.3% YoY
Current Liabilities
£0£62k£124k£186k£248k£311kSept 2023Sept 2024Sept 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-09-302024-09-302023-09-30
Total assets£258.1k£294.2k£151.4k
Current assets£310.5k£286.7k£168.8k
Net assets£236.6k£257.1k£129.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 accounts
Last 90 days
1
filing
  • 1 accounts
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
  1. 2026-06-17
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-03-07
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2025-02-04
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  4. 2024-06-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2024-06-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2024-06-14
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2024-05-16
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  8. 2023-03-01
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2022-06-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2021-09-28
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2021-06-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2020-06-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2019-07-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2019-02-19
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  15. 2018-12-04
    📄
    capital-statement-capital-company-with-date-currency-figure
    capital · SH19
  16. 2018-11-22
    📄
    legacy
    capital · SH20
  17. 2018-11-22
    ⚠️
    legacy
    insolvency · CAP-SS
  18. 2018-09-30
    EDDY, Jonathan Charles Grenville resigned
    director
  19. 2018-09-30
    KNIGHT, Philip James resigned
    director
  20. 2018-09-30
    RAMSAY, Alastair James, Mr. resigned
    director
  21. 2014-07-03
    MUNDAY, Robert Anthony appointed
    director
  22. 2014-07-03
    PENDREY, Emma Belinda appointed
    director
  23. 2014-07-03
    BLANDY SERVICES LIMITED resigned
    corporate-secretary
  24. 2014-07-03
    BURROWS, Nicholas Charles resigned
    director
  25. 2014-07-03
    EDDY, Jonathan Charles Grenville appointed
    director
  26. 2014-07-03
    KNIGHT, Philip James appointed
    director
  27. 2014-07-03
    RAMSAY, Alastair James, Mr. appointed
    director
  28. 2014-01-08
    🏢
    Company incorporated
    As ADVANTAGE RISK SOLUTIONS LIMITED
  29. 2014-01-08
    BLANDY SERVICES LIMITED appointed
    corporate-secretary
  30. 2014-01-08
    BURROWS, Nicholas Charles appointed
    director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

49/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 12 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 high ·
1 insolvency-related filing on record
high

Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.

Evidence: 2018-11-22: legacy

Group structure

Barometer Investments Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Barometer Investments Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
ADVANTAGE RISK SOLUTIONS LIMITED
This company · 08836855

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Barometer Investments Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control30/09/2018
1 historic (ceased) PSC
  • Asset Advantage Group Limitedceased 30/09/2018· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2014-01-08
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance

Registered office

The Stables
23b Lenten Street
Alton
Hampshire
GU34 1HG
England

Filing status

Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-07-26
Last: 2025-07-12

Officers (2 active · 5 resigned)

MUNDAY, Robert Anthony
director · ~51y · appointed 2014-07-03
View their other companies + combined net worth →
Active
PENDREY, Emma Belinda
director · ~44y · appointed 2014-07-03
View their other companies + combined net worth →
Active
BLANDY SERVICES LIMITED
corporate-secretary · appointed 2014-01-08 · resigned 2014-07-03
Resigned
BURROWS, Nicholas Charles
director · ~68y · appointed 2014-01-08 · resigned 2014-07-03
Resigned
EDDY, Jonathan Charles Grenville
director · ~58y · appointed 2014-07-03 · resigned 2018-09-30
Resigned
KNIGHT, Philip James
director · ~62y · appointed 2014-07-03 · resigned 2018-09-30
Resigned
RAMSAY, Alastair James, Mr.
director · ~56y · appointed 2014-07-03 · resigned 2018-09-30
Resigned

Click a director name to see their full track record across all companies.

Recent filings (71 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-06-17
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-24
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-02-04
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-12
change-person-director-company-with-change-date
officers · CH01
2024-06-20
change-person-director-company-with-change-date
officers · CH01
2024-06-20
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-14
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2024-05-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-10
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-20
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-10
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-09-28