ADVANTAGE DCP LTD
🌳Matureactive
08932909 · ltd · incorporated 2014-03-11
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 11.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Life insurance
Sector: Financial & insurance
ALSO REGISTERED FOR
- 65120Non-life insurance
- 65201Life reinsurance
- 65202Non-life reinsurance
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 79/100 (strong), bankability 57/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 11 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
5 live charges · 2 lenders · oldest 11.7y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 11.7 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 4 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
6 officers (4 active, 6 linked, 4 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
21 connected companies via shared directors
90
Filing history
49 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
- 2025-08-06📄accounts-with-accounts-type-fullaccounts · AA
- 2024-10-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-08-31➕SHAWE, David James appointeddirector
- 2024-08-31➖HANBURY, Nigel John resigneddirector
- 2024-06-20📄accounts-with-accounts-type-fullaccounts · AA
- 2023-07-31➕TOTTMAN, Mark John appointeddirector
- 2023-07-31➖EVANS, Jeremy Richard Holt resigneddirector
- 2023-07-31📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-07-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-06-17📄accounts-with-accounts-type-fullaccounts · AA
- 2022-06-09📄accounts-with-accounts-type-fullaccounts · AA
- 2022-05-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-05-24🔓Charge satisfied #5
- 2022-04-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-04-06🔒Charge registered #5Lender: The Society Incorporated by Lloyd's Act 1871 by the Name of Lloyd's
- 2021-09-22📄accounts-with-accounts-type-fullaccounts · AA
- 2020-10-09📄accounts-with-accounts-type-fullaccounts · AA
- 2020-01-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-01-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-01-21🔒Charge registered #4Lender: The Society Incorporated by Lloyd's Act 1871 by the Name of Lloyd's
- 2020-01-21🔒Charge registered #3Lender: The Society Incorporated by Lloyd's Act 1871 by the Name of Lloyd's
- 2019-12-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-12-17🔒Charge registered #2Lender: The Society Incorporated by Lloyd's Act 1871 by the Name of Lloyd's
- 2019-06-25📄accounts-with-accounts-type-fullaccounts · AA
- 2018-12-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2018-12-06➕HANBURY, Nigel John appointeddirector
- 2014-09-22🔒Charge registered #1Lender: Certain Other Persons
- 2014-03-11🏢Company incorporatedAs ADVANTAGE DCP LTD
- 2014-03-11➕HAMPDEN LEGAL PLC appointedcorporate-secretary
- 2014-03-11➕NOMINA PLC appointedcorporate-director
- 2014-03-11➕EVANS, Jeremy Richard Holt appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
Succession & seller-readiness
53/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondary12+ year tenure: Director in role 12 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Helios Underwriting Plc is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Helios Underwriting Plc
Corporate parent · holds 75-100% shares · board control
⬇
ADVANTAGE DCP LTD
This company · 08932909
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Helios Underwriting Plc Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/12/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ADVENT SOLUTIONS MANAGEMENT LIMITED→ 04092670 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| ADVENTURE FG LTD→ 16604236 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADVICE ECOSYSTEM TECHNOLOGIES LIMITED→ 15564560 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ADVICTUS LTD→ 16110215 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADVISABILITY LIMITED→ 09549027 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ADVISER TECHNOLOGIES LIMITED→ 10621213 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ADVISORY INSURANCE BROKERS LIMITED→ 04043759 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| AE OWNERSHIP COMPANY LIMITED→ 13246303 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AEGIS ELECTRIC & GAS INTERNATIONAL SERVICES 6 LTD→ 16725086 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AEGIS LONDON SERVICES LIMITED→ 06872527 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| AEGIS MANAGING AGENCY LIMITED→ 03413859 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| AEGIS UNDERWRITING LIMITED→ 03641769 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-03-11
Jurisdictionengland-wales
Primary SIC65110 — Life insurance
Registered office
5th Floor 40 Gracechurch Street
London
EC3V 0BT
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-28
Last: 2025-11-14
Officers (4 active · 2 resigned)
HAMPDEN LEGAL PLC→
Activecorporate-secretary · appointed 2014-03-11
View their other companies + combined net worth →
SHAWE, David James→
Activedirector · ~43y · appointed 2024-08-31
View their other companies + combined net worth →
TOTTMAN, Mark John→
Activedirector · ~62y · appointed 2023-07-31
View their other companies + combined net worth →
NOMINA PLC→
Activecorporate-director · appointed 2014-03-11
View their other companies + combined net worth →
EVANS, Jeremy Richard Holt→
Resigneddirector · ~68y · appointed 2014-03-11 · resigned 2023-07-31
HANBURY, Nigel John→
Resigneddirector · ~69y · appointed 2018-12-06 · resigned 2024-08-31
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
4
Outstanding
3
