ARCA LIVING LTD
- 47910Retail sale via mail order houses or via Internet
- 52103SIC 52103
Opportunity 71/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
9 live charges · 5 lenders · oldest 8.7y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 8.7 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Average employees | 9 | 9 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 1 confirmation-statement
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (43 events)Click to expand
- 2026-07-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-12-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-27🔒Charge registered #9Lender: Community Enable Funding Limited Crn: 16197578
- 2025-11-27🔒Charge registered #8Lender: Community Enable Funding Limited Crn: 16197578
- 2025-11-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-31➖QIAN, Liping resigneddirector
- 2025-10-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-09-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-08-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-08-20➖NI, Chenyuan resigneddirector
- 2024-08-20➖SU, Yanyan resigneddirector
- 2024-08-05📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-08-01➖ELLIS, Dean resignedsecretary
- 2023-12-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-12-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-12-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-12-13🔒Charge registered #6Lender: Bcrs Business Loans Limited
- 2023-12-12🔒Charge registered #7Lender: Bcrs Meif Gp Limited
- 2023-12-08🔒Charge registered #5Lender: Art Share (Social Help Association for Reinvesting in Enterprise) Limited
- 2023-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-09-27🔓Charge satisfied #3
- 2022-08-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-08-30🔓Charge satisfied #4
- 2022-07-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-06-15➖ZHAO, Hongliang resigneddirector
- 2022-05-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-04-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2021-12-10➕ELLIS, Dean appointedsecretary
- 2019-08-07🔒Charge registered #4Lender: Bcrs Meif Gp Limited
- 2019-08-07🔒Charge registered #3Lender: Art Share (Social Help Association for Reinvesting in Enterprise) Limited
- 2019-01-15➕QIAN, Liping appointeddirector
- 2018-09-10➕NI, Chenyuan appointeddirector
- 2017-12-05🔒Charge registered #2Lender: Hsbc Bank PLC
- 2017-11-16🔒Charge registered #1Lender: Hsbc Bank PLC
- 2017-09-28➕SU, Yanyan appointeddirector
- 2017-09-28➕ZHAO, Hongliang appointeddirector
- 2014-03-24🏢Company incorporatedAs ARCA LIVING LTD
- 2014-03-24➕YU, Qianqian appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 12 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Arca Living Holdings Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Arca Living Holdings Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/07/2021 |
1 historic (ceased) PSC
- Ms Qianqian Yuceased 06/07/2021· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 5 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Community Enable Funding Crn: 16197578 Community Enable Funding Limited Crn: 16197578 | A registered charge | — | 27/11/2025 | — | |
| outstanding | Community Enable Funding Crn: 16197578 Community Enable Funding Limited Crn: 16197578 | A registered charge | — | 27/11/2025 | — | |
| outstanding | Bcrs Business Loans Bcrs Business Loans Limited | A registered charge | — | 13/12/2023 | — | |
| outstanding | Bcrs Meif Gp Bcrs Meif Gp Limited | A registered charge | — | 12/12/2023 | — | |
| outstanding | Art Share (Social Help Association for Reinvesting in Enterprise) Art Share (Social Help Association for Reinvesting in Enterprise) Limited | A registered charge | — | 08/12/2023 | — | |
| satisfied | Bcrs Meif Gp Bcrs Meif Gp Limited | A registered charge | — | 07/08/2019 | 30/08/2022 | |
| satisfied | Art Share (Social Help Association for Reinvesting in Enterprise) Art Share (Social Help Association for Reinvesting in Enterprise) Limited | A registered charge | — | 07/08/2019 | 27/09/2022 | |
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 05/12/2017 | — | |
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 16/11/2017 | — |