ECOSSE ESTATES LIMITED

🌳Matureactive
08994078 · ltd · incorporated 2014-04-14
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Jun 2025
Net worth
book net assets
Opportunity
72/100
Strong
🔔
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What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 72/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

86 live charges · 4 lenders · oldest 11.4y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 11.4 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 40/100 — workable, but lender will want more DD.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
86 charges (86/86 with lender, 86/86 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 6 total, 6 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
174 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
66
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Jun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-06-302024-06-30
Average employees300300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
6
filings
  • 4 persons-with-significant-control
  • 1 confirmation-statement
  • 1 accounts
Last 180 days
6
filings
  • 4 persons-with-significant-control
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (145 events)Click to expand
  1. 2026-05-01
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  2. 2026-05-01
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  3. 2026-05-01
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  4. 2026-05-01
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  5. 2026-04-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2025-09-26
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  7. 2025-09-26
    🔓
    Charge satisfied #79
  8. 2025-09-12
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  9. 2025-09-12
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  10. 2025-09-12
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2025-09-12
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  12. 2025-09-12
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  13. 2025-09-12
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  14. 2025-09-12
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  15. 2025-09-12
    🔓
    Charge satisfied #82
  16. 2025-09-12
    🔓
    Charge satisfied #81
  17. 2025-09-12
    🔓
    Charge satisfied #80
  18. 2025-09-11
    🔒
    Charge registered #86
    Lender: Bank of Scotland PLC
  19. 2025-09-11
    🔒
    Charge registered #85
    Lender: Bank of Scotland PLC
  20. 2025-09-11
    🔒
    Charge registered #84
    Lender: Bank of Scotland PLC
  21. 2025-09-11
    🔒
    Charge registered #83
    Lender: Bank of Scotland PLC
  22. 2025-07-16
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  23. 2025-07-16
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  24. 2025-07-16
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  25. 2025-07-16
    🔓
    Charge satisfied #78
  26. 2025-07-16
    🔓
    Charge satisfied #77
  27. 2025-07-16
    🔓
    Charge satisfied #76
  28. 2025-06-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  29. 2024-10-02
    📄
    mortgage-charge-part-both-with-charge-number
    mortgage · MR05
  30. 2024-08-03
    📄
    legacy
    miscellaneous · RPCH01
  31. 2024-06-21
    📄
    second-filing-notification-of-a-person-with-significant-control
    persons-with-significant-control · RP04PSC01
  32. 2024-04-29
    📄
    memorandum-articles
    incorporation · MA
  33. 2024-04-29
    📄
    resolution
    resolution · RESOLUTIONS
  34. 2023-12-06
    🔒
    Charge registered #82
    Lender: Together Commercial Finance Limited
  35. 2023-12-06
    🔒
    Charge registered #81
    Lender: Together Commercial Finance Limited
  36. 2023-12-06
    🔒
    Charge registered #80
    Lender: Together Commercial Finance Limited
  37. 2023-12-04
    🔒
    Charge registered #79
    Lender: Together Commercial Finance Limited
  38. 2022-03-23
    🔒
    Charge registered #78
    Lender: Ms Lending Group Limited
  39. 2022-03-23
    🔒
    Charge registered #77
    Lender: Ms Lending Group Limited
  40. 2022-03-23
    🔒
    Charge registered #76
    Lender: Ms Lending Group Limited
  41. 2021-11-02
    🔒
    Charge registered #75
    Lender: Bank of Scotland PLC
  42. 2021-11-02
    🔒
    Charge registered #74
    Lender: Bank of Scotland PLC
  43. 2021-11-02
    🔒
    Charge registered #73
    Lender: Bank of Scotland PLC
  44. 2018-04-18
    🔒
    Charge registered #72
    Lender: Bank of Scotland PLC
  45. 2018-02-02
    🔓
    Charge satisfied #51
  46. 2017-03-07
    🔓
    Charge satisfied #52
  47. 2016-12-07
    🔓
    Charge satisfied #44
  48. 2016-03-17
    🔒
    Charge registered #71
    Lender: Bank of Scotland PLC
  49. 2016-03-17
    🔒
    Charge registered #70
    Lender: Bank of Scotland PLC
  50. 2016-03-17
    🔒
    Charge registered #69
    Lender: Bank of Scotland PLC
Showing most recent 50 of 145 events

Owner dependency

79/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 58 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +No director turnover: Company is 12 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

59/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 12 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

2 med · 1 low
4 new charges in last 12 months
medium

Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.

Evidence: 2025-09-11: A registered charge; 2025-09-11: A registered charge; 2025-09-11: A registered charge

Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

52 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Group structure

2 corporate shareholders identified. Group structure is distributed.

