4L (HOLDINGS) LIMITED
🌳Matureactive
09208606 · ltd · incorporated 2014-09-08
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 4.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Activities of production holding companies
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
1 live charge · oldest 4.1y
75/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~4.1 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
46 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2025-09-09📄accounts-with-accounts-type-groupaccounts · AA
- 2024-09-20📄accounts-with-accounts-type-groupaccounts · AA
- 2023-10-16📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-09-23📄accounts-with-accounts-type-groupaccounts · AA
- 2022-09-08📄accounts-with-accounts-type-groupaccounts · AA
- 2022-04-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-03-31🔒Charge registered #1Lender: Handelsbanken PLC
- 2022-01-13📄change-person-director-company-with-change-dateofficers · CH01
- 2022-01-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-10-06📄accounts-with-accounts-type-groupaccounts · AA
- 2020-11-09📄change-person-director-company-with-change-dateofficers · CH01
- 2020-09-30📄accounts-with-accounts-type-groupaccounts · AA
- 2019-09-19📄change-person-director-company-with-change-dateofficers · CH01
- 2019-09-11📄accounts-with-accounts-type-groupaccounts · AA
- 2018-09-11📄accounts-with-accounts-type-groupaccounts · AA
- 2018-06-18📄capital-name-of-class-of-sharescapital · SH08
- 2018-06-11📄resolutionresolution · RESOLUTIONS
- 2014-09-08🏢Company incorporatedAs 4L (HOLDINGS) LIMITED
- 2014-09-08➕LOWE, Hans Anthony appointeddirector
- 2014-09-08➕LOWE, Julian Amos appointeddirector
- 2014-09-08➕LOWE, Nathan Symon appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
35/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Nathan Symon Lowe Individual · British · DOB 02/1978 · age 48 | — | 25–50% | 25-50% voting | 06/04/2016 |
Mr Hans Anthony Lowe Individual · British · DOB 03/1969 · age 57 | — | 25–50% | 25-50% voting | 06/04/2016 |
Mr Julian Amos Lowe Individual · British · DOB 01/1972 · age 54 | — | 25–50% | 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · BB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1-3 HENDLY COURT RTM COMPANY LTD→ 10654482 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 11-13 HENDLY COURT RTM COMPANY LTD→ 10652796 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 1823 DEUS LTD→ 16621787 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 1KSW LIMITED→ 11781379 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 21ST CENTURY HOLDINGS LTD→ 10665884 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 2203 LTD→ 14123373 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 26-32 ALEXANDRA COURT RTM COMPANY LTD→ 10936860 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 2OAKFIELDAVENUE LIMITED→ 16474003 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 2PEAS PROPERTY MANAGEMENT LTD→ 13014442 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 3 & 4 LAKE VIEW VILLAS LIMITED→ 04040588 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| 61 RICKMANSWORTH ROAD RTM COMPANY LIMITED→ 07232644 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| A&F MULLA PROPERTIES LTD→ 16514443 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-09-08
Jurisdictionengland-wales
Primary SIC64202 — Activities of production holding companies
Registered office
Bank Top Mill Thompson Street Industrial Estate
Dixon Street
Blackburn
Lancashire
BB2 1TX
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-09-22
Last: 2025-09-08
Officers (3 active · 0 resigned)
LOWE, Hans Anthony→
Activedirector · ~57y · appointed 2014-09-08
View their other companies + combined net worth →
LOWE, Julian Amos→
Activedirector · ~54y · appointed 2014-09-08
View their other companies + combined net worth →
LOWE, Nathan Symon→
Activedirector · ~48y · appointed 2014-09-08
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 31/03/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (46 total)
accounts-with-accounts-type-group
accounts · AA
2025-09-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-30
accounts-with-accounts-type-group
accounts · AA
2024-09-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-18
change-person-director-company-with-change-date
officers · CH01
2023-10-16
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-10-16
accounts-with-accounts-type-group
accounts · AA
2023-09-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-11
accounts-with-accounts-type-group
accounts · AA
2022-09-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-04-12
change-person-director-company-with-change-date
officers · CH01
2022-01-13
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-01-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-07
accounts-with-accounts-type-group
accounts · AA
2021-10-06