4GI LIMITED
🌳Matureactive
08928644 · ltd · incorporated 2014-03-07
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£-134.8k
book net assets
Opportunity
65/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 65/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
43 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
65/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Negative net assets
Liabilities exceed assets by £134,814
Net assets shrinking
Down £250,979 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£135k
↓ 216% YoY
Current Assets
£2.4m
↓ 2.1% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £1.17M | £1.31M |
| Current assets | £2.36M | £2.41M |
| Net assets | £-134.8k | £116.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
6
filings
- • 2 officers
- • 2 persons-with-significant-control
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2026-04-20📄replacement-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP01CS01
- 2026-03-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2026-03-06📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-06📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-11📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-03-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-09-26📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-26📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-09-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-09-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-10-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-07-08📄change-person-director-company-with-change-dateofficers · CH01
- 2021-07-08📄change-person-director-company-with-change-dateofficers · CH01
- 2021-07-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-07-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-04-22📄change-person-director-company-with-change-dateofficers · CH01
- 2021-04-22📄change-person-director-company-with-change-dateofficers · CH01
- 2014-03-07🏢Company incorporatedAs 4GI LIMITED
- 2014-03-07➕GRAHAM, Geraldine Patricia appointeddirector
- 2014-03-07➕GRAHAM, Neil Peter appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 12 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
44/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 12 years.
Red flags
1 high ·Confirmation statement overdue
highAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-03-15
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Geraldine Patricia Graham Individual · British · DOB 12/1971 · age 55 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 06/04/2016 |
Neil Peter Graham Individual · British · DOB 04/1973 · age 53 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| ANTHRACITES PROPERTIES LIMITED→ 15404045 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| APEX-INS CONSULTANTS LIMITED→ 16051146 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ASSEMBLY PAYMENTS UK LTD→ 12948924 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ASSET FINANCING LIMITED→ 02663836 · est 1991 · no financials extracted | — | — | — | — | 34y | — | — |
| ASSET LOANS & LEASING FINANCE LTD→ 16818502 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AVALON OPTIONS LIMITED→ 07574766 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| B FINANCIAL LIMITED→ 11073299 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| BAKER'S STORES,LIMITED→ 00231844 · est 1928 · no financials extracted | — | — | — | — | 97y | — | — |
| BARNETT-BROTHERS LTD→ 13086553 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BEARA GROUP→ 16465556 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BEB CAPITAL LIMITED→ 13414607 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BEER 18 LTD→ 14908472 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-03-07
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Suite E, Nbk House
64a Victoria Road
Burgess Hill
West Sussex
RH15 9LH
United Kingdom
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-03-15OVERDUE
Last: 2025-03-01
Officers (2 active · 0 resigned)
GRAHAM, Geraldine Patricia→
Activedirector · ~55y · appointed 2014-03-07
View their other companies + combined net worth →
GRAHAM, Neil Peter→
Activedirector · ~53y · appointed 2014-03-07
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (43 total)
replacement-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP01CS01
2026-04-20
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-10
change-person-director-company-with-change-date
officers · CH01
2026-03-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-06
change-person-director-company-with-change-date
officers · CH01
2026-03-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-06
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-03
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-12-11
accounts-with-accounts-type-micro-entity
accounts · AA
2024-03-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-06
change-person-director-company-with-change-date
officers · CH01
2022-09-26
change-person-director-company-with-change-date
officers · CH01
2022-09-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-09-26