BENCH GRADE BRANDS WHOLESALE LIMITED

🌳Matureactive
08924684 · ltd · incorporated 2014-03-05
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
72/100
Strong
🔔
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What this business does
Primary activity: Wholesale of clothing and footwear
Sector: Wholesale & retail
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 72/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

4 live charges · 4 lenders · oldest 10.2y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 10.2 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
5 officers (2 active, 5 linked, 3 with DOB)
82
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
42 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees7600

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
5
filings
  • 2 persons-with-significant-control
  • 2 mortgage
  • 1 officers
Last 180 days
8
filings
  • 4 mortgage
  • 2 persons-with-significant-control
  • 1 officers
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
  1. 2026-06-10
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  2. 2026-06-10
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  3. 2026-06-08
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2026-06-02
    🔒
    Charge registered #4
    Lender: Bench Grade Brands Holdings Limited
  5. 2026-05-29
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2026-05-28
    🔒
    Charge registered #3
    Lender: Hsbc UK Bank PLC
  7. 2026-05-27
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  8. 2026-05-26
    VARRALL, Timothy Robert appointed
    director
  9. 2026-03-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  10. 2026-03-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  11. 2026-03-17
    🔓
    Charge satisfied #2
  12. 2026-03-17
    🔓
    Charge satisfied #1
  13. 2025-12-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2024-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2023-12-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2023-02-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2021-12-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2021-04-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2020-07-29
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  20. 2020-07-27
    🔒
    Charge registered #2
    Lender: Barclays Security Trustee Limited
  21. 2019-12-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  22. 2019-01-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  23. 2016-05-11
    🔒
    Charge registered #1
    Lender: Barclays Bank PLC
  24. 2014-03-31
    CAMPBELL, Ewen Gordon appointed
    director
  25. 2014-03-31
    HP SECRETARIAL SERVICES LIMITED resigned
    corporate-secretary
  26. 2014-03-31
    DANTON, Daniel resigned
    director
  27. 2014-03-31
    HP DIRECTORS LIMITED resigned
    corporate-director
  28. 2014-03-05
    🏢
    Company incorporated
    As BENCH GRADE BRANDS WHOLESALE LIMITED
  29. 2014-03-05
    HP SECRETARIAL SERVICES LIMITED appointed
    corporate-secretary
  30. 2014-03-05
    DANTON, Daniel appointed
    director
  31. 2014-03-05
    HP DIRECTORS LIMITED appointed
    corporate-director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

49/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 12 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Bench Grade Brands Group Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Bench Grade Brands Group Ltd
Corporate parent · holds 75-100% shares · board control
ultimate parent
BENCH GRADE BRANDS WHOLESALE LIMITED
This company · 08924684

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Bench Grade Brands Group Ltd
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control02/06/2026
1 historic (ceased) PSC
  • Bench Grade Brands Holdings Limitedceased 02/06/2026· 75-100% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2014-03-05
Jurisdictionengland-wales
Primary SIC46420 — Wholesale of clothing and footwear

Registered office

3 Bakehouse Rise
Naseby
Northampton
NN6 6DQ

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-01
Last: 2026-03-18

Officers (2 active · 3 resigned)

CAMPBELL, Ewen Gordon
director · ~57y · appointed 2014-03-31
View their other companies + combined net worth →
Active
VARRALL, Timothy Robert
director · ~44y · appointed 2026-05-26
View their other companies + combined net worth →
Active
HP SECRETARIAL SERVICES LIMITED
corporate-secretary · appointed 2014-03-05 · resigned 2014-03-31
Resigned
DANTON, Daniel
director · ~44y · appointed 2014-03-05 · resigned 2014-03-31
Resigned
HP DIRECTORS LIMITED
corporate-director · appointed 2014-03-05 · resigned 2014-03-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
2
Outstanding
2
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
outstanding
Bench Grade Brands Holdings
Bench Grade Brands Holdings Limited
A registered charge02/06/2026
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property28/05/2026
satisfied
Barclays
Barclays Security Trustee Limited
A registered charge27/07/202017/03/2026
satisfied
Barclays
Barclays Bank PLC
A registered charge11/05/201617/03/2026
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (42 total)

cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-06-10
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2026-06-10
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-06-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-29
appoint-person-director-company-with-name-date
officers · AP01
2026-05-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-01
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-17
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-27