EASY FINANCIAL SOUTH WEST LIMITED
Opportunity 34/100 (pass), bankability 40/100. High owner-dependency — earn-out structure likely required for clean transition. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: distressed disposal / insolvency (65/100). Current lenders should be on monthly review.
Data confidence
Overall: medium (70/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Clear signal to pass. Time better spent elsewhere unless you have a specific strategic angle.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2026-03-25 |
|---|---|
| Total assets | £678.7k |
| Current assets | £692.5k |
| Net assets | £678.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 2 address
- • 2 insolvency
- • 1 resolution
- • 2 address
- • 2 insolvency
- • 2 accounts
Corporate timeline (19 events)Click to expand
- 2026-04-19📍change-sail-address-company-with-new-addressaddress · AD02
- 2026-04-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-04-14⚠️liquidation-voluntary-declaration-of-solvencyinsolvency · LIQ01
- 2026-04-14⚠️liquidation-voluntary-appointment-of-liquidatorinsolvency · 600
- 2026-04-14📄resolutionresolution · RESOLUTIONS
- 2026-03-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2026-03-19📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2025-06-12📄accounts-amended-with-accounts-type-micro-entityaccounts · AAMD
- 2025-06-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-06-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-07-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-08-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-11-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-06-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-08-02📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-07-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2014-04-08🏢Company incorporatedAs EASY FINANCIAL SOUTH WEST LIMITED
- 2014-04-08➕BARTLEY, Vince appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 12 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 12 years.
Red flags
3 high · 1 lowAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-04-22
Company is actively being wound up. Not a going concern.
Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2026-04-14: liquidation-voluntary-declaration-of-solvency; 2026-04-14: liquidation-voluntary-appointment-of-liquidator
Multiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Vince Bartley Individual · British · DOB 02/1970 · age 56 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 01/01/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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11 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
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Filing status
Officers (1 active · 0 resigned)
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