3MK LTD
🌳Matureactive
08843040 · ltd · incorporated 2014-01-13
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 11.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 69-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 69). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
4 live charges · 2 lenders · oldest 11.8y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 11.8 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
35 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-01-31 | 2024-01-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2025-10-25📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-10-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-10-25📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-10-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-10-20🔒Charge registered #4Lender: Gatehouse Bank PLC
- 2023-05-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-05-13🔓Charge satisfied #1
- 2023-04-22📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2023-02-12📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-02-12📄notification-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC08
- 2023-02-12📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-10-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-11-01📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-05-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-05-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-04-30🔒Charge registered #3Lender: Gatehouse Bank PLC
- 2021-04-30🔒Charge registered #2Lender: Gatehouse Bank PLC
- 2020-11-16📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-06-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-03-27📄legacymiscellaneous · RP04CS01
- 2018-07-20📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-11-02➖AHMAD, Faraz resigneddirector
- 2014-09-12🔒Charge registered #1Lender: Yorkshire Building Society Trading as Norwich and Peterborough Building Society
- 2014-01-13🏢Company incorporatedAs 3MK LTD
- 2014-01-13➕AHMAD, Shahida Tehseen appointeddirector
- 2014-01-13➕AHMAD, Shiraz, Dr appointeddirector
- 2014-01-13➕AHMAD, Faraz appointeddirector
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 69 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
69/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 12 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Shiraz Ahmad Individual · British · DOB 06/1986 · age 40 | 50–75% | — | 50-75% shares | 12/02/2023 |
1 historic (ceased) PSC
- Shahida Tehseen Ahmadceased 12/02/2023· 50-75% shares · 50-75% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-01-13
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
217 Northfield Road
Kings Norton
Birmingham
West Midlands
B30 1EB
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-02-04
Last: 2026-01-21
Officers (2 active · 1 resigned)
AHMAD, Shahida Tehseen→
Activedirector · ~69y · appointed 2014-01-13
View their other companies + combined net worth →
AHMAD, Shiraz, Dr→
Activedirector · ~40y · appointed 2014-01-13
View their other companies + combined net worth →
AHMAD, Faraz→
Resigneddirector · ~42y · appointed 2014-01-13 · resigned 2017-11-02
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
3
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Gatehouse Bank Gatehouse Bank PLC | A registered charge | 2 properties | 20/10/2023 | — | |
| outstanding | Gatehouse Bank Gatehouse Bank PLC | A registered charge | 1 property | 30/04/2021 | — | |
| outstanding | Gatehouse Bank Gatehouse Bank PLC | A registered charge | 1 property | 30/04/2021 | — | |
| satisfied | Yorkshire Building Society Trading as Norwich and Peterborough Building Society | A registered charge | 1 property | 12/09/2014 | 13/05/2023 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (35 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-25
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-10-25
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-10
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-10-31
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-25
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-10-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-10-25
mortgage-satisfy-charge-full
mortgage · MR04
2023-05-13
withdrawal-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC09
2023-04-22
confirmation-statement-with-updates
confirmation-statement · CS01
2023-02-12
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-02-12
notification-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC08
2023-02-12
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-02-12
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-10-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-17