NATIONWIDE COMMERCIAL FINANCE LTD

💤Zombieactive
09363545 · ltd · incorporated 2014-12-22
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 77-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 77). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (1 active, 5 linked, 4 with DOB)
86
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
38 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Dec 2024Dec 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-12-312024-12-31
Average employees100100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
  1. 2026-03-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-02-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-10-31
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  4. 2024-09-03
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  5. 2024-08-14
    ➖
    MARTIN, Daniel Andrew resigned
    director
  6. 2024-08-13
    ➕
    MARTIN, Daniel Andrew appointed
    director
  7. 2024-08-13
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  8. 2024-08-13
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  9. 2024-08-13
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  10. 2024-08-12
    ➖
    MARTIN, Daniel Andrew resigned
    director
  11. 2024-06-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2023-08-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2023-08-18
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  14. 2022-09-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2022-08-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  16. 2022-04-13
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  17. 2022-04-13
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  18. 2022-03-09
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  19. 2022-03-09
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  20. 2022-03-09
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  21. 2022-03-09
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  22. 2022-03-01
    ➕
    MARTIN, Charles Andrew appointed
    director
  23. 2022-02-28
    ➖
    MARTIN, Charles Andrew resigned
    director
  24. 2022-02-28
    ➕
    MARTIN, Daniel Andrew appointed
    director
  25. 2021-04-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  26. 2015-01-05
    ➖
    MARTIN, Pauline resigned
    secretary
  27. 2014-12-22
    🏢
    Company incorporated
    As NATIONWIDE COMMERCIAL FINANCE LTD
  28. 2014-12-22
    ➕
    MARTIN, Pauline appointed
    secretary
  29. 2014-12-22
    ➕
    MARTIN, Charles Andrew appointed
    director

Owner dependency

90/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder age: Director aged approximately 77 — succession pressure is live.

Succession & seller-readiness

75/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Charles Andrew Martin
Individual · British · DOB 11/1949 · age 77
75–100%
75–100%board control75-100% shares · 75-100% voting · board control12/08/2024
2 historic (ceased) PSCs
  • Mr Daniel Andrew Martinceased 12/08/2024· 75-100% shares
  • Mr Charles Andrew Martinceased 28/02/2022· 75-100% shares · 75-100% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2014-12-22
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

15 Gaisgill Avenue
Morecambe
LA4 4UF
England

Filing status

Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2026-08-27
Last: 2025-08-13

Officers (1 active · 4 resigned)

MARTIN, Charles Andrew→
director · ~77y · appointed 2022-03-01
View their other companies + combined net worth →
Active
MARTIN, Pauline→
secretary · appointed 2014-12-22 · resigned 2015-01-05
Resigned
MARTIN, Charles Andrew→
director · ~77y · appointed 2014-12-22 · resigned 2022-02-28
Resigned
MARTIN, Daniel Andrew→
director · ~48y · appointed 2024-08-13 · resigned 2024-08-14
Resigned
MARTIN, Daniel Andrew→
director · ~48y · appointed 2022-02-28 · resigned 2024-08-12
Resigned

Click a director name to see their full track record across all companies.

Recent filings (38 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-19
termination-director-company-with-name-termination-date
officers · TM01
2024-10-31
appoint-person-director-company-with-name-date
officers · AP01
2024-09-03
confirmation-statement-with-updates
confirmation-statement · CS01
2024-08-13
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-08-13
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-08-13
termination-director-company-with-name-termination-date
officers · TM01
2024-08-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-18
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-08-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-06