317 FINCHLEY ROAD LTD
🌳Matureactive
09210311 · ltd · incorporated 2014-09-09
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£-601.8k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 78/100 (strong), bankability 57/100. Strong seller-intent signal (68/100, director aged 67). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
12 live charges · 4 lenders · oldest 10.8y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 10.8 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
12 charges (12/12 with lender, 12/12 with type)
90
Directors & officers
6 officers (2 active, 6 linked, 6 with DOB)
90
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
64 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £601,839
Cash YoY
+97%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£290k
↑ 97% YoY
Net Worth
-£602k
~ YoY
Current Assets
£35m
↑ 23% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £-601.8k | £-598.7k |
| Current assets | £34.75M | £28.21M |
| Cash | £289.5k | £147.2k |
| Debtors | £29.7k | £22.4k |
| Net assets | £-601.8k | £-598.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (49 events)Click to expand
- 2025-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-18📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-28📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2023-03-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-03-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-03-28🔓Charge satisfied #8
- 2023-03-28🔓Charge satisfied #7
- 2022-10-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-11➖LIVERAS, Alexander Andreas George Mario resigneddirector
- 2021-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-10-15📄change-person-director-company-with-change-dateofficers · CH01
- 2019-08-08📄change-person-director-company-with-change-dateofficers · CH01
- 2019-08-08📄change-person-director-company-with-change-dateofficers · CH01
- 2019-08-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-06-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-05-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-04-30🔒Charge registered #12Lender: Alpha Bank London Limited
- 2019-04-30🔒Charge registered #11Lender: Alpha Bank London Limited
- 2019-04-30🔒Charge registered #10Lender: Alpha Bank London Limited
- 2019-04-30🔒Charge registered #9Lender: Alpha Bank London Limited
- 2018-04-25➕LIVERAS, Dionysios Andreas appointeddirector
- 2018-04-25➕LIVERAS, Alexander Andreas George Mario appointeddirector
- 2018-04-25➖THOMAS, Edwyn Owen resigneddirector
- 2017-05-09🔓Charge satisfied #6
- 2017-05-09🔓Charge satisfied #5
- 2017-05-09🔓Charge satisfied #3
- 2017-05-09🔓Charge satisfied #2
- 2017-05-09🔓Charge satisfied #1
- 2017-05-08➕LIVERAS-HILALI, Lauren Anna appointeddirector
- 2017-05-08➖SHERMAN, Gavin Hadleigh resigneddirector
- 2017-05-08➖STARK, Antony David resigneddirector
- 2017-05-08➕THOMAS, Edwyn Owen appointeddirector
- 2017-05-08🔒Charge registered #8Lender: United Trust Bank Limited
- 2017-05-08🔒Charge registered #7Lender: United Trust Bank Limited
- 2017-01-05🔓Charge satisfied #4
- 2016-09-22🔒Charge registered #6Lender: Mizrahi Tefahot Bank Limited
- 2016-04-08🔒Charge registered #5Lender: Mizrahi Tefahot Bank Limited
- 2015-09-02🔒Charge registered #4Lender: Lee and Smith Properties LTD
- 2015-09-02🔒Charge registered #3Lender: Mizrahi Tefahot Bank Limited
- 2015-09-02🔒Charge registered #2Lender: Mizrahi Tefahot Bank Limited
- 2015-09-02🔒Charge registered #1Lender: Mizrahi Tefahot Bank Limited
- 2014-09-09🏢Company incorporatedAs 317 FINCHLEY ROAD LTD
- 2014-09-09➕SHERMAN, Gavin Hadleigh appointeddirector
- 2014-09-09➕STARK, Antony David appointeddirector
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 67 — succession pressure is live.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Lhk Finchley Road Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Lhk Finchley Road Ltd
Corporate parent · holds 75-100% shares
⬇
317 FINCHLEY ROAD LTD
This company · 09210311
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Lhk Finchley Road Ltd Corporate entity | 75–100% | — | 75-100% shares | 08/05/2017 |
2 historic (ceased) PSCs
- Mr Antony David Starkceased 08/05/2017· 25-50% shares · 25-50% voting · board control · firm interest
