LEND & BORROW TRUST COMPANY LIMITED
🌳Matureactive
09104170 · ltd · incorporated 2014-06-26
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Other information technology service activities
Sector: Information & communication
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (65/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
10 officers (2 active, 10 linked, 10 with DOB)
90
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
6 connected companies via shared directors
63
Filing history
79 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 |
|---|---|
| Average employees | 500 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (37 events)Click to expand
- 2025-10-14📄accounts-with-accounts-type-smallaccounts · AA
- 2025-04-15📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2024-06-27📄accounts-with-accounts-type-smallaccounts · AA
- 2024-04-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-04-01➖OLSON, Mark Aaron resigneddirector
- 2023-11-03📄accounts-with-accounts-type-smallaccounts · AA
- 2023-04-24📄change-person-director-company-with-change-dateofficers · CH01
- 2022-08-31➖JOHANNSEN, Sigrid resigneddirector
- 2022-08-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-08-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-08-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-08-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-08-17➕HAMPTON, Tania Jane appointeddirector
- 2022-08-17➕MENNEGA, Paul appointeddirector
- 2022-08-17➕OLSON, Mark Aaron appointeddirector
- 2022-01-27📄accounts-with-accounts-type-smallaccounts · AA
- 2021-10-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-09-30➖O'DRISCOLL, Daniel Peter resigneddirector
- 2021-01-27📄accounts-with-accounts-type-smallaccounts · AA
- 2020-11-20📄capital-allotment-sharescapital · SH01
- 2020-07-23📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2020-07-23📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2020-01-30📄capital-allotment-sharescapital · SH01
- 2020-01-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-01-07➕O'DRISCOLL, Daniel Peter appointeddirector
- 2019-11-30➖BUTLER, John Kenneth resigneddirector
- 2019-11-30➕JOHANNSEN, Sigrid appointeddirector
- 2019-10-31➖O'DRISCOLL, Daniel Peter resigneddirector
- 2019-07-31➕O'DRISCOLL, Daniel Peter appointeddirector
- 2019-07-31➖RICHARDSON, Stephen John resigneddirector
- 2018-02-28➕BUTLER, John Kenneth appointeddirector
- 2018-02-28➖TURK, James resigneddirector
- 2017-07-31➖MCGOWAN, Thomas Andrew resigneddirector
- 2014-08-01➕RICHARDSON, Stephen John appointeddirector
- 2014-07-01➕MCGOWAN, Thomas Andrew appointeddirector
- 2014-06-26🏢Company incorporatedAs LEND & BORROW TRUST COMPANY LIMITED
- 2014-06-26➕TURK, James appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Technology · PL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 16302521 LIMITED→ 16302521 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 2020 DIGITAL MEDIA LTD→ 09786622 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| 2TECHNICAL LTD→ 11741170 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 3 BIRDS LIMITED→ 06426612 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| 50 NORTH 4 WEST LTD→ 12042003 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 5A’S SOLUTIONS LIMITED→ 15717910 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 606 DISTRIBUTION LTD→ 11475374 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 7TH SIN LIMITED→ 16894181 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A E DALES CONSULTING LTD→ 16470316 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A J SOUND LIMITED→ 16437172 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AALGAARD RENSHAW BUSINESS SOLUTIONS LTD→ 09821860 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ABOUT TIME TECHNOLOGIES LIMITED→ 15295355 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-06-26
Jurisdictionengland-wales
Primary SIC62090 — Other information technology service activities
Registered office
1a Eddystone Road
Wadebridge
Cornwall
PL27 7AL
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-05-08
Last: 2026-04-24
Officers (2 active · 8 resigned)
HAMPTON, Tania Jane→
Activedirector · ~51y · appointed 2022-08-17
View their other companies + combined net worth →
MENNEGA, Paul→
Activedirector · ~50y · appointed 2022-08-17
View their other companies + combined net worth →
BUTLER, John Kenneth→
Resigneddirector · ~58y · appointed 2018-02-28 · resigned 2019-11-30
JOHANNSEN, Sigrid→
Resigneddirector · ~59y · appointed 2019-11-30 · resigned 2022-08-31
MCGOWAN, Thomas Andrew→
Resigneddirector · ~63y · appointed 2014-07-01 · resigned 2017-07-31
O'DRISCOLL, Daniel Peter→
Resigneddirector · ~46y · appointed 2020-01-07 · resigned 2021-09-30
O'DRISCOLL, Daniel Peter→
Resigneddirector · ~46y · appointed 2019-07-31 · resigned 2019-10-31
OLSON, Mark Aaron→
Resigneddirector · ~58y · appointed 2022-08-17 · resigned 2024-04-01
RICHARDSON, Stephen John→
Resigneddirector · ~73y · appointed 2014-08-01 · resigned 2019-07-31
TURK, James→
Resigneddirector · ~79y · appointed 2014-06-26 · resigned 2018-02-28
Click a director name to see their full track record across all companies.
Recent filings (79 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-30
accounts-with-accounts-type-small
accounts · AA
2025-10-14
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-08
change-account-reference-date-company-previous-extended
accounts · AA01
2025-04-15
accounts-with-accounts-type-small
accounts · AA
2024-06-27
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-07
termination-director-company-with-name-termination-date
officers · TM01
2024-04-19
accounts-with-accounts-type-small
accounts · AA
2023-11-03
confirmation-statement-with-updates
confirmation-statement · CS01
2023-04-25
change-person-director-company-with-change-date
officers · CH01
2023-04-24
termination-director-company-with-name-termination-date
officers · TM01
2022-08-31
appoint-person-director-company-with-name-date
officers · AP01
2022-08-23
appoint-person-director-company-with-name-date
officers · AP01
2022-08-23
appoint-person-director-company-with-name-date
officers · AP01
2022-08-23
confirmation-statement-with-updates
confirmation-statement · CS01
2022-05-18