COGS EMPLOYEE BENEFITS LIMITED

🌳Matureactive
09312599 · ltd · incorporated 2014-11-14
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2025
Net worth
—
book net assets
Opportunity
72/100
Strong
🔔
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What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 72/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
6 officers (3 active, 6 linked, 6 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
58 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Nov 2024Nov 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-11-302024-11-30
Average employees00

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
  • • 1 accounts
  • • 1 confirmation-statement
  • • 1 officers
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
  1. 2026-02-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2026-01-20
    ➖
    BELTON, Simon Edward resigned
    director
  3. 2026-01-20
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  4. 2025-07-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-12-12
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2024-12-12
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  7. 2024-06-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2023-05-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2022-08-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2021-11-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2021-09-17
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  12. 2021-09-17
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  13. 2021-09-17
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  14. 2021-09-17
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2021-09-17
    📄
    change-person-director-company-with-change-date
    officers · CH01
  16. 2021-09-17
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2021-09-17
    📄
    change-person-director-company-with-change-date
    officers · CH01
  18. 2021-09-17
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  19. 2021-04-30
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  20. 2021-04-27
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  21. 2018-12-31
    ➖
    HALL, Joanna Marie resigned
    director
  22. 2017-07-12
    ➕
    BELTON, Simon Edward appointed
    director
  23. 2017-05-19
    ➕
    WHITAKER, Karl Frank appointed
    director
  24. 2017-01-12
    ➕
    HAWTHORN, Tristram Joshua John appointed
    director
  25. 2017-01-12
    ➕
    HALL, Joanna Marie appointed
    director
  26. 2016-09-07
    ➖
    HALL, Joanna Marie resigned
    director
  27. 2016-06-27
    ➕
    HALL, James appointed
    director
  28. 2014-11-14
    🏢
    Company incorporated
    As COGS EMPLOYEE BENEFITS LIMITED
  29. 2014-11-14
    ➕
    HALL, Joanna Marie appointed
    director

Owner dependency

50/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

Succession & seller-readiness

30/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

Red flags

1 low
Multiple registered office changes
low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Karl Frank Whitaker
Individual · British · DOB 02/1973 · age 53
25–50%
25–50%board control25-50% shares · 25-50% voting · board control · trust interest · firm interest01/06/2018
Mr Tristram Joshua John Hawthorn
Individual · British · DOB 11/1978 · age 48
25–50%
25–50%board control25-50% shares · 25-50% voting · board control · trust interest · firm interest12/07/2017
Mr James Hall
Individual · British · DOB 03/1979 · age 47
25–50%
25–50%board control25-50% shares · 25-50% voting · board control · trust interest · firm interest12/07/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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———————
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2014-11-14
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

The Flat The Cross
Child Okeford
Blandford
Dorset
DT11 8ED
United Kingdom

Filing status

Accounts
Next due: 2027-08-31
Last made up to: 2025-11-30
Confirmation statement
Next due: 2027-01-21
Last: 2026-01-07

Officers (3 active · 3 resigned)

HALL, James→
director · ~47y · appointed 2016-06-27
View their other companies + combined net worth →
Active
HAWTHORN, Tristram Joshua John→
director · ~48y · appointed 2017-01-12
View their other companies + combined net worth →
Active
WHITAKER, Karl Frank→
director · ~53y · appointed 2017-05-19
View their other companies + combined net worth →
Active
BELTON, Simon Edward→
director · ~51y · appointed 2017-07-12 · resigned 2026-01-20
Resigned
HALL, Joanna Marie→
director · ~46y · appointed 2017-01-12 · resigned 2018-12-31
Resigned
HALL, Joanna Marie→
director · ~46y · appointed 2014-11-14 · resigned 2016-09-07
Resigned

Click a director name to see their full track record across all companies.

Recent filings (58 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-21
termination-director-company-with-name-termination-date
officers · TM01
2026-01-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-20
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-12-12
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-12-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-09-17