APERIO FINANCIAL SOLUTIONS LIMITED
🌳Matureactive
09202811 · ltd · incorporated 2014-09-04
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
£16.6k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Financial management
Sector: Professional, scientific & technical
Investor take
PursueAsset-holding vehicle. Family succession underway — not a classic acquisition target.
Opportunity 74/100 (strong), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -48% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (58/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
28 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £16,628
Net assets shrinking
Down £33,506 YoY
Cash draining
Cash down 48% YoY
Cash YoY
-48%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£29k
↓ 48% YoY
Net Worth
£17k
↓ 67% YoY
Current Assets
£32k
↓ 52% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Total assets | £16.8k | £50.1k |
| Current assets | £32.3k | £67.7k |
| Cash | £28.9k | £55.2k |
| Debtors | £3.4k | £12.5k |
| Net assets | £16.6k | £50.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
3
filings
- • 2 persons-with-significant-control
- • 1 confirmation-statement
Last 180 days
3
filings
- • 2 persons-with-significant-control
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (17 events)Click to expand
- 2026-05-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-05-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-04-25➕PERRIN, Elizabeth Emma appointeddirector
- 2023-02-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-02-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-11-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-12-21📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-12-23📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-09-04🏢Company incorporatedAs APERIO FINANCIAL SOLUTIONS LIMITED
- 2014-09-04➕PERRIN, Stephen appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 12 years old with no director changes — suggests a very tight-knit founder team never broadened.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Stephen Perrin Individual · British · DOB 01/1969 · age 57 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 06/04/2016 |
Mrs Elizabeth Emma Perrin Individual · English · DOB 02/1972 · age 54 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · ME postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A.P.M. HOLDINGS LIMITED→ 05361602 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| ANDREW WELLS ARCHITECTURAL PLANNING & DESIGN LTD→ 08190184 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| ANNE WAYNE LIMITED→ 08525731 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ANOA CONSULTING LIMITED→ 11329165 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ANON AD LTD→ 16124374 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ANTHONY WESTON LIMITED→ 08740255 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ANTRATEC SERVICES LTD→ 13736834 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AP MEDIA TECH LTD→ 16646367 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AP MINING GROUP LTD→ 10008001 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| APAL LIMITED→ 09576515 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| APEC SOLUTIONS LTD→ 14789921 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| APEIRON PHILANTHROPY LIMITED→ 11077613 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-09-04
Jurisdictionengland-wales
Primary SIC70221 — Financial management
Registered office
287 Boxley Road
Penenden Heath
Maidstone
Kent
ME14 2HB
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2027-06-21
Last: 2026-06-07
Officers (2 active · 0 resigned)
PERRIN, Elizabeth Emma→
Activedirector · ~54y · appointed 2023-04-25
View their other companies + combined net worth →
PERRIN, Stephen→
Activedirector · ~57y · appointed 2014-09-04
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (28 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-05-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-05-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-06
appoint-person-director-company-with-name-date
officers · AP01
2023-05-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-01