4UR HOME LIMITED
Opportunity 70/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 8 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
57 live charges · 8 lenders · oldest 9.7y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 9.7 years old — likely at or near maturity.
- · 8 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Total assets | £2.82M | £2.80M |
| Current assets | £50.1k | £26.6k |
| Net assets | £192.8k | £159.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 confirmation-statement
- • 1 mortgage
- • 7 mortgage
- • 1 confirmation-statement
- • 11 mortgage
- • 1 confirmation-statement
Corporate timeline (89 events)Click to expand
- 2026-05-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-18🔒Charge registered #57Lender: The Mortgage Works (UK) PLC
- 2026-04-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-15🔒Charge registered #56Lender: Lendinvest Btl Limited
- 2026-04-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-02🔒Charge registered #55Lender: Landbay Partners Limited
- 2026-04-02🔒Charge registered #54Lender: Landbay Partners Limited
- 2026-04-02🔒Charge registered #53Lender: Fleet Mortgages Limited
- 2026-04-02🔒Charge registered #52Lender: Landbay Partners Limited
- 2026-04-02🔒Charge registered #51Lender: Landbay Partners Limited
- 2026-03-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-20🔒Charge registered #50Lender: Fleet Mortgages Limited
- 2026-03-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-16🔒Charge registered #49Lender: Fleet Mortgages Limited
- 2026-01-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-07🔒Charge registered #48Lender: Fleet Mortgages Limited
- 2026-01-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-02🔒Charge registered #47Lender: Fleet Mortgages Limited
- 2025-11-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-24🔒Charge registered #46Lender: Fleet Mortgages Limited
- 2025-11-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-14🔒Charge registered #45Lender: Fleet Mortgages Limited
- 2025-10-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-30🔒Charge registered #44Lender: Fleet Mortgages Limited
- 2025-09-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-25🔒Charge registered #43Lender: Fleet Mortgages Limited
- 2025-09-25🔒Charge registered #42Lender: Fleet Mortgages Limited
- 2025-09-25🔒Charge registered #41Lender: Fleet Mortgages Limited
- 2025-08-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-06-27📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-08-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-07-21🔓Charge satisfied #7
- 2023-07-21🔓Charge satisfied #6
- 2023-07-21🔓Charge satisfied #5
- 2023-07-21🔓Charge satisfied #4
- 2023-07-21🔓Charge satisfied #2
- 2023-07-21🔓Charge satisfied #1
- 2023-06-23🔒Charge registered #40Lender: Paragon Bank PLC
- 2023-05-26🔒Charge registered #39Lender: Paragon Bank PLC
- 2023-05-26🔒Charge registered #38Lender: Paragon Bank PLC
- 2023-05-26🔒Charge registered #37Lender: Paragon Bank PLC
- 2023-05-26🔒Charge registered #36Lender: Paragon Bank PLC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
- +No director turnover: Company is 12 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 med · 1 lowHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-05-18: A registered charge; 2026-04-15: A registered charge; 2026-04-02: A registered charge
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Firas Resan Individual · British · DOB 07/1968 · age 58 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control · firm interest | 10/10/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · M postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 8VIO HOME LTD→ 15551112 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 9 STAR ( UK) LTD→ 10882927 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 901MHK LIMITED→ 17009535 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 92 LETTINGS LTD→ 15806999 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 9MOVES LTD→ 11591994 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| A AND F ORALCARE LTD→ 11940781 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| A AND S ENG LTD→ 08987858 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| A&A MCR PROPERTIES LTD→ 12663963 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| A1 MCR PROPERTIES LTD→ 15991845 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A2 PROPERTIES LTD→ 13787389 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| A2Z PROPERTIES SERVICES LTD→ 15487517 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| A3 GLOBAL CONSTRUCTION & PROPERTY SOLUTION LIMITED→ 16186280 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 18/05/2026 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 15/04/2026 | — | |
| outstanding | Landbay Landbay Partners Limited | A registered charge | 1 property | 02/04/2026 | — | |
| outstanding | Landbay Landbay Partners Limited | A registered charge | 1 property | 02/04/2026 | — | |
| outstanding | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 02/04/2026 | — | |
| outstanding | Landbay Landbay Partners Limited | A registered charge | 1 property | 02/04/2026 | — | |
| outstanding | Landbay Landbay Partners Limited | A registered charge | 1 property | 02/04/2026 | — | |
| outstanding | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 20/03/2026 | — | |
| outstanding | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 16/03/2026 | — | |
| outstanding | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 07/01/2026 | — | |
| outstanding | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 02/01/2026 | — | |
| outstanding | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 24/11/2025 | — | |
| outstanding | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 14/11/2025 | — | |
| outstanding | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 30/09/2025 | — | |
| outstanding | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 25/09/2025 | — | |
| outstanding | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 25/09/2025 | — | |
| outstanding | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 25/09/2025 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 23/06/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 26/05/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 26/05/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 26/05/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 26/05/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 26/05/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 26/05/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 26/05/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 26/05/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 26/05/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 26/05/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 26/05/2023 | — | |
| outstanding | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 23/05/2022 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 23/03/2022 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 23/03/2022 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 23/03/2022 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 07/03/2022 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 2 properties | 10/08/2020 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 13/07/2020 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 30/05/2019 | — | |
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 08/02/2019 | — | |
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 19/12/2018 | — | |
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 19/12/2018 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 22/06/2018 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 20/06/2018 | — | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 30/05/2018 | 08/02/2022 | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 12/04/2018 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 12/04/2018 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 09/02/2018 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 10/01/2018 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 10/01/2018 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 12/09/2017 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 07/07/2017 | — | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 16/12/2016 | 21/07/2023 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 14/11/2016 | 21/07/2023 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 04/11/2016 | 21/07/2023 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 01/11/2016 | 21/07/2023 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 01/11/2016 | 08/02/2022 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 28/10/2016 | 21/07/2023 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 7 properties | 28/10/2016 | 21/07/2023 |