AF PAYMENTS LIMITED
🌳Matureactive
09356276 · ltd · incorporated 2014-12-16
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (3 active, 4 linked, 4 with DOB)
90
Ownership & PSC
0 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
41 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Average employees | 100 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2025-09-30📄accounts-with-accounts-type-smallaccounts · AA
- 2024-06-17📄accounts-with-accounts-type-smallaccounts · AA
- 2024-06-03📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-03📄accounts-with-accounts-type-smallaccounts · AA
- 2023-08-16📄notification-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC08
- 2023-08-16📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-05-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-05-12➕SMITH, Paul Andrew appointeddirector
- 2023-01-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-03📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-08-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-02-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-02-24➕BRADLEY, Simon appointeddirector
- 2020-02-24➖COURTNEIDGE, Robert Edmund resigneddirector
- 2019-10-15📄capital-allotment-sharescapital · SH01
- 2019-10-03📄accounts-with-accounts-type-fullaccounts · AA
- 2018-10-08📄accounts-with-accounts-type-fullaccounts · AA
- 2015-02-13➕COURTNEIDGE, Robert Edmund appointeddirector
- 2014-12-16🏢Company incorporatedAs AF PAYMENTS LIMITED
- 2014-12-16➕EL KHOURY, Guy Raymond, Mr. appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · SW postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ABS PARTNERS LIMITED→ 04892728 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| ACHILLES CONSULTING LTD→ 11055345 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ACP DEBT CAPITAL MARKETS LIMITED→ 07521599 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| ADAXIA 2015 LIMITED→ 09462905 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| ADP CAPITAL UK CO LTD→ 15907022 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADS TECHNOLOGY SOLUTIONS UK LIMITED→ 09175922 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ADVISANT CAPITAL ADVISORS LIMITED→ 15868962 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AE LONDON LIMITED→ 15676171 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AEQUITAS RESEARCH UK LIMITED→ 16262784 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AETIA LTD→ 07057866 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| AFFORDABLE HOUSES TO OWN LIMITED→ 11734735 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AFRY CAPITAL LIMITED→ 03639550 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-12-16
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
33 Lowndes Street
Knightsbridge
London
SW1X 9HX
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-08-21
Last: 2025-08-07
Officers (3 active · 1 resigned)
BRADLEY, Simon→
Activedirector · ~42y · appointed 2020-02-24
View their other companies + combined net worth →
EL KHOURY, Guy Raymond, Mr.→
Activedirector · ~46y · appointed 2014-12-16
View their other companies + combined net worth →
SMITH, Paul Andrew→
Activedirector · ~58y · appointed 2023-05-12
View their other companies + combined net worth →
COURTNEIDGE, Robert Edmund→
Resigneddirector · ~62y · appointed 2015-02-13 · resigned 2020-02-24
Click a director name to see their full track record across all companies.
Recent filings (41 total)
accounts-with-accounts-type-small
accounts · AA
2025-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-07
accounts-with-accounts-type-small
accounts · AA
2024-06-17
change-person-director-company-with-change-date
officers · CH01
2024-06-03
accounts-with-accounts-type-small
accounts · AA
2023-10-03
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-18
notification-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC08
2023-08-16
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-08-16
appoint-person-director-company-with-name-date
officers · AP01
2023-05-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-14
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-08-03
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-08-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-19