🏛️
Soldan Estates Limited
Corporate parent · holds 25-50% shares
significant stake
🏛️
Oscy Estates Limited
Corporate parent · holds 25-50% shares
significant stake
ECOSSE ESTATES LIMITED
This company · 08994078

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Soldan Estates Limited
Corporate entity
2550%
25–50%25-50% shares · 25-50% voting24/11/2025
Oscy Estates Limited
Corporate entity
2550%
25–50%25-50% shares · 25-50% voting24/11/2025
4 historic (ceased) PSCs
  • Mr Richard Adam Caplanceased 24/11/2025· significant influence
  • Brian Howard Caplanceased 24/11/2025· significant influence
  • Mrs Alison Caplanceased 01/02/2018· 25-50% shares
  • Mrs Alexandra Tamara Caplanceased 01/02/2018· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2014-04-14
Jurisdictionengland-wales
Primary SIC82990 — Other business support service activities n.e.c.

Registered office

5 Bollinway
Hale
Altrincham
Cheshire
WA15 0NZ
England

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-04-28
Last: 2026-04-14

Officers (2 active · 0 resigned)

CAPLAN, Brian Howard
director · ~55y · appointed 2014-04-14
View their other companies + combined net worth →
Active
CAPLAN, Richard Adam
director · ~58y · appointed 2014-04-14
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

86
Total charges
52
Outstanding
1
Active lenders
Status:Lender:86 of 86 shown
TypeProperties
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property11/09/2025
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property11/09/2025
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property11/09/2025
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property11/09/2025
satisfied
Together Money
Together Commercial Finance Limited
A registered charge1 property06/12/202312/09/2025
satisfied
Together Money
Together Commercial Finance Limited
A registered charge1 property06/12/202312/09/2025
satisfied
Together Money
Together Commercial Finance Limited
A registered charge1 property06/12/202312/09/2025
satisfied
Together Money
Together Commercial Finance Limited
A registered charge2 properties04/12/202326/09/2025
satisfied
Ms Lending Group
Ms Lending Group Limited
A registered charge1 property23/03/202216/07/2025
satisfied
Ms Lending Group
Ms Lending Group Limited
A registered charge1 property23/03/202216/07/2025
satisfied
Ms Lending Group
Ms Lending Group Limited
A registered charge1 property23/03/202216/07/2025
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge2 properties02/11/2021
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property02/11/2021
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property02/11/2021
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge27 properties18/04/2018
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property17/03/2016
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property17/03/2016
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property17/03/2016
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property17/03/2016
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge2 properties17/03/2016
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property17/03/2016
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property17/03/2016
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property17/03/2016
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property17/03/2016
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property17/03/2016
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property17/03/2016
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property17/03/2016
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property17/03/2016
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property17/03/2016
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property17/03/2016
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property17/03/2016
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property17/03/2016
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property17/03/2016
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property17/03/2016
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property17/03/201607/03/2017
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property15/01/201518/02/2015
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property15/01/201518/02/2015
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property15/01/201518/02/2015
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property15/01/201518/02/2015
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property15/01/201518/02/2015
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property15/01/201518/02/2015
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property15/01/201518/02/2015
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property15/01/201518/02/2015
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property15/01/201518/02/2015
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property15/01/201518/02/2015
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property15/01/201518/02/2015
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property15/01/201518/02/2015
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property15/01/201518/02/2015
satisfied
Barclays
Barclays Bank PLC
A registered charge1 property15/01/201518/02/2015
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property15/01/201518/02/2015
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property15/01/201518/02/2015
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property15/01/201518/02/2015
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property15/01/201518/02/2015
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property15/01/201518/02/2015
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property15/01/201518/02/2015
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property15/01/201518/02/2015
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property15/01/201518/02/2015
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property15/01/201518/02/2015
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property15/01/201518/02/2015
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property14/01/201502/02/2018
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property14/01/2015
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property14/01/2015
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property14/01/2015
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property14/01/2015
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property14/01/2015
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property14/01/2015
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property14/01/201507/12/2016
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property14/01/2015
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property14/01/2015
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property14/01/2015
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property14/01/2015
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property14/01/2015
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property14/01/2015
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property14/01/2015
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property14/01/2015
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property14/01/2015
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property14/01/2015
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property14/01/2015
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property14/01/2015
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property14/01/2015
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property14/01/2015
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property14/01/2015
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property14/01/2015
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property14/01/2015
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property14/01/2015
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge09/01/2015
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (174 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-05-01
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2026-05-01
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-05-01
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-05-01
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2026-05-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-04-17
mortgage-satisfy-charge-full
mortgage · MR04
2025-09-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-12
mortgage-satisfy-charge-full
mortgage · MR04
2025-09-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-12
mortgage-satisfy-charge-full
mortgage · MR04
2025-09-12
mortgage-satisfy-charge-full
mortgage · MR04
2025-09-12
mortgage-satisfy-charge-full
mortgage · MR04
2025-07-16