BIKMO LIMITED

🌳Matureactive
09149847 · ltd · incorporated 2014-07-28
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 6.2y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
69/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
Pursue
Active trading company. Reasonable fundamentals — worth a memo before deciding.

Opportunity 69/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 6.2y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 6.2 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 28/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (59/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
17 officers (3 active, 17 linked, 15 with DOB)
88
Ownership & PSC
0 active PSC(s) of 2 total, 2 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
111 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
3
filings
  • 3 officers
Last 180 days
4
filings
  • 3 officers
  • 1 capital
Counts from Companies House filing history.
Corporate timeline (59 events)Click to expand
  1. 2026-05-28
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  2. 2026-05-28
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  3. 2026-05-28
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  4. 2026-03-31
    HUNTRISS, Michael Graham resigned
    secretary
  5. 2026-03-31
    MENDEL, Steven Paul resigned
    director
  6. 2026-03-31
    NETTLETON, Gareth John resigned
    director
  7. 2026-03-12
    📄
    capital-allotment-shares
    capital · SH01
  8. 2025-12-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2025-08-15
    ✏️
    legacy
    change-of-name · RP04SH01
  10. 2025-08-15
    ✏️
    legacy
    change-of-name · RP04SH01
  11. 2025-08-14
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  12. 2025-08-05
    ✏️
    legacy
    change-of-name · RP04SH01
  13. 2025-07-28
    BRIGHT, Gary David resigned
    director
  14. 2025-06-25
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  15. 2025-06-25
    🔓
    Charge satisfied #1
  16. 2025-06-11
    📄
    second-filing-capital-allotment-shares
    capital · RP04SH01
  17. 2025-06-10
    📄
    capital-allotment-shares
    capital · SH01
  18. 2025-06-10
    📄
    capital-allotment-shares
    capital · SH01
  19. 2025-06-10
    📄
    capital-allotment-shares
    capital · SH01
  20. 2025-04-15
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  21. 2025-04-11
    TOWERS, Louise Clare resigned
    director
  22. 2025-02-24
    📄
    capital-allotment-shares
    capital · SH01
  23. 2025-01-23
    📄
    notification-of-a-person-with-significant-control-statement
    persons-with-significant-control · PSC08
  24. 2025-01-23
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  25. 2025-01-01
    MENDEL, Steven Paul appointed
    director
  26. 2024-11-28
    📄
    accounts-with-accounts-type-small
    accounts · AA
  27. 2024-10-20
    📄
    resolution
    resolution · RESOLUTIONS
  28. 2024-09-11
    📄
    capital-allotment-shares
    capital · SH01
  29. 2024-08-05
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  30. 2024-06-21
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  31. 2024-06-20
    FAHEY, Tori Amber resigned
    director
  32. 2023-10-12
    READER, Kelvin appointed
    director
  33. 2023-09-04
    🔓
    Charge satisfied #2
  34. 2023-06-06
    SHEWRY, Thomas David appointed
    director
  35. 2023-06-06
    BARTHOLOMEW, Andrew John resigned
    director
  36. 2023-06-06
    FAHEY, Tori Amber appointed
    director
  37. 2023-06-06
    HATFIELD, Iain George resigned
    director
  38. 2023-06-06
    HUNTRISS, Michael Graham resigned
    director
  39. 2023-06-06
    IVES, George William resigned
    director
  40. 2023-06-06
    NETTLETON, Gareth John appointed
    director
  41. 2023-06-06
    PATEL, Isha Anika Mahendra resigned
    director
  42. 2023-04-26
    🔒
    Charge registered #2
    Lender: Sprk Capital Limited
  43. 2021-11-11
    BRIGHT, Gary David appointed
    director
  44. 2021-09-20
    PATEL, Isha Anika Mahendra appointed
    director
  45. 2021-09-17
    BRIGHT, Gary David resigned
    director
  46. 2020-05-01
    🔒
    Charge registered #1
    Lender: Dbw Investments (14) Limited
  47. 2020-03-24
    BRIGHT, Gary David appointed
    director
  48. 2019-09-01
    TOWERS, Louise Clare appointed
    director
  49. 2018-10-17
    DRAKE, Susan Jane resigned
    secretary
  50. 2018-10-17
    HUNTRISS, Michael Graham appointed
    secretary
Showing most recent 50 of 59 events

Owner dependency

50/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

Succession & seller-readiness

35/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

2 med ·
4 director resignations in last 12 months
medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: HUNTRISS, Michael Graham resigned 2026-03-31; BRIGHT, Gary David resigned 2025-07-28; MENDEL, Steven Paul resigned 2026-03-31

Name changed 3 times
medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2025-08-15: legacy; 2025-08-15: legacy

