HARLEQUIN HOMES (UK) LIMITED
🌳Matureactive
08853782 · ltd · incorporated 2014-01-21
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
PursueActive trading company. Family succession underway — not a classic acquisition target.
Opportunity 74/100 (strong), bankability 57/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 26 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
52 live charges · 17 lenders · oldest 11.8y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 11.8 years old — likely at or near maturity.
- · 17 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
52 charges (52/52 with lender, 52/52 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
136 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Average employees | 600 | 800 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (122 events)Click to expand
- 2026-01-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-11-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-19🔓Charge satisfied #46
- 2025-04-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-04-09🔒Charge registered #53Lender: Michael William Deebank Relf & Kim Relf as Trustees for the Time Being of the Michael William Deebank Relf 2017 Discretionary Lifetime Settlement
- 2025-03-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-02-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-02-25➕WINGFIELD, Suzanne appointeddirector
- 2025-02-25➖ATKINS, Robert John resigneddirector
- 2025-02-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-07🔒Charge registered #52Lender: Michael William Deebank Relf and Kim Relf as Trustees for the Time Being of the Michael William Deebank Relf 2017 Discretionary Life Settlement and as Trustees for the Time Being of the Kim Relf 2017 Discretionary Lifetime Settlement
- 2024-10-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-03🔒Charge registered #51Lender: National Westminster Bank PLC
- 2024-07-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-04🔒Charge registered #50Lender: Broadwater Estates LTD
- 2024-04-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-03-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-15🔒Charge registered #49Lender: Michael William Deebank Relf & Kim Relf as Trustees for the Time Being of the Michael William Deebank Relf 2017 Discretionary Lifetime Settlement
- 2024-01-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-01-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-01-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-01-09🔓Charge satisfied #42
- 2024-01-09🔓Charge satisfied #41
- 2024-01-09🔓Charge satisfied #38
- 2023-08-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-08-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-11🔒Charge registered #48Lender: The Michael William Deebank Relf 2017 Discretionary Lifetime Settlement
- 2023-08-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-31🔒Charge registered #47Lender: Msp Capital LTD
- 2023-07-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-30🔒Charge registered #46Lender: National Westminster Bank PLC
- 2023-04-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-04-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-04-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-04-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-04-25🔓Charge satisfied #44
- 2023-04-25🔓Charge satisfied #40
- 2023-04-25🔓Charge satisfied #39
- 2023-04-25🔓Charge satisfied #36
- 2023-04-25🔓Charge satisfied #35
- 2023-04-25🔓Charge satisfied #29
- 2022-07-05🔒Charge registered #45Lender: Msp Capital LTD
- 2022-02-01🔒Charge registered #44Lender: National Westminster Bank PLC
- 2022-01-06🔒Charge registered #43Lender: National Westminster Bank PLC
- 2022-01-05🔓Charge satisfied #37
- 2022-01-05🔓Charge satisfied #34
- 2022-01-05🔓Charge satisfied #33
- 2022-01-05🔓Charge satisfied #31
- 2022-01-05🔓Charge satisfied #30
Showing most recent 50 of 122 events
Owner dependency
74/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
19/100
No succession signalNo meaningful acquirability indicators from public data.
SIGNALS
- primaryFamily succession underway: Not a takeover target — WINGFIELD, Suzanne (same surname) appointed 2025-02-25. Pattern consistent with intra-family handover.
