ECOSSE ESTATES LIMITED
Opportunity 72/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
86 live charges · 4 lenders · oldest 11.4y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 11.4 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Average employees | 300 | 300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 4 persons-with-significant-control
- • 1 confirmation-statement
- • 1 accounts
- • 4 persons-with-significant-control
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (145 events)Click to expand
- 2026-05-01📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2026-05-01📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-05-01📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-05-01📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2026-04-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-26🔓Charge satisfied #79
- 2025-09-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-12🔓Charge satisfied #82
- 2025-09-12🔓Charge satisfied #81
- 2025-09-12🔓Charge satisfied #80
- 2025-09-11🔒Charge registered #86Lender: Bank of Scotland PLC
- 2025-09-11🔒Charge registered #85Lender: Bank of Scotland PLC
- 2025-09-11🔒Charge registered #84Lender: Bank of Scotland PLC
- 2025-09-11🔒Charge registered #83Lender: Bank of Scotland PLC
- 2025-07-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-16🔓Charge satisfied #78
- 2025-07-16🔓Charge satisfied #77
- 2025-07-16🔓Charge satisfied #76
- 2025-06-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-02📄mortgage-charge-part-both-with-charge-numbermortgage · MR05
- 2024-08-03📄legacymiscellaneous · RPCH01
- 2024-06-21📄second-filing-notification-of-a-person-with-significant-controlpersons-with-significant-control · RP04PSC01
- 2024-04-29📄memorandum-articlesincorporation · MA
- 2024-04-29📄resolutionresolution · RESOLUTIONS
- 2023-12-06🔒Charge registered #82Lender: Together Commercial Finance Limited
- 2023-12-06🔒Charge registered #81Lender: Together Commercial Finance Limited
- 2023-12-06🔒Charge registered #80Lender: Together Commercial Finance Limited
- 2023-12-04🔒Charge registered #79Lender: Together Commercial Finance Limited
- 2022-03-23🔒Charge registered #78Lender: Ms Lending Group Limited
- 2022-03-23🔒Charge registered #77Lender: Ms Lending Group Limited
- 2022-03-23🔒Charge registered #76Lender: Ms Lending Group Limited
- 2021-11-02🔒Charge registered #75Lender: Bank of Scotland PLC
- 2021-11-02🔒Charge registered #74Lender: Bank of Scotland PLC
- 2021-11-02🔒Charge registered #73Lender: Bank of Scotland PLC
- 2018-04-18🔒Charge registered #72Lender: Bank of Scotland PLC
- 2018-02-02🔓Charge satisfied #51
- 2017-03-07🔓Charge satisfied #52
- 2016-12-07🔓Charge satisfied #44
- 2016-03-17🔒Charge registered #71Lender: Bank of Scotland PLC
- 2016-03-17🔒Charge registered #70Lender: Bank of Scotland PLC
- 2016-03-17🔒Charge registered #69Lender: Bank of Scotland PLC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 12 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 12 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 med · 1 lowHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2025-09-11: A registered charge; 2025-09-11: A registered charge; 2025-09-11: A registered charge
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
2 corporate shareholders identified. Group structure is distributed.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Soldan Estates Limited Corporate entity | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 24/11/2025 |
Oscy Estates Limited Corporate entity | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 24/11/2025 |
4 historic (ceased) PSCs
- Mr Richard Adam Caplanceased 24/11/2025· significant influence
- Brian Howard Caplanceased 24/11/2025· significant influence
- Mrs Alison Caplanceased 01/02/2018· 25-50% shares
- Mrs Alexandra Tamara Caplanceased 01/02/2018· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| A CLASS MAINTENANCE LTD→ 13213549 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
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| AC PRO ENGINEERING LTD→ 10099143 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 11/09/2025 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 11/09/2025 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 11/09/2025 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 11/09/2025 | — | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 06/12/2023 | 12/09/2025 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 06/12/2023 | 12/09/2025 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 06/12/2023 | 12/09/2025 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 04/12/2023 | 26/09/2025 | |
| satisfied | Ms Lending Group Ms Lending Group Limited | A registered charge | 1 property | 23/03/2022 | 16/07/2025 | |
| satisfied | Ms Lending Group Ms Lending Group Limited | A registered charge | 1 property | 23/03/2022 | 16/07/2025 | |
| satisfied | Ms Lending Group Ms Lending Group Limited | A registered charge | 1 property | 23/03/2022 | 16/07/2025 | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 2 properties | 02/11/2021 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 02/11/2021 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 02/11/2021 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 27 properties | 18/04/2018 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 17/03/2016 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 17/03/2016 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 17/03/2016 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 17/03/2016 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 2 properties | 17/03/2016 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 17/03/2016 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 17/03/2016 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 17/03/2016 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 17/03/2016 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 17/03/2016 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 17/03/2016 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 17/03/2016 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 17/03/2016 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 17/03/2016 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 17/03/2016 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 17/03/2016 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 17/03/2016 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 17/03/2016 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 17/03/2016 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 17/03/2016 | 07/03/2017 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 15/01/2015 | 18/02/2015 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 15/01/2015 | 18/02/2015 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 15/01/2015 | 18/02/2015 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 15/01/2015 | 18/02/2015 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 15/01/2015 | 18/02/2015 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 15/01/2015 | 18/02/2015 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 15/01/2015 | 18/02/2015 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 15/01/2015 | 18/02/2015 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 15/01/2015 | 18/02/2015 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 15/01/2015 | 18/02/2015 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 15/01/2015 | 18/02/2015 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 15/01/2015 | 18/02/2015 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 15/01/2015 | 18/02/2015 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 15/01/2015 | 18/02/2015 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 15/01/2015 | 18/02/2015 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 15/01/2015 | 18/02/2015 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 15/01/2015 | 18/02/2015 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 15/01/2015 | 18/02/2015 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 15/01/2015 | 18/02/2015 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 15/01/2015 | 18/02/2015 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 15/01/2015 | 18/02/2015 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 15/01/2015 | 18/02/2015 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 15/01/2015 | 18/02/2015 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 15/01/2015 | 18/02/2015 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 14/01/2015 | 02/02/2018 | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 14/01/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 14/01/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 14/01/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 14/01/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 14/01/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 14/01/2015 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 14/01/2015 | 07/12/2016 | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 14/01/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 14/01/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 14/01/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 14/01/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 14/01/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 14/01/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 14/01/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 14/01/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 14/01/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 14/01/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 14/01/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 14/01/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 14/01/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 14/01/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 14/01/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 14/01/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 14/01/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 14/01/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 09/01/2015 | — |