328 GTS LTD

🌳Matureactive
09129836 · ltd · incorporated 2014-07-14
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 11.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
£389.4k
book net assets
Opportunity
77/100
Strong
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
  • 68209Other letting and operating of own or leased real estate
Investor take
Pursue
Asset-holding vehicle with a 66-year-old founder — textbook succession opportunity.

Opportunity 77/100 (strong), bankability 85/100. Strong seller-intent signal (78/100, director aged 66). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

5 live charges · oldest 11.1y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 11.1 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
43 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £389,422
Net assets shrinking
Down £17,410 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£389k
↓ 4.3% YoY
Current Assets
£3.2m
↑ 11% YoY
Current Liabilities
—
£0£648k£1.3m£1.9m£2.6m£3.2mJul 2024Jul 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-07-312024-07-31
Total assets£2.93M£2.69M
Current assets£3.24M£2.92M
Net assets£389.4k£406.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
  1. 2026-04-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-06-26
    ➕
    BARNES, Raymond Peter appointed
    secretary
  3. 2025-06-26
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  4. 2025-04-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2023-12-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2023-03-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2022-05-12
    📄
    change-person-director-company-with-change-date
    officers · CH01
  8. 2022-05-12
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  9. 2022-04-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2021-06-07
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  11. 2021-06-07
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  12. 2021-04-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2020-07-20
    📄
    accounts-amended-with-accounts-type-micro-entity
    accounts · AAMD
  14. 2020-06-15
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  15. 2020-06-15
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  16. 2020-06-15
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  17. 2020-06-15
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  18. 2020-06-15
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  19. 2020-06-15
    🔓
    Charge satisfied #5
  20. 2020-06-15
    🔓
    Charge satisfied #4
  21. 2020-06-15
    🔓
    Charge satisfied #3
  22. 2020-06-15
    🔓
    Charge satisfied #2
  23. 2020-06-15
    🔓
    Charge satisfied #1
  24. 2015-09-01
    ➕
    RAGGIO, Elliott Robin appointed
    director
  25. 2015-06-15
    🔒
    Charge registered #5
    Lender: The Royal Bank of Scotland PLC
  26. 2015-06-04
    🔒
    Charge registered #4
    Lender: The Royal Bank of Scotland PLC
  27. 2015-06-04
    🔒
    Charge registered #3
    Lender: The Royal Bank of Scotland PLC
  28. 2015-06-04
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  29. 2015-06-04
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  30. 2014-07-14
    🏢
    Company incorporated
    As 328 GTS LTD
  31. 2014-07-14
    ➕
    RAGGIO, Robin appointed
    director

Owner dependency

81/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 66 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

61/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Robin Raggio
Individual · British · DOB 09/1960 · age 66
25–50%
25–50%25-50% shares · 25-50% voting07/06/2021
Mr Elliott Robin Raggio
Individual · British · DOB 01/1985 · age 41
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
1 historic (ceased) PSC
  • Miss Stephanie Sarah Raggioceased 06/06/2021· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Property · BN postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
31 ST GEORGE'S TERRACE (BRIGHTON) LIMITED→
02577723 · est 1991
£3.4k
£2.9k–£3.9k
—£3.4k—35y——
3 BUCKINGHAM ROAD BRIGHTON LIMITED→
05299183 · est 2004 · no financials extracted
————21y——
3 LANSDOWNE SQUARE (HOVE) FREEHOLD LIMITED→
08091777 · est 2012 · no financials extracted
————13y——
3/5 MOUNT PLEASANT CRESCENT LIMITED→
12536213 · est 2020 · no financials extracted
————6y——
31 HOLLAND ROAD (HOVE) MANAGEMENT CO LIMITED→
05108444 · est 2004 · no financials extracted
————21y——
31 LANSDOWNE PLACE MANAGEMENT LIMITED→
04007406 · est 2000 · no financials extracted
————25y——
32 & 32A FERNLEA ROAD LTD→
17034123 · est 2026 · no financials extracted
———————
32 LIVINGSTONE ROAD HOVE LIMITED→
11299858 · est 2018 · no financials extracted
————8y——
32 UPPERTON GARDENS LTD→
16201248 · est 2025 · no financials extracted
————1y——
32-34 OLD SHOREHAM ROAD BN3 LIMITED→
09359630 · est 2014 · no financials extracted
————11y——
32/33 TEMPLE STREET (BRIGHTON) LIMITED→
06970557 · est 2009 · no financials extracted
————16y——
328 RENTALS LTD→
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————2y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2014-07-14
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate

Registered office

C/O Brennan Herriott & Co
1 Blatchington Road
Hove
East Sussex
BN3 3YP

Filing status

Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2027-06-21
Last: 2026-06-07

Officers (3 active · 0 resigned)

BARNES, Raymond Peter→
secretary · appointed 2025-06-26
View their other companies + combined net worth →
Active
RAGGIO, Elliott Robin→
director · ~41y · appointed 2015-09-01
View their other companies + combined net worth →
Active
RAGGIO, Robin→
director · ~66y · appointed 2014-07-14
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
0
Outstanding
0
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property15/06/201515/06/2020
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property04/06/201515/06/2020
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property04/06/201515/06/2020
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge2 properties04/06/201515/06/2020
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge—04/06/201515/06/2020

Recent filings (43 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-08
accounts-with-accounts-type-micro-entity
accounts · AA
2026-04-22
appoint-person-secretary-company-with-name-date
officers · AP03
2025-06-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-09
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-07
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-07
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-07
change-person-director-company-with-change-date
officers · CH01
2022-05-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-05-12
accounts-with-accounts-type-micro-entity
accounts · AA
2022-04-29
confirmation-statement-with-updates
confirmation-statement · CS01
2021-06-07
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2021-06-07