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 12 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
9 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Harlequin Homes Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Harlequin Homes Holdings Limited
Corporate parent · holds 75-100% shares
⬇
HARLEQUIN HOMES (UK) LIMITED
This company · 08853782
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Harlequin Homes Holdings Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 24/10/2019 |
2 historic (ceased) PSCs
- Mr Robert John Atkinsceased 24/10/2019· significant influence
- Mr Mark Andrew Wingfieldceased 24/10/2019· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · BH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 141 BLANDFORD ROAD LIMITED→ 14812881 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 172 CCR LIMITED→ 13274551 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 1ST RATE GROUP LTD→ 11880029 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 23 PROJECT MANAGEMENT LTD→ 13574081 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 6STAR PROPERTY MAINTENANCE LTD→ 16894671 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 71 CONSTRUCTION LIMITED→ 09292769 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| 73 HIGH STREET COTTENHAM LIMITED→ 12348733 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 979 BUILDING LTD→ 14104676 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A.A. JUPE DEVELOPMENTS LIMITED→ 02185738 · est 1987 · no financials extracted | — | — | — | — | 38y | — | — |
| A1 HOME RENOVATIONS LTD→ 11875346 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AA CARPENTRY PROJECTS LIMITED→ 14039917 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AA CIVILS LTD→ 13792723 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-01-21
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects
Registered office
The Old Exchange
521 Wimborne Road East
Ferndown
BH22 9NH
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-04-20
Last: 2026-04-06
Officers (2 active · 1 resigned)
WINGFIELD, Mark Andrew→
Activedirector · ~62y · appointed 2014-01-21
View their other companies + combined net worth →
WINGFIELD, Suzanne→
Activedirector · ~53y · appointed 2025-02-25
View their other companies + combined net worth →
ATKINS, Robert John→
Resigneddirector · ~61y · appointed 2014-01-21 · resigned 2025-02-25
Click a director name to see their full track record across all companies.
Mortgages & charges
52
Total charges
9
Outstanding
7
Active lenders
Status:Lender:52 of 52 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Michael William Deebank Relf & Kim Relf as Trustees for the Time Being of the Michael William Deebank Relf 2017 Discretionary Lifetime Settlement / Michael William Deebank Relf and Kim Relf as Trustees for the Time Being of the Kim Relf 2017 Discetionary Lifetime Settlement / Michael William Deebank Relf & Kim Relf | A registered charge | 2 properties | 09/04/2025 | — | |
| outstanding | Michael William Deebank Relf and Kim Relf as Trustees for the Time Being of the Michael William Deebank Relf 2017 Discretionary Life Settlement and as Trustees for the Time Being of the Kim Relf 2017 Discretionary Lifetime Settlement | A registered charge | 2 properties | 07/02/2025 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 03/10/2024 | — | |
| outstanding | Broadwater Estates Broadwater Estates LTD | A registered charge | 4 properties | 04/07/2024 | — | |
| outstanding | Michael William Deebank Relf & Kim Relf as Trustees for the Time Being of the Michael William Deebank Relf 2017 Discretionary Lifetime Settlement / Michael William Deebank Relf & Kim Relf as Trustees for the Time Being of the Kim Relf 2017 Discretionary Lifetime Settlements / Michael William Deebank Relf & Kim Relf | A registered charge | 1 property | 15/03/2024 | — | |
| outstanding | The Michael William Deebank Relf 2017 Discretionary Lifetime Settlement / The Kim Relf 2017 Discretionary Lifetime Settlement / Michael William Deebank Relf / Kim Relf | A registered charge | 2 properties | 11/08/2023 | — | |
| outstanding | Msp Capital Msp Capital LTD | A registered charge | 1 property | 31/07/2023 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 30/06/2023 | 19/11/2025 | |
| outstanding | Msp Capital Msp Capital LTD | A registered charge | 3 properties | 05/07/2022 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 01/02/2022 | 25/04/2023 | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 06/01/2022 | — | |
| satisfied | Michael William Deebank Relf / Kim Relf | A registered charge | 3 properties | 20/05/2021 | 09/01/2024 | |
| satisfied | Michael William Deebank Relf / Kim Relf | A registered charge | 2 properties | 01/02/2021 | 09/01/2024 | |
