ASPRAY AFFINITY LIMITED

🌳Matureactive
09003909 · ltd · incorporated 2014-04-22
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£32.7k
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (74/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
39 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £32,734

Key financials

1 year extracted from filed iXBRL accounts
Cash
£26k
Net Worth
£33k
Current Assets
£133k
Current Liabilities
—

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-05-31
Total assets£71.8k
Current assets£132.8k
Cash£25.7k
Debtors£107.1k
Net assets£32.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2026-01-22
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  2. 2025-04-02
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  3. 2025-01-30
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  4. 2023-09-08
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  5. 2022-09-29
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  6. 2021-08-06
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2021-07-28
    ➕
    SALISBURY, Sarah Jane appointed
    director
  8. 2021-06-29
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  9. 2021-05-26
    ➖
    LOASBY, Andrea Marie resigned
    director
  10. 2021-05-26
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  11. 2020-07-20
    📄
    capital-allotment-shares
    capital · SH01
  12. 2020-06-18
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  13. 2019-06-10
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  14. 2018-06-11
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  15. 2018-01-12
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  16. 2017-09-22
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  17. 2017-09-22
    📄
    withdrawal-of-a-person-with-significant-control-statement
    persons-with-significant-control · PSC09
  18. 2017-09-22
    📄
    change-person-director-company-with-change-date
    officers · CH01
  19. 2015-08-25
    ➕
    LOASBY, Andrea Marie appointed
    director
  20. 2014-04-22
    🏢
    Company incorporated
    As ASPRAY AFFINITY LIMITED
  21. 2014-04-22
    ➕
    WHITTLE, James William Michael appointed
    director

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 61 — approaching natural succession window.

Succession & seller-readiness

59/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 12 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Jwmw Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Jwmw Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
ASPRAY AFFINITY LIMITED
This company · 09003909

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Jwmw Limited
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control08/09/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2014-04-22
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

9 Dalton Court
Commercial Road
Darwen
Lancashire
BB3 0DG

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-09-02
Last: 2025-08-19

Officers (2 active · 1 resigned)

SALISBURY, Sarah Jane→
director · ~41y · appointed 2021-07-28
View their other companies + combined net worth →
Active
WHITTLE, James William Michael→
director · ~61y · appointed 2014-04-22
View their other companies + combined net worth →
Active
LOASBY, Andrea Marie→
director · ~64y · appointed 2015-08-25 · resigned 2021-05-26
Resigned

Click a director name to see their full track record across all companies.

Recent filings (39 total)

accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-01-22
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-22
change-account-reference-date-company-current-extended
accounts · AA01
2025-04-02
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-01-30
confirmation-statement-with-updates
confirmation-statement · CS01
2024-08-21
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-09-08
confirmation-statement-with-updates
confirmation-statement · CS01
2023-09-01
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-09-29
confirmation-statement-with-updates
confirmation-statement · CS01
2022-08-24
confirmation-statement-with-updates
confirmation-statement · CS01
2021-08-19
appoint-person-director-company-with-name-date
officers · AP01
2021-08-06
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-06-29
termination-director-company-with-name-termination-date
officers · TM01
2021-05-26
confirmation-statement-with-updates
confirmation-statement · CS01
2020-10-27
capital-allotment-shares
capital · SH01
2020-07-20