ATOMIC FINANCIAL LIMITED

🌳Matureactive

09182148 · ltd · incorporated 2014-08-19

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Aug 2025

Net worth

—

book net assets

Opportunity

74/100

Strong

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What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

2 officers (2 active, 2 linked, 2 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

6 connected companies via shared directors

Filing history

27 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

74/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-08-31	2024-08-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (17 events)Click to expand

2026-05-18
📄
accounts-with-accounts-type-dormant
accounts · AA
2025-05-06
📄
accounts-with-accounts-type-dormant
accounts · AA
2024-06-11
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-15
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-18
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-06-09
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-05-27
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-05-22
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-05-01
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2016-12-15
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-05-09
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-09-15
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-03-23
📄
capital-allotment-shares
capital · SH01
2015-03-05
📄
capital-allotment-shares
capital · SH01
2014-08-19
🏢
Company incorporated
As ATOMIC FINANCIAL LIMITED
2014-08-19
➕
TAYLOR, Claire appointed
director
2014-08-19
➕
TAYLOR, Phil Edward John appointed
director

Owner dependency

71/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
+No director turnover: Company is 12 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

41/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mrs Claire Elizabeth Taylor Individual · British · DOB 07/1985 · age 41	25–50%	—	25-50% shares	06/04/2016
Mr Philip Edward John Taylor Individual · British · DOB 08/1985 · age 41	25–50%	—	25-50% shares	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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Similar companies

Active · Financial services · OX postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
AMICA CORPORATE FINANCE LIMITED→ 15921884 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ARLINGTON DEVELOPMENT MANAGEMENT LIMITED→ 16112909 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ARROWFIELD CAPITAL NOMINEES LTD→ 11921085 · est 2019 · no financials extracted	—	—	—	—	7y	—	—
ARTELNA LIMITED→ 07441765 · est 2010 · no financials extracted	—	—	—	—	15y	—	—
ASPENROCK LTD→ 10722957 · est 2017 · no financials extracted	—	—	—	—	9y	—	—
ASTROP CAPITAL→ 10616638 · est 2017 · no financials extracted	—	—	—	—	9y	—	—
ATOMIC WEALTH MANAGEMENT LIMITED→ 09239917 · est 2014 · no financials extracted	—	—	—	—	11y	—	—
AUREVIA CAPITAL LTD→ 16767852 · est 2025 · no financials extracted	—	—	—	—	—	—	—
AUZANO CAPITAL MANAGEMENT LIMITED→ 13743101 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
AXIOM FINANCIAL SERVICES LTD→ 05834503 · est 2006 · no financials extracted	—	—	—	—	19y	—	—
B MASLIN LENDING LTD→ 16890921 · est 2025 · no financials extracted	—	—	—	—	—	—	—
BANBURY SECURITY LTD→ 13208603 · est 2021 · no financials extracted	—	—	—	—	5y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

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🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2014-08-19

Jurisdictionengland-wales

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Red Copse Foxcombe Road

Boars Hill

Oxford

OX1 5DG

Filing status

Accounts

Next due: 2027-05-31

Last made up to: 2025-08-31

Confirmation statement

Next due: 2026-11-15

Last: 2025-11-01

Officers (2 active · 0 resigned)

TAYLOR, Claire→

director · ~41y · appointed 2014-08-19

View their other companies + combined net worth →

Active

TAYLOR, Phil Edward John→

director · ~41y · appointed 2014-08-19

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.