48 THE MALL LIMITED
🌳Matureactive
08999441 · ltd · incorporated 2014-04-16
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 11.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 76/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
5 live charges · 2 lenders · oldest 11.7y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 11.7 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
20 connected companies via shared directors
90
Filing history
42 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2026-01-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-05-07📄change-person-director-company-with-change-dateofficers · CH01
- 2025-01-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-09-06📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-01-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-04-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-07-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-03-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-06-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-06-25🔒Charge registered #5Lender: Paragon Bank PLC
- 2021-04-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-03-10📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-03-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-03-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-02-22➖ADLER, Esther resigneddirector
- 2021-02-22➖ADLER, Percy resigneddirector
- 2020-01-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-01-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-02-02🔒Charge registered #4Lender: Commercial Acceptances Limited
- 2018-02-02🔒Charge registered #3Lender: Commercial Acceptances Limited
- 2017-08-07➕FABRE, Susan Deborah appointeddirector
- 2014-09-22🔒Charge registered #2Lender: Commercial Acceptances Limited
- 2014-09-22🔒Charge registered #1Lender: Commercial Acceptances Limited
- 2014-04-16🏢Company incorporatedAs 48 THE MALL LIMITED
- 2014-04-16➕ESSEX, Gavin Charles appointeddirector
- 2014-04-16➕ADLER, Esther appointeddirector
- 2014-04-16➕ADLER, Percy appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
59/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 12 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 low5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Susan Fabre Individual · British · DOB 02/1965 · age 61 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 05/03/2021 |
1 historic (ceased) PSC
- Mr Gavin Charles Essexceased 05/09/2024· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · HA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 5 STARS PLUMBING AND HEATING SERVICES LIMITED→ 15494233 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 5 WOOD CONSTRUCTION LIMITED→ 04787409 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| 52HWD LTD→ 16419644 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 57D DEVELOPMENTS LIMITED→ 09073834 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| 67 (BIDEFORD AVENUE) LTD→ 08200181 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| 6M INVESTMENTS LTD→ 13830124 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 6TEN CONSULTING LTD→ 15921584 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 7 OAK ROAD LTD→ 12232343 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 7 SHEPHERDESS PLACE LIMITED→ 14469056 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 700 GROUP LTD→ 12670466 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 79M GROUP LTD→ 13905630 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 8 POOLS AND SPA LTD→ 16902026 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-04-16
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects
Registered office
166 College Road
Harrow
Middlesex
HA1 1BH
United Kingdom
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-04-30
Last: 2026-04-16
Officers (2 active · 2 resigned)
ESSEX, Gavin Charles→
Activedirector · ~60y · appointed 2014-04-16
View their other companies + combined net worth →
FABRE, Susan Deborah→
Activedirector · ~61y · appointed 2017-08-07
View their other companies + combined net worth →
ADLER, Esther→
Resigneddirector · ~93y · appointed 2014-04-16 · resigned 2021-02-22
ADLER, Percy→
Resigneddirector · ~93y · appointed 2014-04-16 · resigned 2021-02-22
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
5
Outstanding
2
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 25/06/2021 | — | |
| outstanding | Commercial Acceptances Commercial Acceptances Limited | A registered charge | 1 property | 02/02/2018 | — | |
| outstanding | Commercial Acceptances Commercial Acceptances Limited | A registered charge | 1 property | 02/02/2018 | — | |
| outstanding | Commercial Acceptances Commercial Acceptances Limited | A registered charge | — | 22/09/2014 | — | |
| outstanding | Commercial Acceptances Commercial Acceptances Limited | A registered charge | 1 property | 22/09/2014 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (42 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-27
accounts-with-accounts-type-micro-entity
accounts · AA
2026-01-20
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-07
change-person-director-company-with-change-date
officers · CH01
2025-05-07
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-31
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-09-06
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-09-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-30
accounts-with-accounts-type-micro-entity
accounts · AA
2024-01-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-18
accounts-with-accounts-type-micro-entity
accounts · AA
2023-04-14
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-07-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-27
accounts-with-accounts-type-micro-entity
accounts · AA
2022-03-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-06-28