- Mr Gavin Shermanceased 08/05/2017· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · N postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 32 ONE HOMES LIMITED→ 13023820 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 333 CN CONSTRUCTION LTD→ 07055356 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| 369 ALLIANCE LTD→ 15605771 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 3ACE MEP CONTRACTORS (UK) LIMITED→ 12783807 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 3AM PROPERTIES LIMITED→ 13213433 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 3B BATHROOMS LIMITED→ 14671959 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 3BILT LTD→ 16739316 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 3D PROJECT DESIGN AND APPLICATION SOLUTIONS LTD→ 13260623 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 4GRANTED SERVICES LTD→ 14430089 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 4PK LIMITED→ 13168017 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 4SURE HOME SOLUTIONS LTD→ 17096701 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 4TH GENERATION - FLAT ROOFING SERVICES LTD→ 12293907 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-09-09
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects
Registered office
Southgate Office Village Block F
288 Chase Road
Southgate
London
N14 6HF
United Kingdom
Filing status
Accounts
Next due: 2026-12-29
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-02-18
Last: 2026-02-04
Officers (2 active · 4 resigned)
LIVERAS, Dionysios Andreas→
Activedirector · ~67y · appointed 2018-04-25
View their other companies + combined net worth →
LIVERAS-HILALI, Lauren Anna→
Activedirector · ~35y · appointed 2017-05-08
View their other companies + combined net worth →
LIVERAS, Alexander Andreas George Mario→
Resigneddirector · ~39y · appointed 2018-04-25 · resigned 2022-08-11
SHERMAN, Gavin Hadleigh→
Resigneddirector · ~51y · appointed 2014-09-09 · resigned 2017-05-08
STARK, Antony David→
Resigneddirector · ~52y · appointed 2014-09-09 · resigned 2017-05-08
THOMAS, Edwyn Owen→
Resigneddirector · ~46y · appointed 2017-05-08 · resigned 2018-04-25
Click a director name to see their full track record across all companies.
Mortgages & charges
12
Total charges
4
Outstanding
1
Active lenders
Status:Lender:12 of 12 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Alpha Bank London Alpha Bank London Limited | A registered charge | 1 property | 30/04/2019 | — | |
| outstanding | Alpha Bank London Alpha Bank London Limited | A registered charge | 1 property | 30/04/2019 | — | |
| outstanding | Alpha Bank London Alpha Bank London Limited | A registered charge | 1 property | 30/04/2019 | — | |
| outstanding | Alpha Bank London Alpha Bank London Limited | A registered charge | — | 30/04/2019 | — | |
| satisfied | United Trust Bank United Trust Bank Limited | A registered charge | 3 properties | 08/05/2017 | 28/03/2023 | |
| satisfied | United Trust Bank United Trust Bank Limited | A registered charge | 3 properties | 08/05/2017 | 28/03/2023 | |
| satisfied | Mizrahi Tefahot Bank Mizrahi Tefahot Bank Limited | A registered charge | 1 property | 22/09/2016 | 09/05/2017 | |
| satisfied | Mizrahi Tefahot Bank Mizrahi Tefahot Bank Limited | A registered charge | 3 properties | 08/04/2016 | 09/05/2017 | |
| satisfied | Lee and Smith Properties Lee and Smith Properties LTD | A registered charge | 1 property | 02/09/2015 | 05/01/2017 | |
| satisfied | Mizrahi Tefahot Bank Mizrahi Tefahot Bank Limited | A registered charge | — | 02/09/2015 | 09/05/2017 | |
| satisfied | Mizrahi Tefahot Bank Mizrahi Tefahot Bank Limited | A registered charge | 1 property | 02/09/2015 | 09/05/2017 | |
| satisfied | Mizrahi Tefahot Bank Mizrahi Tefahot Bank Limited | A registered charge | — | 02/09/2015 | 09/05/2017 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (64 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-19
change-person-director-company-with-change-date
officers · CH01
2025-09-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-22
change-account-reference-date-company-previous-extended
accounts · AA01
2023-06-28
mortgage-satisfy-charge-full
mortgage · MR04
2023-03-28
mortgage-satisfy-charge-full
mortgage · MR04
2023-03-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-08
termination-director-company-with-name-termination-date
officers · TM01
2022-10-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-29