A I COMMODITIES LTD
🌳Matureactive
09343939 · ltd · incorporated 2014-12-08
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 9.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£-18.7k
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: SIC 46720
Sector: Wholesale & retail
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 80/100 (exceptional), bankability 80/100. Strong seller-intent signal (68/100, director aged 68). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · oldest 9.2y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 9.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
29 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £18,680
Cash YoY
+408%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£11k
↑ 408% YoY
Net Worth
-£19k
↑ 14% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £-18.7k | £-21.8k |
| Current assets | — | £2.2k |
| Cash | £11.3k | £2.2k |
| Net assets | £-18.7k | £-21.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
3
filings
- • 1 accounts
- • 1 confirmation-statement
- • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2026-05-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-01-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-04-13🔒Charge registered #2Lender: Habib Bank Zurich PLC
- 2020-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-22📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2017-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-03-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-03-14🔒Charge registered #1Lender: Habib Bank Zurich PLC
- 2016-08-10📄accounts-with-accounts-type-dormantaccounts · AA
- 2016-02-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2014-12-08🏢Company incorporatedAs A I COMMODITIES LTD
- 2014-12-08➕BASIT, Abdul appointeddirector
- 2014-12-08➕IRSHAD, Muhammad appointeddirector
Owner dependency
78/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 68 — succession pressure is live.
- +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
61/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Muhammad Irshad Individual · Pakistani · DOB 09/1958 · age 68 | 25–50% | — | 25-50% shares | 07/12/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| ACRM WINE (UK) LTD→ 16682794 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AEG1 LTD→ 17015777 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AFB EUROPE LTD→ 11609266 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AFFA ELECTRONICS LTD→ 13320373 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AFG BAZARIA LTD→ 14612546 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-12-08
Jurisdictionengland-wales
Primary SIC46720 — SIC 46720
Registered office
16 Bantam House 6 Heritage Avenue
Colindale
London
NW9 5AA
England
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-12-21
Last: 2025-12-07
Officers (2 active · 0 resigned)
BASIT, Abdul→
Activedirector · ~41y · appointed 2014-12-08
View their other companies + combined net worth →
IRSHAD, Muhammad→
Activedirector · ~68y · appointed 2014-12-08
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Habib Bank Zurich Habib Bank Zurich PLC | A registered charge | 1 property | 13/04/2021 | — | |
| outstanding | Habib Bank Zurich Habib Bank Zurich PLC | A registered charge | — | 14/03/2017 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (29 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-13
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-01-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-30
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-04-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-03-31