38 ST. GILES LIMITED

🌳Matureactive
09256574 · ltd · incorporated 2014-10-09
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 11.0y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Jun 2025
Net worth
£388.4k
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Hotels and similar accommodation
Sector: Accommodation & food service
Investor take
Pursue
Strong opportunity: active trading company with exceptional profile and bankable structure.

Opportunity 80/100 (exceptional), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

4 live charges · oldest 11.0y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 11.0 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 2 with DOB)
77
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
53 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £388,413

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£388k
↑ 1.4% YoY
Current Assets
£19k
↓ 44% YoY
Current Liabilities
£0£78k£155k£233k£311k£388kJun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-06-302024-06-30
Total assets£682.6k£682.1k
Current assets£18.8k£33.6k
Net assets£388.4k£383.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
4
filings
  • 1 confirmation-statement
  • 1 persons-with-significant-control
  • 1 officers
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
  1. 2026-03-04
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  2. 2026-03-04
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2026-02-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2025-03-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2025-03-19
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  6. 2025-03-19
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  7. 2025-03-19
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  8. 2025-03-19
    🔓
    Charge satisfied #4
  9. 2025-03-19
    🔓
    Charge satisfied #3
  10. 2025-03-17
    BACON, Sharon appointed
    secretary
  11. 2025-02-28
    HAGGER, Barry Thomas resigned
    secretary
  12. 2025-02-28
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  13. 2024-03-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2023-10-17
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  15. 2023-10-17
    📄
    change-person-director-company-with-change-date
    officers · CH01
  16. 2023-10-17
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2023-10-17
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  18. 2023-10-17
    📄
    change-person-director-company-with-change-date
    officers · CH01
  19. 2023-10-17
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  20. 2023-06-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  21. 2022-06-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  22. 2021-07-30
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  23. 2021-06-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  24. 2021-04-30
    HAGGER, Barry Thomas appointed
    secretary
  25. 2021-04-30
    HAGGER, Christine Margaret resigned
    secretary
  26. 2017-05-02
    🔒
    Charge registered #4
    Lender: Svenska Handelsbanken Ab (Publ)
  27. 2016-05-24
    🔒
    Charge registered #3
    Lender: Svenska Handelsbanken Ab (Publ)
  28. 2016-02-23
    BACON, John appointed
    director
  29. 2015-07-06
    KIDD, Suzanne resigned
    secretary
  30. 2015-06-23
    🔒
    Charge registered #2
    Lender: Svenska Handelsbanken Ab (Publ)
  31. 2015-06-23
    🔒
    Charge registered #1
    Lender: Svenska Handelsbanken Ab (Publ)
  32. 2014-12-04
    KIDD, Suzanne appointed
    secretary
  33. 2014-10-09
    🏢
    Company incorporated
    As 38 ST. GILES LIMITED
  34. 2014-10-09
    BACON, Dennis Matthew appointed
    director
  35. 2014-10-09
    HAGGER, Christine Margaret appointed
    secretary

Owner dependency

74/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

61/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Dennis Matthew Bacon
Individual · British · DOB 05/1963 · age 63
75100%
75-100% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2014-10-09
Jurisdictionengland-wales
Primary SIC55100 — Hotels and similar accommodation

Registered office

4 Javelin Road
Norwich
Norfolk
NR6 6HX
England

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-03-19
Last: 2026-03-05

Officers (3 active · 3 resigned)

BACON, Sharon
secretary · appointed 2025-03-17
View their other companies + combined net worth →
Active
BACON, Dennis Matthew
director · ~63y · appointed 2014-10-09
View their other companies + combined net worth →
Active
BACON, John
director · ~53y · appointed 2016-02-23
View their other companies + combined net worth →
Active
HAGGER, Barry Thomas
secretary · appointed 2021-04-30 · resigned 2025-02-28
Resigned
HAGGER, Christine Margaret
secretary · appointed 2014-10-09 · resigned 2021-04-30
Resigned
KIDD, Suzanne
secretary · appointed 2014-12-04 · resigned 2015-07-06
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
2
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
satisfied
Svenska Handelsbanken Ab (Publ)
A registered charge1 property02/05/201719/03/2025
satisfied
Svenska Handelsbanken Ab (Publ)
A registered charge1 property24/05/201619/03/2025
outstanding
Svenska Handelsbanken Ab (Publ)
A registered charge23/06/2015
outstanding
Svenska Handelsbanken Ab (Publ)
A registered charge1 property23/06/2015
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (53 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-05
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-04
change-person-director-company-with-change-date
officers · CH01
2026-03-04
accounts-with-accounts-type-micro-entity
accounts · AA
2026-02-23
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-26
appoint-person-secretary-company-with-name-date
officers · AP03
2025-03-19
mortgage-satisfy-charge-full
mortgage · MR04
2025-03-19
mortgage-satisfy-charge-full
mortgage · MR04
2025-03-19
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-05
termination-secretary-company-with-name-termination-date
officers · TM02
2025-02-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-28
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-05
confirmation-statement-with-updates
confirmation-statement · CS01
2023-10-17
change-person-secretary-company-with-change-date
officers · CH03
2023-10-17
change-person-director-company-with-change-date
officers · CH01
2023-10-17