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · CH postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
AINSWORTH MORTGAGES LIMITED
05360031 · est 2005 · no financials extracted
21y
BARNES COMMERCIAL FINANCE LIMITED
15732122 · est 2024 · no financials extracted
1y
BESPOKE MORTGAGE & PROTECTION SERVICES LTD
11983178 · est 2019 · no financials extracted
6y
BLUE BRIDGE WEALTH STRUCTURING LIMITED
08886812 · est 2014 · no financials extracted
12y
BLUE SKY WEALTH LTD
10994751 · est 2017 · no financials extracted
8y
BLUE WORLD FINANCIAL SOLUTIONS LTD
15650877 · est 2024 · no financials extracted
2y
BOOKHOPPER.COM LTD
05674194 · est 2006 · no financials extracted
20y
BRIDGING FINANCE (S EAST) LTD
07256244 · est 2010 · no financials extracted
15y
BRIDGING FINANCE (WEST) LTD
07258980 · est 2010 · no financials extracted
15y
BRIDGING FINANCE(NW) LTD
07235662 · est 2010 · no financials extracted
15y
BRIDGING QUICKLY LIMITED
13014051 · est 2020 · no financials extracted
5y
BRIGHT CAR FINANCE LIMITED
12637283 · est 2020 · no financials extracted
5y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2014-07-28
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance

Registered office

Glendale House Glendale House
Glendale Avenue
Sandycroft
Deeside
CH5 2QP
Wales

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-08-05
Last: 2025-07-22

Officers (3 active · 14 resigned)

GEORGE, David Ralph
director · ~46y · appointed 2014-07-28
View their other companies + combined net worth →
Active
READER, Kelvin
director · ~45y · appointed 2023-10-12
View their other companies + combined net worth →
Active
SHEWRY, Thomas David
director · ~52y · appointed 2023-06-06
View their other companies + combined net worth →
Active
DRAKE, Susan Jane
secretary · appointed 2016-09-25 · resigned 2018-10-17
Resigned
HUNTRISS, Michael Graham
secretary · appointed 2018-10-17 · resigned 2026-03-31
Resigned
BARTHOLOMEW, Andrew John
director · ~70y · appointed 2016-02-15 · resigned 2023-06-06
Resigned
BRIGHT, Gary David
director · ~47y · appointed 2021-11-11 · resigned 2025-07-28
Resigned
BRIGHT, Gary David
director · ~47y · appointed 2020-03-24 · resigned 2021-09-17
Resigned
FAHEY, Tori Amber
director · ~52y · appointed 2023-06-06 · resigned 2024-06-20
Resigned
HATFIELD, Iain George
director · ~73y · appointed 2016-02-16 · resigned 2023-06-06
Resigned
HUNTRISS, Michael Graham
director · ~77y · appointed 2016-02-17 · resigned 2023-06-06
Resigned
IVES, George William
director · ~42y · appointed 2016-02-15 · resigned 2023-06-06
Resigned
MENDEL, Steven Paul
director · ~59y · appointed 2025-01-01 · resigned 2026-03-31
Resigned
NETTLETON, Gareth John
director · ~44y · appointed 2023-06-06 · resigned 2026-03-31
Resigned
PATEL, Isha Anika Mahendra
director · ~34y · appointed 2021-09-20 · resigned 2023-06-06
Resigned
PICKERING, David Owen
director · ~84y · appointed 2016-02-15 · resigned 2017-05-29
Resigned
TOWERS, Louise Clare
director · ~55y · appointed 2019-09-01 · resigned 2025-04-11
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
Sprk Capital
Sprk Capital Limited
A registered charge4 properties26/04/202304/09/2023
satisfied
Dbw Investments (14)
Dbw Investments (14) Limited
A registered charge1 property01/05/202025/06/2025

Recent filings (111 total)

termination-director-company-with-name-termination-date
officers · TM01
2026-05-28
termination-secretary-company-with-name-termination-date
officers · TM02
2026-05-28
termination-director-company-with-name-termination-date
officers · TM01
2026-05-28
capital-allotment-shares
capital · SH01
2026-03-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-30
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-15
legacy
change-of-name · RP04SH01
2025-08-15
legacy
change-of-name · RP04SH01
2025-08-15
termination-director-company-with-name-termination-date
officers · TM01
2025-08-14
legacy
change-of-name · RP04SH01
2025-08-05
mortgage-satisfy-charge-full
mortgage · MR04
2025-06-25
second-filing-capital-allotment-shares
capital · RP04SH01
2025-06-11
capital-allotment-shares
capital · SH01
2025-06-10
capital-allotment-shares
capital · SH01
2025-06-10
capital-allotment-shares
capital · SH01
2025-06-10