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | The Society by Lloyd's Act 1871 by the Name of Lloyd's / All the Persons to Whom the is or May at Any Time Before the Relevant Termination Date Become Financially Liable by Reason of Any Default in Respect of Any of the ’S Lloyd’S Obligations / Subject Always to the Terms of Any Trust Deed and of Any Premiums Trust Deed), Those to Whom Any Losses, Claims, Expenses and Other “Permitted Trust Outgoings” Set Out in Paragraph 1 of Schedule 3 to the Premiums Trust Deed are or Become Payable / Those to Whom the is Obliged to Provide or Keep Fully Funded Any and Every Overseas Business Regulatory Deposit The Society Incorporated by Lloyd's Act 1871 by the Name of Lloyd's / All the Persons to Whom the LLP is or May at Any Time Before the Relevant Termination Date Become Financially Liable by Reason of Any Default in Respect of Any of the LLP’S Lloyd’S Obligations / Subject Always to the Terms of Any Trust Deed and of Any Premiums Trust Deed), Those to Whom Any Losses, Claims, Expenses and Other “Permitted Trust Outgoings” Set Out in Paragraph 1 of Schedule 3 to the Premiums Trust Deed are or Become Payable / Those to Whom the LLP is Obliged to Provide or Keep Fully Funded Any and Every Overseas Business Regulatory Deposit | A registered charge | 1 property | 06/04/2022 | 24/05/2022 | |
| outstanding | The Society by Lloyd's Act 1871 by the Name of Lloyd's / All the Persons to Whom the Nameco is or May at Any Time Before the Relevant Termination Date Become Financially Liable by Reason of Any Default in Respect of Any of the Nameco’S Lloyd’S Obligations / Subject Always to the Terms of Any Trust Deed and of Any Premiums Trust Deed), Those to Whom Any Losses, Claims, Expenses and Other “Permitted Trust Outgoings” Set Out in Paragraph 1 of Schedule 3 to the Premiums Trust Deed are or Become Payable / Those to Whom the Nameco is Obliged to Provide or Keep Fully Funded Any and Every Overseas Business Regulatory Deposit The Society Incorporated by Lloyd's Act 1871 by the Name of Lloyd's / All the Persons to Whom the Nameco is or May at Any Time Before the Relevant Termination Date Become Financially Liable by Reason of Any Default in Respect of Any of the Nameco’S Lloyd’S Obligations / Subject Always to the Terms of Any Trust Deed and of Any Premiums Trust Deed), Those to Whom Any Losses, Claims, Expenses and Other “Permitted Trust Outgoings” Set Out in Paragraph 1 of Schedule 3 to the Premiums Trust Deed are or Become Payable / Those to Whom the Nameco is Obliged to Provide or Keep Fully Funded Any and Every Overseas Business Regulatory Deposit | A registered charge | 1 property | 21/01/2020 | — | |
| outstanding | The Society by Lloyd's Act 1871 by the Name of Lloyd's / All the Persons to Whom the Nameco is or May at Any Time Before the Relevant Termination Date Become Financially Liable by Reason of Any Default in Respect of Any of the Nameco’S Lloyd’S Obligations / Subject Always to the Terms of Any Trust Deed and of Any Premiums Trust Deed), Those to Whom Any Losses, Claims, Expenses and Other “Permitted Trust Outgoings” Set Out in Paragraph 1 of Schedule 3 to the Premiums Trust Deed are or Become Payable / Those to Whom the Nameco is Obliged to Provide or Keep Fully Funded Any and Every Overseas Business Regulatory Deposit The Society Incorporated by Lloyd's Act 1871 by the Name of Lloyd's / All the Persons to Whom the Nameco is or May at Any Time Before the Relevant Termination Date Become Financially Liable by Reason of Any Default in Respect of Any of the Nameco’S Lloyd’S Obligations / Subject Always to the Terms of Any Trust Deed and of Any Premiums Trust Deed), Those to Whom Any Losses, Claims, Expenses and Other “Permitted Trust Outgoings” Set Out in Paragraph 1 of Schedule 3 to the Premiums Trust Deed are or Become Payable / Those to Whom the Nameco is Obliged to Provide or Keep Fully Funded Any and Every Overseas Business Regulatory Deposit | A registered charge | 1 property | 21/01/2020 | — | |
| outstanding | The Society by Lloyd's Act 1871 by the Name of Lloyd's / All the Persons to Whom the Nameco is or May at Any Time Before the Relevant Termination Date Become Financially Liable by Reason of Any Default in Respect of Any of the Nameco’S Lloyd’S Obligations / (Subject Always to the Terms of Any Trust Deed and of Any Premiums Trust Deed), Those to Whom Any Losses, Claims, Expenses and Other “Permitted Trust Outgoings” Set Out in Paragraph 1 of Schedule 3 to the Premiums Trust Deed are or Become Payable) / Those to Whom the Nameco is Obliged to Provide or Keep Fully Funded Any and Every Overseas Business Regulatory Deposit The Society Incorporated by Lloyd's Act 1871 by the Name of Lloyd's / All the Persons to Whom the Nameco is or May at Any Time Before the Relevant Termination Date Become Financially Liable by Reason of Any Default in Respect of Any of the Nameco’S Lloyd’S Obligations / (Subject Always to the Terms of Any Trust Deed and of Any Premiums Trust Deed), Those to Whom Any Losses, Claims, Expenses and Other “Permitted Trust Outgoings” Set Out in Paragraph 1 of Schedule 3 to the Premiums Trust Deed are or Become Payable) / Those to Whom the Nameco is Obliged to Provide or Keep Fully Funded Any and Every Overseas Business Regulatory Deposit | A registered charge | 1 property | 17/12/2019 | — | |
| outstanding | Lloyds Banking Group Certain Other Persons / The Bodies / The Beneficiaries / Lloyds | A registered charge | — | 22/09/2014 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (49 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-14
accounts-with-accounts-type-full
accounts · AA
2025-08-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-21
appoint-person-director-company-with-name-date
officers · AP01
2024-10-14
termination-director-company-with-name-termination-date
officers · TM01
2024-10-14
accounts-with-accounts-type-full
accounts · AA
2024-06-20
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-22
appoint-person-director-company-with-name-date
officers · AP01
2023-07-31
termination-director-company-with-name-termination-date
officers · TM01
2023-07-31
accounts-with-accounts-type-full
accounts · AA
2023-06-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-20
accounts-with-accounts-type-full
accounts · AA
2022-06-09
mortgage-satisfy-charge-full
mortgage · MR04
2022-05-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-04-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-18