ACH PUBLISHING LIMITED
- · Oldest live charge 11.1y old — refinance window within 12 months
Opportunity 74/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 11.1y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 11.1 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £309.0k | £195.5k |
| Current assets | £469.1k | £406.0k |
| Cash | £105.4k | £79.3k |
| Debtors | £363.6k | £326.6k |
| Net assets | £309.0k | £195.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 4 capital
- • 4 persons-with-significant-control
- • 1 resolution
Corporate timeline (31 events)Click to expand
- 2026-01-20📄capital-cancellation-sharescapital · SH06
- 2026-01-20📄capital-return-purchase-own-sharescapital · SH03
- 2026-01-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-01-19📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2026-01-19📄capital-name-of-class-of-sharescapital · SH08
- 2025-12-19📄resolutionresolution · RESOLUTIONS
- 2025-12-19📄memorandum-articlesincorporation · MA
- 2025-12-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-17📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-12-16📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-28📄capital-cancellation-sharescapital · SH06
- 2023-03-28📄capital-return-purchase-own-sharescapital · SH03
- 2023-02-23📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-01-11➖HARRIS, Mark Richard resigneddirector
- 2023-01-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-01-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-12-06➖APPLEYARD, Nick Phillip resigneddirector
- 2022-10-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-12-11🔓Charge satisfied #2
- 2016-05-31🔒Charge registered #2Lender: North West 4 Digital General Partner Limited (As General Partner of Nwf (Digital & Creative) LP)
- 2015-03-27🔒Charge registered #1Lender: Barclays Bank PLC
- 2014-11-14➕COTTERILL-WARING, Nicholas Peter appointeddirector
- 2014-02-04🏢Company incorporatedAs ACH PUBLISHING LIMITED
- 2014-02-04➕COTTERILL-WARING, Nicholas Peter appointedsecretary
- 2014-02-04➕CARTER, Paul David appointeddirector
- 2014-02-04➕APPLEYARD, Nick Phillip appointeddirector
- 2014-02-04➕HARRIS, Mark Richard appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 12 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Paul David Carter Individual · British · DOB 02/1970 · age 56 | 50–75% | — | 50-75% shares | 11/12/2020 |
Nicholas Peter Cotterill-Waring Individual · British · DOB 08/1972 · age 54 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 05/12/2025 |
2 historic (ceased) PSCs
- Mr Mark Richard Harrisceased 05/12/2025· 25-50% shares · 25-50% voting
- Mr Nick Phillip Appleyardceased 06/12/2022· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | North West 4 Digital General Partner (As General Partner of Nwf (Digital & Creative) LP) North West 4 Digital General Partner Limited (As General Partner of Nwf (Digital & Creative) LP) | A registered charge | — | 31/05/2016 | 11/12/2020 | |
| outstanding | Barclays Barclays Bank PLC | A registered charge | — | 27/03/2015 | — |