1ST CALL LOCK AND KEY SHOP LTD
🌳Matureactive
09145488 · ltd · incorporated 2014-07-24
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2024
Net worth
£9.8k
book net assets
Opportunity
65/100
Strong
What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
Special-situation opportunityDistressed trade-services with salvageable qualities — special-situations priority.
Opportunity 65/100 (strong), bankability 47/100. High owner-dependency — earn-out structure likely required for clean transition. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: share sale to pe / searcher (38/100).
🏦
Refinance opportunity
4 live charges · 4 lenders · oldest 11.7y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 11.7 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
42 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
65/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £9,837
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£10k
↑ 78% YoY
Current Assets
£223k
↑ 4.0% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-07-31 | 2023-07-31 |
|---|---|---|
| Total assets | £48.9k | £50.6k |
| Current assets | £223.4k | £214.8k |
| Net assets | £9.8k | £5.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 mortgage
Last 90 days
1
filing
- • 1 mortgage
Last 180 days
1
filing
- • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2026-04-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-27🔒Charge registered #4Lender: Hsbc UK Bank PLC
- 2025-08-20📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-08-20🔓Charge satisfied #3
- 2025-05-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-04-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-04-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-02-28🔒Charge registered #3Lender: Lloyds Bank Commercial Finance Limited
- 2023-02-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-02-24🔓Charge satisfied #1
- 2022-04-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-02-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-02-02📄change-person-director-company-with-change-dateofficers · CH01
- 2021-04-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-04-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-06-20📄change-person-director-company-with-change-dateofficers · CH01
- 2019-06-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-06-20📄change-person-director-company-with-change-dateofficers · CH01
- 2019-06-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-05-08📄accounts-amended-with-accounts-type-micro-entityaccounts · AAMD
- 2019-04-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-02-05🔓Charge satisfied #2
- 2016-02-24🔒Charge registered #2Lender: Art Share (Social Help Association for Reinvesting in Enterprise) Limited
- 2014-09-05🔒Charge registered #1Lender: Hsbc Bank PLC
- 2014-07-24🏢Company incorporatedAs 1ST CALL LOCK AND KEY SHOP LTD
- 2014-07-24➕CAMP, John James appointeddirector
- 2014-07-24➕KAMBO, Joshua Jordyn appointeddirector
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 12 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 high ·Accounts overdue
highStatutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2026-04-30
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Joshua Jordyn Kambo Individual · British · DOB 12/1990 · age 36 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr John James Camp Individual · British · DOB 06/1985 · age 41 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · B postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 105 INK LTD→ 14141931 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 120 THE HIGH ROAD LIMITED→ 15830685 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 1MPACT SOLUTIONS LTD→ 16069636 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 1ST CLASS CROCKERY HIRE LTD→ 08575856 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| 1TD LIMITED→ 13769136 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 2 TWISTED SCISSORS LTD→ 12884539 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 20/20 LIMITED→ 02238604 · est 1988 · no financials extracted | — | — | — | — | 38y | — | — |
| 212 PILATES EDIT LTD→ 16640082 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 21ST CENTURY (FUNFAIRS) LIMITED→ 02938128 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
| 237 NATIONS LTD→ 13406316 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 24-7 BARBERS LTD→ 15784815 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 24-7 INDUSTRIAL SERVICES UK LTD→ 08856122 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-07-24
Jurisdictionengland-wales
Primary SIC82990 — Other business support service activities n.e.c.
Registered office
Meryll House
57 Worcester Road
Bromsgrove
Worcestershire
B61 7DN
Filing status
Accounts
Next due: 2026-04-30OVERDUE
Last made up to: 2024-07-31
Confirmation statement
Next due: 2026-08-07
Last: 2025-07-24
Officers (2 active · 0 resigned)
CAMP, John James→
Activedirector · ~41y · appointed 2014-07-24
View their other companies + combined net worth →
KAMBO, Joshua Jordyn→
Activedirector · ~36y · appointed 2014-07-24
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
1
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 27/04/2026 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank Commercial Finance Limited | A registered charge | — | 28/02/2023 | 20/08/2025 | |
| satisfied | Art Share (Social Help Association for Reinvesting in Enterprise) Art Share (Social Help Association for Reinvesting in Enterprise) Limited | A registered charge | — | 24/02/2016 | 05/02/2018 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 05/09/2014 | 24/02/2023 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (42 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-28
mortgage-satisfy-charge-full
mortgage · MR04
2025-08-20
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-01
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-29
confirmation-statement-with-updates
confirmation-statement · CS01
2024-08-08
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-30
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-04
accounts-with-accounts-type-micro-entity
accounts · AA
2023-04-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-03-08
mortgage-satisfy-charge-full
mortgage · MR04
2023-02-24
confirmation-statement-with-updates
confirmation-statement · CS01
2022-08-05
accounts-with-accounts-type-micro-entity
accounts · AA
2022-04-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-02-02
change-person-director-company-with-change-date
officers · CH01
2022-02-02
confirmation-statement-with-updates
confirmation-statement · CS01
2021-07-27