ABACUS CAR FINANCE LIMITED

🌳Matureactive

09217414 · ltd · incorporated 2014-09-15

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Sept 2025

Net worth

—

book net assets

Opportunity

79/100

Strong

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What this business does

Primary activity: Sale of new cars and light motor vehicles

Sector: Wholesale & retail

ALSO REGISTERED FOR

45112SIC 45112

Investor take

Pursue

Active trading company with a 68-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 68). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 2 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

3 officers (2 active, 3 linked, 3 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

10 connected companies via shared directors

Filing history

27 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-09-30	2024-09-30
Total assets	—	£463
Current assets	—	£69
Net assets	—	£463
Average employees	0	—

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filing

• 1 accounts

Last 90 days

filing

• 1 accounts

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (20 events)Click to expand

2026-04-20
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-13
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-05-29
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-06
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-04-22
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-05-06
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-03-19
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-06-18
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-06-26
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-06-29
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-12-20
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2016-06-09
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-01-28
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2015-10-08
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-10-08
📄
appoint-person-director-company-with-name-date
officers · AP01
2015-09-16
➕
OWEN, Julie Ann appointed
director
2015-09-16
➕
PILKINGTON, Simon Mark appointed
director
2015-09-16
➖
DEACON, Charles Julian resigned
director
2014-09-15
🏢
Company incorporated
As ABACUS CAR FINANCE LIMITED
2014-09-15
➕
DEACON, Charles Julian appointed
director

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Founder age: Director aged approximately 68 — succession pressure is live.

Succession & seller-readiness

61/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Simon Mark Pilkington Individual · British · DOB 10/1983 · age 43	25–50%	—	25-50% shares	06/04/2016
Mrs Julie Ann Owen Individual · British · DOB 08/1958 · age 68	25–50%	—	25-50% shares	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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Similar companies

Active · Automotive · ST postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
A-LEX LEXUS SPARE PARTS LTD→ 16334706 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
AAA LOCKSMITHS LTD→ 13461860 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
AB MOTORZ LTD→ 16654562 · est 2025 · no financials extracted	—	—	—	—	—	—	—
ACCESS AUTO SERVICES LTD→ 14638719 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
ACM TRADE LTD→ 10895681 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
ACS AUTOS LTD→ 15956199 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ADAMS CARS LTD→ 13942524 · est 2022 · no financials extracted	—	—	—	—	4y	—	—
ADDISON MOTORS LIMITED→ 00714804 · est 1962 · no financials extracted	—	—	—	—	64y	—	—
ADEPT VEHICLE SOLUTIONS LIMITED→ 04571612 · est 2002 · no financials extracted	—	—	—	—	23y	—	—
ADRIAN WILSON GARAGE LIMITED→ 04512715 · est 2002 · no financials extracted	—	—	—	—	23y	—	—
AFFORDABLE MOTOR SALES LTD→ 16732213 · est 2025 · no financials extracted	—	—	—	—	—	—	—
AGRI-COMM ENGINEERING LTD→ 15230134 · est 2023 · no financials extracted	—	—	—	—	2y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2014-09-15

Jurisdictionengland-wales

Primary SIC45111 — Sale of new cars and light motor vehicles

Registered office

15 Kingsyard Rope Street

Stoke-On-Trent

Staffordshire

ST4 6DJ

England

Filing status

Accounts

Next due: 2027-06-30

Last made up to: 2025-09-30

Confirmation statement

Next due: 2026-09-29

Last: 2025-09-15

Officers (2 active · 1 resigned)

OWEN, Julie Ann→

director · ~68y · appointed 2015-09-16

View their other companies + combined net worth →

Active

PILKINGTON, Simon Mark→

director · ~43y · appointed 2015-09-16

View their other companies + combined net worth →

Active

DEACON, Charles Julian→

director · ~84y · appointed 2014-09-15 · resigned 2015-09-16

Resigned

Click a director name to see their full track record across all companies.