BESPOKE FINANCIAL YORKSHIRE LTD
Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (63/100, director aged 67). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -31% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £1.25M | £1.03M |
| Current assets | £1.33M | £1.12M |
| Cash | £172.3k | £248.7k |
| Debtors | £1.16M | £874.8k |
| Net assets | £1.25M | £1.03M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (23 events)Click to expand
- 2025-09-09📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-09📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-29📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-24📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-24📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-24📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-17📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-09-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-08-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-27📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-05-27📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2021-05-27📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-05-27📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2020-12-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-12-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-10-20➕LODGE, Julie appointeddirector
- 2015-08-11➕LODGE, Rachael Amy appointeddirector
- 2014-06-24🏢Company incorporatedAs BESPOKE FINANCIAL YORKSHIRE LTD
- 2014-06-24➕LODGE, Oliver Matthew appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Founder age: Director aged approximately 67 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanGroup structure
Bespoke Financial Yorkshire Holdings Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Bespoke Financial Yorkshire Holdings Ltd Corporate entity | 75–100% | — | 75-100% shares | 05/05/2021 |
3 historic (ceased) PSCs
- Mrs Rachael Amy Lodgeceased 05/05/2021· 25-50% shares · 25-50% voting · board control
- Ms Julie Lodgeceased 05/05/2021· 25-50% shares · 25-50% voting · board control
- Mr Oliver Matthew Lodgeceased 05/05/2021· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · HU postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 4A SECURITY LIMITED→ 16838793 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACCESS FINANCIAL CONSULTANCY LIMITED→ 11421636 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ALDGATE WEALTH MANAGEMENT LIMITED→ 16689555 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AMHT FINANCIAL SOLUTIONS LIMITED→ 09682006 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ANDREW PIPER FINANCIAL PLANNING LTD→ 06944469 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| ARES SECURITY AND TRAINING LTD→ 16194892 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ASHLEY PHILLIPS LIMITED→ 06069565 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| ASK FIRE SAFETY LTD→ 15521037 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BAIL BONDS LTD→ 14034743 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| BARAKAH AND NAMA CAPITAL LTD→ 16215195 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BLEU SQUARED LIMITED→ 16010800 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BOUNTY FINANCIAL PLANNING LIMITED→ 13844290 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 0 resigned)
Click a director name to see their full track record across all companies.