CJ MONKS LIMITED

💤Zombieactive
08964367 · ltd · incorporated 2014-03-28
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
54/100
Worth a look
🔔
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What this business does
Primary activity: Banks
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed admin-neglect survivor — structural issues outweigh the discount.

Opportunity 54/100 (worth a look), bankability 45/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: strategic trade sale (40/100). Current lenders should be on monthly review.

Data confidence

Overall: low (47/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
Network not yet resolved
30
Filing history
10 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
54/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
45
Concerning — overdue filings or status flags present.
Acquirability
50
Some acquirability indicators.
Risk profile
49
Multiple red flags — proceed with caution.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (13 events)Click to expand
  1. 2017-06-05
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2017-06-05
    📄
    restoration-order-of-court
    restoration · AC92
  3. 2015-09-22
    📄
    gazette-dissolved-voluntary
    gazette · GAZ2(A)
  4. 2015-09-22
    🏁
    Company dissolved
  5. 2015-06-09
    📄
    gazette-notice-voluntary
    gazette · GAZ1(A)
  6. 2015-05-26
    📄
    dissolution-application-strike-off-company
    dissolution · DS01
  7. 2015-04-27
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  8. 2015-03-30
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  9. 2015-03-30
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  10. 2015-01-16
    📄
    change-account-reference-date-company-current-shortened
    accounts · AA01
  11. 2014-03-28
    🏢
    Company incorporated
    As CJ MONKS LIMITED
  12. 2014-03-28
    MONKS, Christopher appointed
    director
  13. 2014-03-28
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

95/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder name in company name: Company name contains director surname "MONKS" — strong identity link between founder and business.
  • +No director turnover: Company is 12 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

53/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondary12+ year tenure: Director in role 12 years.

Red flags

2 high ·
Accounts overdue
high

Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.

Evidence: Next due: 2016-10-31

Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2017-04-11

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
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Company details

Statusactive
Typeltd
Incorporated2014-03-28
Jurisdictionengland-wales
Primary SIC64191 — Banks

Registered office

23 Folly Avenue
St. Albans
Hertfordshire
AL3 5QB

Filing status

Accounts
Next due: 2016-10-31OVERDUE
Last made up to: 2015-01-31
Confirmation statement
Next due: 2017-04-11OVERDUE
Last:

Officers (1 active · 0 resigned)

MONKS, Christopher
director · ~43y · appointed 2014-03-28
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (10 total)

change-person-director-company-with-change-date
officers · CH01
2017-06-05
restoration-order-of-court
restoration · AC92
2017-06-05
gazette-dissolved-voluntary
gazette · GAZ2(A)
2015-09-22
gazette-notice-voluntary
gazette · GAZ1(A)
2015-06-09
dissolution-application-strike-off-company
dissolution · DS01
2015-05-26
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-04-27
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-03-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2015-03-30
change-account-reference-date-company-current-shortened
accounts · AA01
2015-01-16
incorporation-company
incorporation · NEWINC
2014-03-28