1 LANCASTER GARDENS DEVELOPMENTS LIMITED
🌳Matureactive
09052516 · ltd · incorporated 2014-05-22
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 78/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
9 live charges · 7 lenders · oldest 9.6y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 9.6 years old — likely at or near maturity.
- · 7 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
13 connected companies via shared directors
84
Filing history
47 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-11-30 | 2023-11-30 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (38 events)Click to expand
- 2025-08-29📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-05-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-05-16🔒Charge registered #9Lender: Onyx Development Finance Limited (Crn 11642215)
- 2025-04-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-28🔓Charge satisfied #6
- 2025-04-28🔓Charge satisfied #5
- 2025-04-28🔓Charge satisfied #4
- 2025-04-28🔓Charge satisfied #3
- 2025-04-28🔓Charge satisfied #2
- 2025-04-28🔓Charge satisfied #1
- 2024-08-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-04-10📄change-person-director-company-with-change-dateofficers · CH01
- 2024-04-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-04-10📄change-person-director-company-with-change-dateofficers · CH01
- 2024-04-10📄change-person-director-company-with-change-dateofficers · CH01
- 2024-04-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-02-20📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2022-10-10📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-02-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-06-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-06-03🔒Charge registered #8Lender: Bridgeco Limited
- 2021-06-03🔒Charge registered #7Lender: Rubicon Capital Ef Limited
- 2021-04-23📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-10-28🔒Charge registered #6Lender: Rubicon Capital Ef Limited
- 2019-06-20🔒Charge registered #5Lender: Rubicon Capital Ef Limited
- 2018-03-29🔒Charge registered #4Lender: Rubicon Capital 20 LLP
- 2017-11-23🔒Charge registered #3Lender: Wellesley Security Trustees Limited
- 2016-10-10🔒Charge registered #2Lender: Titlestone Structured Finance Limited
- 2016-10-10🔒Charge registered #1Lender: Rubicon Capital 9 LLP
- 2014-05-22🏢Company incorporatedAs 1 LANCASTER GARDENS DEVELOPMENTS LIMITED
- 2014-05-22➕SCOTT, Jeremy Richard appointeddirector
- 2014-05-22➕SCOTT, Sharon Tracey appointeddirector
Owner dependency
79/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 12 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
59/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 12 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Sharon Scott Individual · British · DOB 09/1965 · age 61 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr Jeremy Scott Individual · British · DOB 11/1965 · age 61 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · WC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1 PARADISE GARDENS LIMITED→ 09990983 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| 1 PLUS (EUROPE) LTD→ 12281952 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 105 PARK ROAD LTD→ 12145125 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 153 CAMBRIDGE STREET LIMITED→ 03620659 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| 155 THORPEDALE ROAD LIMITED→ 10274939 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 15A TOTTENHAM LANE (HORNSEY) LIMITED→ 13560377 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 16SIXTY PROPERTY INVESTMENT LIMITED→ 15585229 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 17 HIGHGATE HILL LIMITED→ 11178520 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| 17 SPRINGFIELD LTD→ 14345510 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 178-186 TRONGATE HOLDINGS LIMITED→ 16980763 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 178-186 TRONGATE OPERATOR LIMITED→ 16983381 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 178-186 TRONGATE PROPERTY OWNER LIMITED→ 16981027 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-05-22
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
10 John Street
London
WC1N 2EB
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-06-05
Last: 2025-05-22
Officers (2 active · 0 resigned)
SCOTT, Jeremy Richard→
Activedirector · ~61y · appointed 2014-05-22
View their other companies + combined net worth →
SCOTT, Sharon Tracey→
Activedirector · ~61y · appointed 2014-05-22
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
9
Total charges
3
Outstanding
3
Active lenders
Status:Lender:9 of 9 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Onyx Development Finance (Crn 11642215) Onyx Development Finance Limited (Crn 11642215) | A registered charge | 1 property | 16/05/2025 | — | |
| outstanding | Bridgeco Bridgeco Limited | A registered charge | — | 03/06/2021 | — | |
| outstanding | Rubicon Capital Ef Rubicon Capital Ef Limited | A registered charge | — | 03/06/2021 | — | |
| satisfied | Rubicon Capital Ef Rubicon Capital Ef Limited | A registered charge | — | 28/10/2020 | 28/04/2025 | |
| satisfied | Rubicon Capital Ef Rubicon Capital Ef Limited | A registered charge | — | 20/06/2019 | 28/04/2025 | |
| satisfied | Rubicon Capital 20 Rubicon Capital 20 LLP | A registered charge | — | 29/03/2018 | 28/04/2025 | |
| satisfied | Wellesley Security Trustees Wellesley Security Trustees Limited | A registered charge | — | 23/11/2017 | 28/04/2025 | |
| satisfied | Titlestone Structured Finance Titlestone Structured Finance Limited | A registered charge | — | 10/10/2016 | 28/04/2025 | |
| satisfied | Rubicon Capital 9 Rubicon Capital 9 LLP | A registered charge | 1 property | 10/10/2016 | 28/04/2025 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (47 total)
accounts-with-accounts-type-dormant
accounts · AA
2025-08-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-05-19
mortgage-satisfy-charge-full
mortgage · MR04
2025-04-28
mortgage-satisfy-charge-full
mortgage · MR04
2025-04-28
mortgage-satisfy-charge-full
mortgage · MR04
2025-04-28
mortgage-satisfy-charge-full
mortgage · MR04
2025-04-28
mortgage-satisfy-charge-full
mortgage · MR04
2025-04-28
mortgage-satisfy-charge-full
mortgage · MR04
2025-04-28
accounts-with-accounts-type-dormant
accounts · AA
2024-08-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-24
change-person-director-company-with-change-date
officers · CH01
2024-04-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-04-10
change-person-director-company-with-change-date
officers · CH01
2024-04-10
change-person-director-company-with-change-date
officers · CH01
2024-04-10