ALBERT JEROME PROPERTIES LIMITED
🌳Matureactive
09033876 · ltd · incorporated 2014-05-12
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 8.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£86.6k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Management of real estate on a fee or contract basis
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 65-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (68/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
3 live charges · oldest 8.4y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 8.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
32 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £86,647
Net assets shrinking
Down £10,457 YoY
Cash YoY
+31%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£5k
↑ 31% YoY
Net Worth
£87k
↓ 11% YoY
Current Assets
£19k
↑ 28% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £86.6k | £97.1k |
| Current assets | £18.9k | £14.7k |
| Cash | £5.1k | £3.9k |
| Debtors | £13.8k | £10.8k |
| Net assets | £86.6k | £97.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2025-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-01🔒Charge registered #3Lender: Lloyds Bank PLC
- 2024-10-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-02-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-11-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-02-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-02-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-02-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-02-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-02-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-03-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-03-26🔒Charge registered #2Lender: Lloyds Bank PLC
- 2018-02-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-02-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-02-05🔒Charge registered #1Lender: Lloyds Bank PLC
- 2017-03-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2017-02-17➕CHAMPION, Gary appointeddirector
- 2014-10-01➕CHAMPION, Joanne Louise appointeddirector
- 2014-10-01➖CHAMPION, Gary Peter resigneddirector
- 2014-05-12🏢Company incorporatedAs ALBERT JEROME PROPERTIES LIMITED
- 2014-05-12➕CHAMPION, Gary Peter appointeddirector
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
61/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Gary Champion Individual · British · DOB 10/1961 · age 65 | 25–50% | — | 25-50% shares | 12/05/2017 |
Mrs Joanne Louise Champion Individual · British · DOB 05/1970 · age 56 | 25–50% | — | 25-50% shares | 12/05/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · WV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & L LETTINGS LIMITED→ 08052685 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| AG & CO INVESTMENTS LTD→ 13028109 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AJAN PROPERTY LTD→ 16696427 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AK HOLDINGS & INVESTMENTS LTD→ 13255020 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AKTJKT LTD→ 17128517 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AL ABADIE CONSULTANCY LTD→ 07482907 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| AL REEJ REAL ESTATE LIMITED→ 16576747 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALBANY PROPERTY SERVICES LIMITED→ 11125873 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ALBION INVEST LIMITED→ 16372634 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ALBION INVEST NL LIMITED→ 15989791 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALBRIGHTON COMMUNITY HOMES LIMITED→ 13084549 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ALBRIGHTON HOMES LTD→ 13869752 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-05-12
Jurisdictionengland-wales
Primary SIC68320 — Management of real estate on a fee or contract basis
Registered office
14 Hillside Bratch Meadow
Wombourne
West Midlands
WV5 8AL
England
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-05-22
Last: 2026-05-08
Officers (2 active · 1 resigned)
CHAMPION, Gary→
Activedirector · ~65y · appointed 2017-02-17
View their other companies + combined net worth →
CHAMPION, Joanne Louise→
Activedirector · ~56y · appointed 2014-10-01
View their other companies + combined net worth →
CHAMPION, Gary Peter→
Resigneddirector · ~65y · appointed 2014-05-12 · resigned 2014-10-01
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 01/11/2024 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 26/03/2018 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 05/02/2018 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (32 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-17
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-28
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-02-26
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-11-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-17
accounts-with-accounts-type-micro-entity
accounts · AA
2023-02-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-27
accounts-with-accounts-type-micro-entity
accounts · AA
2022-02-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-20
accounts-with-accounts-type-micro-entity
accounts · AA
2021-02-26