78A SW48BH LIMITED
- 68100Buying and selling of own real estate
Opportunity 72/100 (strong), bankability 77/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
7 live charges · 3 lenders · oldest 11.0y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 11.0 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
Corporate timeline (32 events)Click to expand
- 2025-09-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-08-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-09-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-09-14🔓Charge satisfied #7
- 2022-09-14🔓Charge satisfied #6
- 2021-09-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-07-09🔓Charge satisfied #3
- 2020-09-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-09-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-08-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-08-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-08-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2017-08-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2017-08-04🔓Charge satisfied #5
- 2017-08-04🔓Charge satisfied #4
- 2017-08-04🔓Charge satisfied #2
- 2017-08-04🔓Charge satisfied #1
- 2017-07-31🔒Charge registered #7Lender: Al Rayan Bank PLC
- 2017-07-31🔒Charge registered #6Lender: Al Rayan Bank PLC
- 2015-12-11🔒Charge registered #5Lender: Omni Capital Partners Limited
- 2015-10-21🔒Charge registered #4Lender: Omni Capital Partners Limited
- 2015-05-18🔒Charge registered #3Lender: Necessity Supplies Limited
- 2015-05-18🔒Charge registered #2Lender: Omni Capital Partners Limited
- 2015-05-18🔒Charge registered #1Lender: Omni Capital Partners Limited
- 2014-12-04🏢Company incorporatedAs 78A SW48BH LIMITED
- 2014-12-04➕MEHTA, Ishil Bharat appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ishil Bharat Mehta Individual · British · DOB 10/1987 · age 39 | — | — | sig. influencesignificant influence · firm interest | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Al Rayan Bank Al Rayan Bank PLC | A registered charge | 1 property | 31/07/2017 | 14/09/2022 | |
| satisfied | Al Rayan Bank Al Rayan Bank PLC | A registered charge | 1 property | 31/07/2017 | 14/09/2022 | |
| satisfied | Omni Capital Partners Omni Capital Partners Limited | A registered charge | — | 11/12/2015 | 04/08/2017 | |
| satisfied | Omni Capital Partners Omni Capital Partners Limited | A registered charge | — | 21/10/2015 | 04/08/2017 | |
| satisfied | Necessity Supplies Necessity Supplies Limited | A registered charge | 1 property | 18/05/2015 | 09/07/2021 | |
| satisfied | Omni Capital Partners Omni Capital Partners Limited | A registered charge | 1 property | 18/05/2015 | 04/08/2017 | |
| satisfied | Omni Capital Partners Omni Capital Partners Limited | A registered charge | 1 property | 18/05/2015 | 04/08/2017 |