AMBLESIDE HOMES LIMITED
🌳Matureactive
09267067 · ltd · incorporated 2014-10-16
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 9.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£739.8k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Construction of domestic buildings
Sector: Construction
Investor take
PursueAsset-holding vehicle with a 67-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 85/100. Strong seller-intent signal (78/100, director aged 67). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 9.1y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 9.1 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
41 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £739,788
Net assets shrinking
Down £45,131 YoY
Cash YoY
-10%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£171k
↓ 10% YoY
Net Worth
£740k
↓ 5.7% YoY
Current Assets
£1.7m
↑ 5.4% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £744.5k | £800.1k |
| Current assets | £1.75M | £1.66M |
| Cash | £170.7k | £190.0k |
| Debtors | £718.9k | £1.16M |
| Net assets | £739.8k | £784.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2025-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-04-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-14🔓Charge satisfied #3
- 2025-04-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-28🔒Charge registered #3Lender: Charter Court Financial Services Limited Trading as Precise Mortgages
- 2024-11-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-11-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-26📄memorandum-articlesincorporation · MA
- 2022-10-26📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2022-10-26📄resolutionresolution · RESOLUTIONS
- 2022-10-26📄capital-name-of-class-of-sharescapital · SH08
- 2022-10-26📄capital-name-of-class-of-sharescapital · SH08
- 2021-10-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-20📄memorandum-articlesincorporation · MA
- 2021-04-20📄resolutionresolution · RESOLUTIONS
- 2021-04-20📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2020-12-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-01-12🔓Charge satisfied #2
- 2018-01-12🔓Charge satisfied #1
- 2017-05-12🔒Charge registered #2Lender: Funding Circle Property Finance Limited
- 2017-05-12🔒Charge registered #1Lender: Funding Circle Property Finance Limited
- 2014-10-16🏢Company incorporatedAs AMBLESIDE HOMES LIMITED
- 2014-10-16➕MANDEFIELD, Katrina Mary appointeddirector
- 2014-10-16➕MANDEFIELD, Peter appointeddirector
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 67 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 12 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
61/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Peter Mandefield Individual · British · DOB 06/1959 · age 67 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mrs Katrina Mary Mandefield Individual · British · DOB 04/1959 · age 67 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · YO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & M FALKINGHAM LIMITED→ 07812177 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| A & M YORKSHIRE LTD→ 16681297 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A. & M.E. SAWDON & SON LTD→ 04802749 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| ALLIANCE GLASS (YORK) LTD→ 04814018 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| ALTA ELECTRICAL SOLUTIONS LIMITED→ 17100004 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ALTO ROOFLINE LTD→ 16172546 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ALTOLA PROPERTY RENOVATION LIMITED→ 12224493 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AMANUENSIS LIMITED→ 00638860 · est 1959 · no financials extracted | — | — | — | — | 66y | — | — |
| AMBER CONSULTANTS LTD→ 15941964 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AMBER SPRING LTD→ 15911293 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AMBLESIDE HOMES (SPARROW 2025) LTD→ 16440121 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AMBLESIDE LIMITED→ 03518282 · est 1998 · no financials extracted | — | — | — | — | 28y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-10-16
Jurisdictionengland-wales
Primary SIC41202 — Construction of domestic buildings
Registered office
Cottage Farm
Easingwold
York
North Yorkshire
YO61 3DS
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-30
Last: 2025-10-16
Officers (2 active · 0 resigned)
MANDEFIELD, Katrina Mary→
Activedirector · ~67y · appointed 2014-10-16
View their other companies + combined net worth →
MANDEFIELD, Peter→
Activedirector · ~67y · appointed 2014-10-16
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Precise Mortgages Charter Court Financial Services Limited Trading as Precise Mortgages | A registered charge | 1 property | 28/03/2025 | 14/04/2025 | |
| satisfied | Funding Circle Funding Circle Property Finance Limited | A registered charge | 1 property | 12/05/2017 | 12/01/2018 | |
| satisfied | Funding Circle Funding Circle Property Finance Limited | A registered charge | 1 property | 12/05/2017 | 12/01/2018 |
Recent filings (41 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-23
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-30
mortgage-satisfy-charge-full
mortgage · MR04
2025-04-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-04-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-27
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-16
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-02-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-01
confirmation-statement-with-updates
confirmation-statement · CS01
2022-10-29
memorandum-articles
incorporation · MA
2022-10-26
capital-variation-of-rights-attached-to-shares
capital · SH10
2022-10-26
resolution
resolution · RESOLUTIONS
2022-10-26
capital-name-of-class-of-shares
capital · SH08
2022-10-26