ANDREA UBHI LIMITED
🌳Matureactive
09140071 · ltd · incorporated 2014-07-21
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 11.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
£261.8k
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Dental practice activities
Sector: Human health & social work
Investor take
PursueStrong opportunity: active trading company with exceptional profile and bankable structure.
Opportunity 80/100 (exceptional), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 11.2y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 11.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
37 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £261,805
Cash YoY
+19%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£401k
↑ 19% YoY
Net Worth
£262k
↑ 16% YoY
Current Assets
£573k
↑ 2.9% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Total assets | £270.9k | £225.5k |
| Current assets | £573.0k | £556.6k |
| Cash | £401.1k | £336.1k |
| Debtors | £74.3k | £112.4k |
| Net assets | £261.8k | £225.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2026-04-21📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-04-02📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-07-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-07-25📄change-person-director-company-with-change-dateofficers · CH01
- 2024-07-25📄change-person-director-company-with-change-dateofficers · CH01
- 2024-07-25📄change-person-director-company-with-change-dateofficers · CH01
- 2024-07-25📄change-person-director-company-with-change-dateofficers · CH01
- 2024-04-10📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-03-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-12-15📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-03-14📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-10-23📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-03-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-03-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-03-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-03-11📄capital-allotment-sharescapital · SH01
- 2020-03-01➕UBHI, Elizabeth Andrea Jasleen appointeddirector
- 2020-03-01➕UBHI, Matthew Daljit James appointeddirector
- 2020-03-01➕UBHI, Nicholas Timothy Jagar appointeddirector
- 2020-01-08📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-04-11📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2015-04-30🔒Charge registered #1Lender: National Westminster Bank PLC
- 2014-07-21🏢Company incorporatedAs ANDREA UBHI LIMITED
- 2014-07-21➕UBHI, Andrea Ruth, Dr appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "UBHI" — strong identity link between founder and business.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Dr Andrea Ruth Ubhi Individual · British · DOB 11/1968 · age 58 | 75–100% | — | 75-100% shares | 30/06/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · YO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AGILITY TOTS LIMITED→ 15091582 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AINTREE SERVICES LTD→ 13646686 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AL - RAWI ANAESTHETIC SERVICES LIMITED→ 11009800 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AMBULANCE INTERNATIONAL SCARBOROUGH LTD→ 11430477 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AMIJOSH LTD→ 09891080 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AMS MEDICAL LTD→ 12519273 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ANB INTERNATIONAL ORTHODONTICS LTD→ 16304109 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ANDERSON PERIODONTICS LTD→ 14579883 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ANDREW M CLAYTON LTD→ 15035684 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ANDROMEDA HEALTH LIMITED→ 13871439 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ANELIXIS EUROPE LTD→ 11685714 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ANNA M T LTD→ 10079245 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-07-21
Jurisdictionengland-wales
Primary SIC86230 — Dental practice activities
Registered office
48 Goodramgate
York
YO1 7LF
England
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2026-07-31
Last: 2025-07-17
Officers (4 active · 0 resigned)
UBHI, Andrea Ruth, Dr→
Activedirector · ~58y · appointed 2014-07-21
View their other companies + combined net worth →
UBHI, Elizabeth Andrea Jasleen→
Activedirector · ~25y · appointed 2020-03-01
View their other companies + combined net worth →
UBHI, Matthew Daljit James→
Activedirector · ~27y · appointed 2020-03-01
View their other companies + combined net worth →
UBHI, Nicholas Timothy Jagar→
Activedirector · ~30y · appointed 2020-03-01
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 30/04/2015 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (37 total)
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-04-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-21
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-04-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-07-25
change-person-director-company-with-change-date
officers · CH01
2024-07-25
change-person-director-company-with-change-date
officers · CH01
2024-07-25
change-person-director-company-with-change-date
officers · CH01
2024-07-25
change-person-director-company-with-change-date
officers · CH01
2024-07-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-25
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-04-10
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-03-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-31
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-12-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-22
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-03-14