BESPOKE HEALTH PLANS LIMITED
💤Zombieactive
09367353 · ltd · incorporated 2014-12-24
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2025
Net worth
£203
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
40 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £203
Net assets shrinking
Down £6 YoY
Cash YoY
+112%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£1k
↑ 112% YoY
Net Worth
£203
↓ 2.9% YoY
Current Assets
£20k
↑ 14% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Total assets | £2.7k | £8.0k |
| Current assets | £20.0k | £17.5k |
| Cash | £1.1k | £512 |
| Debtors | £16.9k | £15.5k |
| Net assets | £203 | £209 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2026-06-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-12-24📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-08-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-24📄capital-allotment-sharescapital · SH01
- 2023-05-24📄capital-allotment-sharescapital · SH01
- 2023-03-06📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2023-03-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-12-30➕MACKAY, Gordon Gray appointedsecretary
- 2022-12-30➖MACKAY, Gordon Gray resigneddirector
- 2022-04-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-02-19📄change-person-director-company-with-change-dateofficers · CH01
- 2021-02-18📄change-person-director-company-with-change-dateofficers · CH01
- 2021-02-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-02-01➕MACKAY, Gordon Gray appointeddirector
- 2020-11-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-03-17📄change-person-director-company-with-change-dateofficers · CH01
- 2020-03-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2014-12-24🏢Company incorporatedAs BESPOKE HEALTH PLANS LIMITED
- 2014-12-24➕MACKAY, Natasha appointeddirector
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Natasha Mackay Individual · British · DOB 05/1967 · age 59 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
1 historic (ceased) PSC
- Natasha Medhurstceased 06/04/2016· 75-100% shares · 75-100% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| AVA ROSE MORTGAGES LTD→ 16794792 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
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| BEULAH FINANCIAL LTD→ 11583248 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BLUE CLOUD GLOBAL U.K. LIMITED→ 14819323 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BLUE HORSESHOE ENTERPRISES LTD→ 14192790 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BLUE MOTOR FINANCE LIMITED→ 02738187 · est 1992 · no financials extracted | — | — | — | — | 33y | — | — |
| BLUE ZULU CONSULTANCY LIMITED→ 06715268 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| BLUEPRINT MORTGAGES & PROTECTION LTD→ 13946617 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| BLUEWOOD TRADING LTD→ 12518418 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| BONTHUYS LTD→ 10621000 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| BOURNELEA LTD→ 14319191 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-12-24
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding
Registered office
Unit 2.02 High Weald House
Glovers End
Bexhill
East Sussex
TN39 5ES
England
Filing status
Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2027-01-07
Last: 2025-12-24
Officers (2 active · 1 resigned)
MACKAY, Gordon Gray→
Activesecretary · appointed 2022-12-30
View their other companies + combined net worth →
MACKAY, Natasha→
Activedirector · ~59y · appointed 2014-12-24
View their other companies + combined net worth →
MACKAY, Gordon Gray→
Resigneddirector · ~58y · appointed 2021-02-01 · resigned 2022-12-30
Click a director name to see their full track record across all companies.
Recent filings (40 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-06-19
confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-12-24
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-12-24
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-27
confirmation-statement-with-updates
confirmation-statement · CS01
2023-12-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-15
capital-allotment-shares
capital · SH01
2023-05-24
capital-allotment-shares
capital · SH01
2023-05-24
appoint-person-secretary-company-with-name-date
officers · AP03
2023-03-06
termination-director-company-with-name-termination-date
officers · TM01
2023-03-06
confirmation-statement-with-updates
confirmation-statement · CS01
2022-12-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-05