A & J PORTSMOUTH LIMITED

🌳Matureactive
09232736 · ltd · incorporated 2014-09-24
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
£3.4k
book net assets
Opportunity
75/100
Strong
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What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -90% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 8.0y

30/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 8.0 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 3 with DOB)
85
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
34 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £3,418
Cash draining
Cash down 90% YoY
Cash YoY
-90%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£889
↓ 90% YoY
Net Worth
£3k
↑ 135% YoY
Current Assets
£10k
↑ 8.6% YoY
Current Liabilities
—
-£10k-£6k-£2k£2k£6k£10kSept 2024Sept 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-09-302024-09-30
Total assets£10.4k£-1.5k
Current assets£9.7k£8.9k
Cash£889£8.9k
Debtors£8.8k£13
Net assets£3.4k£-9.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
  1. 2026-06-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-12-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-01-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-04-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-04-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-01-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2020-05-27
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  8. 2020-05-27
    🔓
    Charge satisfied #2
  9. 2020-02-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-04-08
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2019-04-04
    🔒
    Charge registered #2
    Lender: Bcrs Meif Gp Limited
  12. 2019-02-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2018-08-01
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  14. 2018-07-26
    🔒
    Charge registered #1
    Lender: Barclays Security Trustee Limited
  15. 2018-01-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2017-10-26
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  17. 2017-10-26
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  18. 2017-10-01
    ➕
    PORTSMOUTH, Jack Andrew appointed
    director
  19. 2017-10-01
    ➕
    PORTSMOUTH, Jacqueline Louise appointed
    director
  20. 2017-08-01
    📄
    capital-variation-of-rights-attached-to-shares
    capital · SH10
  21. 2017-08-01
    📄
    capital-name-of-class-of-shares
    capital · SH08
  22. 2016-04-08
    ➕
    PORTSMOUTH, Jacqueline Louise appointed
    secretary
  23. 2014-09-24
    🏢
    Company incorporated
    As A & J PORTSMOUTH LIMITED
  24. 2014-09-24
    ➕
    PORTSMOUTH, Andrew appointed
    director

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Founder name in company name: Company name contains director surname "PORTSMOUTH" — strong identity link between founder and business.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

35/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Jacqueline Louise Portsmouth
Individual · British · DOB 07/1971 · age 55
25–50%
—25-50% shares06/04/2016
Mr Andrew Portsmouth
Individual · British · DOB 07/1969 · age 57
25–50%
—25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2014-09-24
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects

Registered office

116 Lichfield Road Shire Oak
Walsall
West Midlands
WS9 9PF
England

Filing status

Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-10-08
Last: 2025-09-24

Officers (4 active · 0 resigned)

PORTSMOUTH, Jacqueline Louise→
secretary · appointed 2016-04-08
View their other companies + combined net worth →
Active
PORTSMOUTH, Andrew→
director · ~57y · appointed 2014-09-24
View their other companies + combined net worth →
Active
PORTSMOUTH, Jack Andrew→
director · ~29y · appointed 2017-10-01
View their other companies + combined net worth →
Active
PORTSMOUTH, Jacqueline Louise→
director · ~55y · appointed 2017-10-01
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
Bcrs Meif Gp
Bcrs Meif Gp Limited
A registered charge—04/04/201927/05/2020
outstanding
Barclays
Barclays Security Trustee Limited
A registered charge—26/07/2018—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (34 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-06-19
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-12
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-18
confirmation-statement-with-updates
confirmation-statement · CS01
2023-10-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-14
confirmation-statement-with-updates
confirmation-statement · CS01
2022-11-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-28
confirmation-statement-with-updates
confirmation-statement · CS01
2021-10-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-01-11
confirmation-statement-with-updates
confirmation-statement · CS01
2020-09-30
mortgage-satisfy-charge-full
mortgage · MR04
2020-05-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-02-11
confirmation-statement-with-updates
confirmation-statement · CS01
2019-10-02