BLUEOAK ESTATES (CHESTER) LIMITED

🌳Matureactive
09242935 · ltd · incorporated 2014-10-01
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 7.2y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2024
Net worth
£100
book net assets
Opportunity
72/100
Strong
🔔
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What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 72/100 (strong), bankability 77/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

3 live charges · 2 lenders · oldest 7.2y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 7.2 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
39 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £100

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£100
~ YoY
Current Assets
Current Liabilities
£0£122£244£367£489£611Dec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Total assets£100£100
Current assets£611
Debtors£611£611
Net assets£100£100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
  1. 2025-09-30
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  2. 2024-12-25
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  3. 2024-12-24
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  4. 2024-09-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-09-30
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  6. 2023-01-30
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  7. 2023-01-30
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  8. 2023-01-30
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  9. 2023-01-30
    🔓
    Charge satisfied #3
  10. 2023-01-30
    🔓
    Charge satisfied #2
  11. 2023-01-30
    🔓
    Charge satisfied #1
  12. 2022-06-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2021-06-03
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  14. 2021-03-25
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  15. 2021-03-22
    🔒
    Charge registered #3
    Lender: Lucy Williams
  16. 2020-11-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2020-02-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2020-01-28
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  19. 2020-01-28
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  20. 2020-01-22
    BRYCE, Michael Stephen appointed
    director
  21. 2020-01-22
    ROBERTS, Stephen Hugh resigned
    director
  22. 2019-04-23
    📄
    change-account-reference-date-company-current-shortened
    accounts · AA01
  23. 2019-04-23
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  24. 2019-03-15
    🔒
    Charge registered #2
    Lender: Thomas David Williams
  25. 2019-03-15
    🔒
    Charge registered #1
    Lender: Thomas David Williams
  26. 2017-12-18
    MCKINNEY, Karl Joseph resigned
    director
  27. 2014-10-01
    🏢
    Company incorporated
    As BLUEOAK ESTATES (CHESTER) LIMITED
  28. 2014-10-01
    MACLEAN, Iain Stuart appointed
    director
  29. 2014-10-01
    MCKINNEY, Karl Joseph appointed
    director
  30. 2014-10-01
    ROBERTS, Stephen Hugh appointed
    director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

41/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Blueoak Estates Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Blueoak Estates Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
BLUEOAK ESTATES (CHESTER) LIMITED
This company · 09242935

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Blueoak Estates Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016
1 historic (ceased) PSC
  • Mr Stephen Hugh Robertsceased 01/10/2016· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2014-10-01
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects

Registered office

20 Grosvenor Street
Chester
CH1 2DD
England

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-10-21
Last: 2025-10-07

Officers (2 active · 2 resigned)

BRYCE, Michael Stephen
director · ~57y · appointed 2020-01-22
View their other companies + combined net worth →
Active
MACLEAN, Iain Stuart
director · ~50y · appointed 2014-10-01
View their other companies + combined net worth →
Active
MCKINNEY, Karl Joseph
director · ~63y · appointed 2014-10-01 · resigned 2017-12-18
Resigned
ROBERTS, Stephen Hugh
director · ~66y · appointed 2014-10-01 · resigned 2020-01-22
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
satisfied
Lucy Williams / Amy Sheppard / Mark Williams
A registered charge1 property22/03/202130/01/2023
satisfied
Thomas David Williams
A registered charge1 property15/03/201930/01/2023
satisfied
Thomas David Williams
A registered charge1 property15/03/201930/01/2023

Recent filings (39 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-08
accounts-with-accounts-type-dormant
accounts · AA
2025-09-30
gazette-filings-brought-up-to-date
gazette · DISS40
2024-12-25
gazette-notice-compulsory
gazette · GAZ1
2024-12-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-07
accounts-with-accounts-type-dormant
accounts · AA
2023-09-30
mortgage-satisfy-charge-full
mortgage · MR04
2023-01-30
mortgage-satisfy-charge-full
mortgage · MR04
2023-01-30
mortgage-satisfy-charge-full
mortgage · MR04
2023-01-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-07