| satisfied | Stuart Mervyn Tideswell Marsh / Jacqueline Denise Marsh / Alan Brian Thorogood / Jacqueline Linda Thorogood | A registered charge | 1 property | 27/01/2021 | 25/04/2023 | |
| satisfied | Stuart Mervyn Tideswell Marsh / Jacqueline Denise Marsh / Alan Brian Thorogood / Jacqueline Linda Thorogood | A registered charge | 1 property | 27/01/2021 | 25/04/2023 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 27/01/2021 | 09/01/2024 | |
| satisfied | Michael William Deebank Relf / Kim Relf | A registered charge | — | 18/12/2020 | 05/01/2022 | |
| satisfied | Timothy James Cruse-Drew / Nicholas Mark Garland | A registered charge | 1 property | 05/11/2020 | 25/04/2023 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 05/11/2020 | 25/04/2023 | |
| satisfied | Michael William Deebank Relf / Kim Relf | A registered charge | 2 properties | 31/07/2020 | 05/01/2022 | |
| satisfied | Michael William Deebank Relf / Kim Relf | A registered charge | 2 properties | 31/07/2020 | 05/01/2022 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 2 properties | 04/02/2020 | 13/05/2021 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 12/12/2019 | 05/01/2022 | |
| satisfied | M F G Properties M F G Properties Limited | A registered charge | 1 property | 29/11/2019 | 05/01/2022 | |
| satisfied | Michael William Deebank Relf, Kim Relf, Michael William Deebank Relf & Kim Relf as Trustees | A registered charge | 1 property | 27/09/2019 | 25/04/2023 | |
| satisfied | M F G Properties M F G Properties Limited | A registered charge | 1 property | 28/09/2018 | 05/02/2020 | |
| satisfied | M F G Properties M F G Properties Limited | A registered charge | 2 properties | 13/09/2018 | 05/02/2020 | |
| satisfied | Michael William Deebank Relf / Kim Relf | A registered charge | 1 property | 09/02/2018 | 05/02/2020 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 3 properties | 30/11/2017 | 05/02/2020 | |
| satisfied | Kim Relf / Michael William Deebank Relf | A registered charge | 1 property | 06/10/2017 | 05/02/2020 | |
| satisfied | Close Brothers Close Brothers Limited | A registered charge | 6 properties | 26/09/2017 | 05/02/2020 | |
| satisfied | Michael William Deebank Relf / Kim Relf | A registered charge | 2 properties | 14/06/2017 | 05/02/2020 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 03/05/2017 | 05/02/2020 | |
| satisfied | M F G Properties M F G Properties Limited | A registered charge | 1 property | 16/01/2017 | 05/02/2020 | |
| satisfied | Mfg Properties Mfg Properties Limited | A registered charge | 1 property | 21/12/2016 | 05/02/2020 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 21/12/2016 | 05/02/2020 | |
| satisfied | 3 Glenferness Avenue 3 Glenferness Avenue Limited | A registered charge | 1 property | 21/12/2016 | 05/02/2020 | |
| satisfied | Lisa Siligardi / Malcolm Stanley Bartlett | A registered charge | 1 property | 25/11/2016 | 05/02/2020 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 2 properties | 30/09/2016 | 05/02/2020 | |
| satisfied | Kim Relf / Michael William Deebank Relf | A registered charge | 2 properties | 30/09/2016 | 05/02/2020 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 29/04/2016 | 05/02/2020 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 2 properties | 01/12/2015 | 23/08/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 07/10/2015 | 05/02/2020 | |
| satisfied | Kim Relf / Michael William Deebank Relf | A registered charge | 1 property | 07/10/2015 | 30/09/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 26/08/2015 | 25/07/2016 | |
| satisfied | Michael Ffrench Gibbs | A registered charge | 1 property | 29/06/2015 | 30/09/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 30/04/2015 | 11/03/2016 | |
| satisfied | Kim Relf / Michael William Deebank Relf | A registered charge | 2 properties | 12/03/2015 | 01/06/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 09/01/2015 | 01/06/2016 | |
| satisfied | Kim Relf / Michael William Deebank Relf | A registered charge | 1 property | 30/09/2014 | 01/06/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 19/08/2014 | 01/06/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 05/08/2014 | 05/02/2020 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (136 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-29
mortgage-satisfy-charge-full
mortgage · MR04
2025-11-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-04-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-15
appoint-person-director-company-with-name-date
officers · AP01
2025-03-03
termination-director-company-with-name-termination-date
officers · TM01
2025-02-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-02-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-09
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2024-04-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-03-19
mortgage-satisfy-charge-full
mortgage · MR04
2024-01-09