38 ST. GILES LIMITED
- · Oldest live charge 11.0y old — refinance window within 12 months
Opportunity 80/100 (exceptional), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
4 live charges · oldest 11.0y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 11.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £682.6k | £682.1k |
| Current assets | £18.8k | £33.6k |
| Net assets | £388.4k | £383.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 persons-with-significant-control
- • 1 officers
Corporate timeline (35 events)Click to expand
- 2026-03-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-04📄change-person-director-company-with-change-dateofficers · CH01
- 2026-02-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-19📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-03-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-03-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-03-19🔓Charge satisfied #4
- 2025-03-19🔓Charge satisfied #3
- 2025-03-17➕BACON, Sharon appointedsecretary
- 2025-02-28➖HAGGER, Barry Thomas resignedsecretary
- 2025-02-28📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-03-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-17📄change-person-secretary-company-with-change-dateofficers · CH03
- 2023-10-17📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-17📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-10-17📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-06-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-30➕HAGGER, Barry Thomas appointedsecretary
- 2021-04-30➖HAGGER, Christine Margaret resignedsecretary
- 2017-05-02🔒Charge registered #4Lender: Svenska Handelsbanken Ab (Publ)
- 2016-05-24🔒Charge registered #3Lender: Svenska Handelsbanken Ab (Publ)
- 2016-02-23➕BACON, John appointeddirector
- 2015-07-06➖KIDD, Suzanne resignedsecretary
- 2015-06-23🔒Charge registered #2Lender: Svenska Handelsbanken Ab (Publ)
- 2015-06-23🔒Charge registered #1Lender: Svenska Handelsbanken Ab (Publ)
- 2014-12-04➕KIDD, Suzanne appointedsecretary
- 2014-10-09🏢Company incorporatedAs 38 ST. GILES LIMITED
- 2014-10-09➕BACON, Dennis Matthew appointeddirector
- 2014-10-09➕HAGGER, Christine Margaret appointedsecretary
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Dennis Matthew Bacon Individual · British · DOB 05/1963 · age 63 | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Hospitality · NR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 21 EAST COFFEE LTD→ 13367216 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| A & A TAVERNS LIMITED→ 09166303 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| AARON WHEATON LIMITED→ 11866187 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ABSOLUTELY! HOLIDAYS LTD→ 15146101 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADM (EA) LTD→ 16040743 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADMIRAL TRADING (NORFOLK) LIMITED→ 05866555 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| ADP UK GROUP LTD→ 11335971 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AHF FOODS LIMITED→ 13497792 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AIRNORFOLK LTD→ 12058950 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AJ PIZZA GY LIMITED→ 16457111 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AJRP NORFOLK LTD→ 15943313 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AK PROMISE LTD→ 12722676 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 02/05/2017 | 19/03/2025 | |
| satisfied | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 24/05/2016 | 19/03/2025 | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | — | 23/06/2015 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 23/06/2015 | — |